For the third quarter of the fiscal year ending March 2026, ordinary income was 10,655 million yen (up 24.8% YoY), net income attributable to owners of parent was 7,449 million yen (up 28.1% YoY), and earnings guidance was revised upward to ordinary income of 12,300 million yen and net income of 8,500 million 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Ltd.","jir_importance":"\u2605\u2605\u2605\u2605\u2605","jir_publication_date":"2026-02-10","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/02\/8337-20260210-01.pdf","jir_short_summary":"For the third quarter of the fiscal year ending March 2026, ordinary income was 10,655 million yen (up 24.8% YoY), net income attributable to owners of parent was 7,449 million yen (up 28.1% YoY), and earnings guidance was revised upward to ordinary income of 12,300 million yen and net income of 8,500 million yen.","jir_summary":"### Overview of Financial Results\nFor the third quarter of the fiscal year ending March 2026, consolidated operating results recorded ordinary income of 49,757 million yen, up 18.5% year-over-year, ordinary income of 10,655 million yen, up 24.8% YoY, and net income attributable to owners of parent of 7,449 million yen, up 28.1% YoY. Total assets increased by 178.4 billion yen from the previous consolidated fiscal year-end to 3.425266 trillion yen, net assets rose by 17.33 billion yen to 192.120 billion yen, and the consolidated capital adequacy ratio improved to 9.22%, up 0.57 points YoY, maintaining a sound financial position. Loan and deposit balances have also shown an increasing trend, reflecting steady performance supported by a gradual recovery in the regional economy.\n\n### Revision of Earnings Guidance and Progress on Business Integration\nThe full-year consolidated earnings forecast for the fiscal year ending March 2026 has been revised upward, with ordinary income rising from 11,300 million yen to 12,300 million yen, and net income attributable to owners of parent increasing from 7,500 million yen to 8,500 million yen. This revision reflects favorable performance in the third quarter. Additionally, in September 2025, a basic agreement was signed regarding the establishment of a holding company through the business integration with Chiba Bank, Ltd., aiming to establish the holding company via a joint share transfer around April 1, 2027. The integration policy respects the autonomy of both banks while aiming to strengthen regional financial capabilities. Furthermore, a resolution was passed for the full acquisition and cancellation of the first series Class 7 preferred stock to reduce the ratio of preferred stock issuance.","jir_financial_highlights":"Ordinary Income: 49,757 million yen (Up 18.5% YoY)\nOrdinary Income: 10,655 million yen (Up 24.8% YoY)\nNet Income Attributable to Owners of Parent: 7,449 million yen (Up 28.1% YoY)\nTotal Assets: 3.425266 trillion yen (Up 178.4 billion yen from previous consolidated fiscal year-end)\nNet Assets: 192.120 billion yen (Up 17.33 billion yen from previous consolidated fiscal year-end)\nConsolidated Capital Adequacy Ratio: 9.22% (Up 0.57 points YoY)\nNumber of Outstanding Shares (Common Stock): 62,222,045 shares (Unknown)\nNumber of Shares Acquired and Cancelled for First Series Class 7 Preferred Stock: 481,500 shares (Purpose: Reduction in preferred stock issuance ratio)\nFull-Year Earnings Guidance for Fiscal Year Ending March 2026 (Ordinary Income): 12,300 million yen (Up 8.8% from previous forecast)\nFull-Year Earnings Guidance for Fiscal Year Ending March 2026 (Net Income Attributable to Owners of Parent): 8,500 million yen (Up 13.3% from previous forecast)","jir_category":"","jir_hashtags":"#ChibaKogyoBank, #FinancialSummary, #BusinessIntegration, #FinancialIndustry, #JapaneseStocks","jir_key_figures":"Ordinary Income: 10,655 million yen (Up 24.8% YoY)\nNet Income Attributable to Owners of Parent: 7,449 million yen (Up 28.1% YoY)\nFull-Year Earnings Guidance for Fiscal Year Ending March 2026 (Ordinary Income): 12,300 million yen (Up 8.8% from previous forecast)","jir_meta_title":"Chiba Kogyo Bank Financial Summary for Third Quarter Fiscal Year Ending March 2026 | Ordinary Income Up 24.8%, Earnings Guidance Revised Upward","jir_meta_description":"Chiba Kogyo Bank's financial summary for the third quarter of fiscal year ending March 2026. Ordinary income increased 24.8% YoY to 10,655 million yen, net income rose 28.1%. Full-year earnings guidance revised upward and basic agreement on business integration announced.","jir_og_title":"Chiba Kogyo Bank Announces Financial Summary for Third Quarter Fiscal Year Ending March 2026","jir_og_description":"Ordinary income up 24.8%, net income up 28.1%. 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