The consolidated capital adequacy ratio at the end of the third quarter of the fiscal year ending March 2026 was 8.08% (an increase of 0.03 points from the previous quarter), Fukui Bank alone was 8.32% (a decrease of 0.01 points), and Fukui Hoku Bank alone was 5.54% (an increase of 0.16 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center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"8362","jir_company_name":"Fukui Bank, Ltd.","jir_importance":"\u2605\u2605\u2605\u2606\u2606","jir_publication_date":"2026-02-10","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/02\/8362-20260210-01.pdf","jir_short_summary":"The consolidated capital adequacy ratio at the end of the third quarter of the fiscal year ending March 2026 was 8.08% (an increase of 0.03 points from the previous quarter), Fukui Bank alone was 8.32% (a decrease of 0.01 points), and Fukui Hoku Bank alone was 5.54% (an increase of 0.16 points).","jir_summary":"### Overview of Capital Adequacy Ratio\nAt the end of the third quarter of the fiscal year ending March 2026 (end of December 2025), the consolidated capital adequacy ratio was 8.08%, up 0.03 points from 8.05% at the previous quarter-end. The amount of consolidated capital was 138.4 billion yen, increasing by 2.8 billion yen; risk assets amounted to 1,711.5 billion yen, up 27.6 billion yen. The capital adequacy ratio for Fukui Bank alone was 8.32%, decreasing by 0.01 points from the previous quarter, but the capital amount increased by 2.5 billion yen to 122.9 billion yen. Meanwhile, Fukui Hoku Bank\u2019s standalone capital adequacy ratio rose to 5.54%, an increase of 0.16 points from the previous quarter.\n\n### Impact on Investors and Future Outlook\nThe stable trend in the capital adequacy ratio indicates maintenance of financial soundness, with capital enhancement confirmed due to an increase in risk assets. Although a slight decline in ratio was observed for Fukui Bank alone, the capital base overall remains solid. The company is expected to continue focusing on capital adequacy ratio management and strengthen compliance with financial regulations and risk management going forward.","jir_financial_highlights":"Consolidated Capital Adequacy Ratio: 8.08% (Up 0.03% from previous quarter)\nAmount of Consolidated Capital: 138.4 billion yen (Up 2.8 billion yen from previous quarter)\nAmount of Consolidated Risk Assets: 1,711.5 billion yen (Up 27.6 billion yen from previous quarter)\nFukui Bank Standalone Capital Adequacy Ratio: 8.32% (Down 0.01% from previous quarter)\nFukui Hoku Bank Standalone Capital Adequacy Ratio: 5.54% (Up 0.16% from previous quarter)","jir_category":"","jir_hashtags":"#FukuiBankLtd, #financial_summary, #CapitalAdequacyRatio","jir_key_figures":"Consolidated Capital Adequacy Ratio: 8.08% (end of December 2025)\nAmount of Consolidated Capital: 138.4 billion yen (end of December 2025)\nFukui Hoku Bank Standalone Capital Adequacy Ratio: 5.54% (end of December 2025)","jir_meta_title":"Fukui Bank, Ltd. Capital Adequacy Ratio Rises to 8.08% Consolidated at End of Third Quarter Fiscal Year Ending March 2026","jir_meta_description":"Fukui Bank, Ltd. announces capital adequacy ratio at the end of the third quarter of the fiscal year ending March 2026. The consolidated ratio increased to 8.08%, with Fukui Hoku Bank standalone also rising to 5.54%. Financial soundness is maintained.","jir_og_title":"Fukui Bank Announces Capital Adequacy Ratio at End of Third Quarter Fiscal Year Ending March 2026","jir_og_description":"Consolidated capital adequacy ratio increased to 8.08%, and Fukui Hoku Bank standalone also rose to 5.54%, demonstrating a stable financial base.","jir_og_image_url":"\/assets\/og\/company-general_ir.jpg","jir_chart_data_collection":"[]","ir_related_company":17080,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"financial_summary","footnotes":""},"sector":[],"importance":[],"class_list":["post-26401","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"\n