In January 2026, the in-force annualized premium was JPY 36,637 million, a 109% increase year-over-year. Individual insurance accounted for JPY 28,350 million (107% year-over-year), and group credit life insurance was JPY 8,286 million (118% year-over-year).<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"7157","jir_company_name":"Lifenet Insurance Company","jir_importance":"\u2605\u2605\u2605\u2606\u2606","jir_publication_date":"2026-02-10","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/02\/7157-20260210-01.pdf","jir_short_summary":"In January 2026, the in-force annualized premium was JPY 36,637 million, a 109% increase year-over-year. Individual insurance accounted for JPY 28,350 million (107% year-over-year), and group credit life insurance was JPY 8,286 million (118% year-over-year).","jir_summary":"### Overview of Performance\nAs of the end of January 2026, the in-force annualized premium totaled JPY 36,637 million, reflecting a 109% increase compared to the same month last year. Breakdown shows individual insurance at JPY 28,350 million (107% YoY) and group credit life insurance at JPY 8,286 million (118% YoY). Additionally, the number of individual insurance in-force contracts increased to 676,268 contracts from 630,258 in the same month last year, with new contract annualized premium and new contract numbers also exceeding the previous year's figures. Claims and benefits paid amounted to JPY 594 million, up from JPY 507 million in the same month last year; however, the lapse and surrender rate improved to 5.7%, down from 6.0% year-over-year.\n\n### Outlook and Impact on Investors\nThis earnings update is based on preliminary figures and may differ from finalized numbers. Nevertheless, the growth in in-force annualized premium and improvement in lapse and surrender rates indicate stable business expansion. The notable increase in group credit life insurance is also expected to strengthen the revenue base moving forward. Investors are advised to monitor these trends carefully while awaiting the official financial results announcement.","jir_financial_highlights":"In-Force Annualized Premium: JPY 36,637 million (Year-over-Year 109%)\nIndividual Insurance In-Force Annualized Premium: JPY 28,350 million (Year-over-Year 107%)\nGroup Credit Life Insurance In-Force Annualized Premium: JPY 8,286 million (Year-over-Year 118%)\nIndividual Insurance In-Force Contracts: 676,268 contracts (Year-over-Year Unknown (Previous year same month 630,258 contracts))\nIndividual Insurance New Contract Annualized Premium: JPY 330 million (Year-over-Year Unknown (Previous year same month JPY 282 million))\nIndividual Insurance New Contracts: 9,029 contracts (Year-over-Year Unknown (Previous year same month 7,407 contracts))\nIndividual Insurance Claims and Benefits Paid: JPY 594 million (Year-over-Year Unknown (Previous year same month JPY 507 million))\nIndividual Insurance Lapse and Surrender Rate: 5.7% (Year-over-Year Decreased from 6.0%)","jir_category":"","jir_hashtags":"#LifenetInsurance, #MonthlyEarningsUpdate, #JapaneseStocks","jir_key_figures":"In-Force Annualized Premium: JPY 36,637 million (Year-over-Year 109%)\nIndividual Insurance In-Force Contracts: 676,268 contracts (Previous year same month 630,258 contracts)\nIndividual Insurance Lapse and Surrender Rate: 5.7% (Previous year same month 6.0%)","jir_meta_title":"Lifenet Insurance January 2026 In-Force Annualized Premium Up 109% Earnings Update","jir_meta_description":"Lifenet Insurance's in-force annualized premium for January 2026 reached JPY 36,637 million, a 109% increase year-over-year. Strong performance in individual and group credit life insurance, with improvement in lapse and surrender rates.","jir_og_title":"Lifenet Insurance January 2026 Earnings Update Released","jir_og_description":"January 2026 in-force annualized premium increased 109% year-over-year to JPY 36,637 million. Both individual and group credit life insurance lines show growth trends.","jir_og_image_url":"\/assets\/og\/company-general_ir.jpg","jir_chart_data_collection":"[]","ir_related_company":9218,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"sales_update","footnotes":""},"sector":[],"importance":[],"class_list":["post-27135","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"\n