For the third quarter of the fiscal year ending March 2026, ordinary revenue was \u00a5139.601 billion (up 28.2% YoY), ordinary income was \u00a529.357 billion (up 65.8% YoY), and net income attributable to owners of parent was \u00a520.413 billion (up 62.1% 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Ltd.","jir_importance":"\u2605\u2605\u2605\u2605\u2606","jir_publication_date":"2026-02-10","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/02\/8524-20260210-01.pdf","jir_short_summary":"For the third quarter of the fiscal year ending March 2026, ordinary revenue was \u00a5139.601 billion (up 28.2% YoY), ordinary income was \u00a529.357 billion (up 65.8% YoY), and net income attributable to owners of parent was \u00a520.413 billion (up 62.1% YoY).","jir_summary":"### Overview of Business Results\nDuring the cumulative consolidated period of the third quarter of the fiscal year ending March 2026, ordinary revenue reached \u00a5139.601 billion (up 28.2% YoY), driven by increased interest income on loans and gains on sales of securities. Ordinary expenses rose to \u00a5110.253 billion (year-on-year increase) due to higher deposit interest and operating expenses; however, ordinary income significantly increased to \u00a529.357 billion (up 65.8% YoY). Net income attributable to owners of parent totaled \u00a520.413 billion (up 62.1% YoY). By segment, ordinary income from banking operations was \u00a528.6 billion (\u00a511.3 billion increase YoY), and leasing operations experienced a slight increase.\n\n### Financial Position and Capital Policy\nTotal assets decreased by \u00a5113 billion from the previous consolidated fiscal year to \u00a513.333715 trillion, while net assets rose by \u00a516.6 billion to \u00a5401.0052 billion, improving the capital adequacy ratio to 2.9%. On May 30, 2025, the company canceled 21,000,000 treasury shares, reducing capital surplus and treasury stock by \u00a57.885 billion each. On January 29, 2026, a resolution was passed to acquire treasury stock (up to 3,200,000 shares, \u00a52.4 billion) aimed at enhancing capital efficiency. There is no change in dividend forecast, with a year-end dividend of \u00a526.00 planned for the full year.","jir_financial_highlights":"Ordinary Revenue: \u00a5139.601 billion (Up 28.2% YoY)\nOrdinary Income: \u00a529.357 billion (Up 65.8% YoY)\nNet Income Attributable to Owners of Parent: \u00a520.413 billion (Up 62.1% YoY)\nTotal Assets: \u00a513.333715 trillion (Decreased by \u00a5113 billion compared to previous consolidated fiscal year)\nNet Assets: \u00a5401.0052 billion (Increased by \u00a516.6 billion compared to previous consolidated fiscal year)\nCapital Adequacy Ratio: 2.9% (Increased by 0.1 points compared to previous consolidated fiscal year)\nNumber of Issued Shares (Including Treasury Stock): 378,060,179 shares (Decreased by 21,000,000 shares compared to previous consolidated fiscal year (due to treasury stock cancellation))\nNumber of Treasury Shares: 1,565,019 shares (Decreased by 20,955,845 shares compared to previous consolidated fiscal year)\nAnnual Dividend (Forecast): Year-end \u00a526.00 (Full year) (No change from previous fiscal year)","jir_category":"","jir_hashtags":"#HokuyoBankLtd, #FinancialSummary, #JapaneseStocks","jir_key_figures":"Ordinary Revenue: \u00a5139.601 billion (up 28.2% YoY)\nOrdinary Income: \u00a529.357 billion (up 65.8% YoY)\nNet Income Attributable to Owners of Parent: \u00a520.413 billion (up 62.1% YoY)","jir_meta_title":"Hokuyo Bank, Ltd. Financial Summary for Third Quarter of Fiscal Year Ending March 2026\uff5cOrdinary Income \u00a529.357 Billion (Up 65.8% YoY)","jir_meta_description":"Hokuyo Bank, Ltd.'s Financial Summary for the third quarter of the fiscal year ending March 2026. Ordinary revenue was \u00a5139.601 billion (up 28.2% YoY), ordinary income \u00a529.357 billion (up 65.8% YoY), and net income attributable to owners of parent \u00a520.413 billion (up 62.1% YoY).","jir_og_title":"Hokuyo Bank Q3 FY2026 Financial Results\uff5cSignificant Increase in Ordinary Income","jir_og_description":"Hokuyo Bank's Financial Summary for the third quarter of fiscal year ending March 2026 reports a substantial year-over-year increase with ordinary income at \u00a529.357 billion and net income at \u00a520.413 billion.","jir_og_image_url":"\/assets\/og\/company-general_ir.jpg","jir_chart_data_collection":"[{\"jir_chart_id\": \"revenue_trend\", \"jir_chart_type\": \"bar\", \"jir_chart_title\": \"Trends in Ordinary Revenue (Million Yen)\", \"jir_chart_json_data\": \"{\\\"type\\\":\\\"bar\\\",\\\"data\\\":{\\\"labels\\\":[\\\"Q3 2025\\\",\\\"Q3 2026\\\"],\\\"datasets\\\":[{\\\"label\\\":\\\"Ordinary Revenue\\\",\\\"data\\\":[108876,139610],\\\"backgroundColor\\\":\\\"#4e73df\\\"}]},\\\"options\\\":{\\\"scales\\\":{\\\"y\\\":{\\\"beginAtZero\\\":true}}}}\"}, {\"jir_chart_id\": \"operating_profit_trend\", \"jir_chart_type\": \"bar\", \"jir_chart_title\": \"Trends in Ordinary Income (Million Yen)\", \"jir_chart_json_data\": \"{\\\"type\\\":\\\"bar\\\",\\\"data\\\":{\\\"labels\\\":[\\\"Q3 2025\\\",\\\"Q3 2026\\\"],\\\"datasets\\\":[{\\\"label\\\":\\\"Ordinary Income\\\",\\\"data\\\":[17696,29357],\\\"backgroundColor\\\":\\\"#1cc88a\\\"}]},\\\"options\\\":{\\\"scales\\\":{\\\"y\\\":{\\\"beginAtZero\\\":true}}}}\"}, {\"jir_chart_id\": \"net_profit_trend\", \"jir_chart_type\": \"bar\", \"jir_chart_title\": \"Trends in Net Income Attributable to Owners of Parent (Million Yen)\", \"jir_chart_json_data\": \"{\\\"type\\\":\\\"bar\\\",\\\"data\\\":{\\\"labels\\\":[\\\"Q3 2025\\\",\\\"Q3 2026\\\"],\\\"datasets\\\":[{\\\"label\\\":\\\"Net Income\\\",\\\"data\\\":[12586,20413],\\\"backgroundColor\\\":\\\"#f6c23e\\\"}]},\\\"options\\\":{\\\"scales\\\":{\\\"y\\\":{\\\"beginAtZero\\\":true}}}}\"}, {\"jir_chart_id\": \"segment_profit_breakdown\", \"jir_chart_type\": \"bar\", \"jir_chart_title\": \"Comparison of Ordinary Income by Segment (Million Yen)\", \"jir_chart_json_data\": \"{\\\"type\\\":\\\"bar\\\",\\\"data\\\":{\\\"labels\\\":[\\\"Banking\\\",\\\"Leasing\\\"],\\\"datasets\\\":[{\\\"label\\\":\\\"Q3 2025\\\",\\\"data\\\":[17319,631],\\\"backgroundColor\\\":\\\"#36b9cc\\\"},{\\\"label\\\":\\\"Q3 2026\\\",\\\"data\\\":[28638,654],\\\"backgroundColor\\\":\\\"#858796\\\"}]},\\\"options\\\":{\\\"scales\\\":{\\\"y\\\":{\\\"beginAtZero\\\":true}}}}\"}, {\"jir_chart_id\": \"asset_liability_trend\", \"jir_chart_type\": \"line\", \"jir_chart_title\": \"Trends in Total Assets and Net Assets (Million Yen)\", \"jir_chart_json_data\": \"{\\\"type\\\":\\\"line\\\",\\\"data\\\":{\\\"labels\\\":[\\\"End of March 2025\\\",\\\"End of Q3 2026\\\"],\\\"datasets\\\":[{\\\"label\\\":\\\"Total Assets\\\",\\\"data\\\":[13446736,13333715],\\\"borderColor\\\":\\\"#4e73df\\\",\\\"fill\\\":false},{\\\"label\\\":\\\"Net Assets\\\",\\\"data\\\":[384411,401052],\\\"borderColor\\\":\\\"#1cc88a\\\",\\\"fill\\\":false}]},\\\"options\\\":{\\\"scales\\\":{\\\"y\\\":{\\\"beginAtZero\\\":false}}}}\"}]","ir_related_company":8118,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"financial_summary","footnotes":""},"sector":[],"importance":[],"class_list":["post-26484","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"\n