For the third quarter of the fiscal year ending March 2026, consolidated ordinary income was JPY 203.169 billion (13.6% YoY increase), ordinary profit was JPY 85.883 billion (30.1% YoY increase), and net income attributable to owners of the parent for the quarter was JPY 64.547 billion (39.7% YoY 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Ltd.","jir_importance":"\u2605\u2605\u2605\u2605\u2606","jir_publication_date":"2026-02-10","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/02\/5830-20260210-01.pdf","jir_short_summary":"For the third quarter of the fiscal year ending March 2026, consolidated ordinary income was JPY 203.169 billion (13.6% YoY increase), ordinary profit was JPY 85.883 billion (30.1% YoY increase), and net income attributable to owners of the parent for the quarter was JPY 64.547 billion (39.7% YoY increase).","jir_summary":"### Performance Overview\nDuring the consolidated cumulative third quarter period of the fiscal year ending March 2026, ordinary income amounted to JPY 203.169 billion (up 13.6% YoY), ordinary profit was JPY 85.883 billion (up 30.1% YoY), and net income attributable to owners of the parent for the quarter was JPY 64.547 billion (up 39.7% YoY). The increase in ordinary profit was partly due to recording a special gain of JPY 6 billion from a settlement related to a revision of plans for advancing core system enhancements.\n\n### Overview of Financial Position\nTotal assets increased by JPY 191.5 billion from the previous fiscal year-end to JPY 9.3931 trillion, and net assets rose by JPY 70 billion to JPY 872.8 billion. Deposits increased by JPY 133.6 billion to JPY 7.2464 trillion, and loans grew by JPY 270.1 billion to JPY 6.1092 trillion. Conversely, securities decreased by JPY 99.9 billion to JPY 1.7493 trillion. The equity ratio improved to 9.3% from 8.7% at the previous fiscal year-end.\n\n### Dividend Status\nThe annual dividend forecast for the fiscal year ending March 2026 is JPY 60 (interim JPY 30, year-end JPY 30), representing an increase from JPY 45 in the prior fiscal year. There has been no revision to the most recent dividend forecast.\n\n### Revision to Full-Year Earnings Forecast for FY2026\nThe earnings forecast announced on November 7, 2025, has been revised as follows: full-year ordinary income is projected at JPY 2.55 trillion (10.0% increase YoY), ordinary profit at JPY 98 billion (30.6% increase YoY), and net income attributable to owners of the parent at JPY 73 billion (36.9% increase YoY). Earnings per share are forecasted at JPY 250.97.","jir_financial_highlights":"Ordinary Income: JPY 203,169 million (13.6% YoY increase)\nOrdinary Profit: JPY 85,883 million (30.1% YoY increase)\nNet Income Attributable to Owners of Parent for the Quarter: JPY 64,547 million (39.7% YoY increase)\nTotal Assets: JPY 9,393,131 million (JPY 191.5 billion increase from previous fiscal year-end)\nNet Assets: JPY 872,807 million (JPY 70 billion increase from previous fiscal year-end)\nEquity Ratio: 9.3 % (Increased from 8.7% at previous fiscal year-end)\nAnnual Dividend (Forecast): JPY 60.00 (Increase from JPY 45.00 in previous fiscal year)\nNumber of Outstanding Shares (End of Period): 313,408,831 shares (Same as previous fiscal year)\nNumber of Treasury Shares (End of Period): 22,542,360 shares (Increase from 18,195,821 shares in previous fiscal year)","jir_category":"","jir_hashtags":"#IyoBankHoldings, #FinancialSummary, #JapaneseStocks","jir_key_figures":"Ordinary Income: JPY 203,169 million (13.6% YoY increase)\nOrdinary Profit: JPY 85,883 million (30.1% YoY increase)\nNet Income Attributable to Owners of Parent for the Quarter: JPY 64,547 million (39.7% YoY increase)","jir_meta_title":"Iyo Bank Holdings Q3 FY2026 Financial Summary: Net Sales JPY 203.1 Billion, 13.6% Increase","jir_meta_description":"Iyo Bank Holdings Q3 FY2026 Financial Summary. Ordinary income of JPY 203.169 billion (13.6% YoY increase), ordinary profit of JPY 85.883 billion (30.1% increase), and net income of JPY 64.547 billion (39.7% increase) reported. Annual dividend forecast set at JPY 60.","jir_og_title":"Iyo Bank Holdings Announces Q3 FY2026 Financial Results","jir_og_description":"Third quarter FY2026 results show a 30.1% increase in ordinary profit and 39.7% increase in net income. 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