The consolidated capital adequacy ratio as of the end of December 2025 was 10.94%, down 0.12% from the end of September. The non-consolidated ratio was 10.47%, decreasing by 0.08%.<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"8346","jir_company_name":"Toho Bank, Ltd.","jir_importance":"\u2605\u2605\u2605\u2606\u2606","jir_publication_date":"2026-02-10","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/02\/8346-20260210-03.pdf","jir_short_summary":"The consolidated capital adequacy ratio as of the end of December 2025 was 10.94%, down 0.12% from the end of September. The non-consolidated ratio was 10.47%, decreasing by 0.08%.","jir_summary":"### Status of Capital Adequacy Ratio\nAs of the end of the third quarter of the fiscal year ending March 2026 (end of December 2025), Toho Bank's capital adequacy ratio stood at 10.94% on a consolidated basis and 10.47% on a non-consolidated basis. Consolidated capital increased by \u00a53.7 billion to \u00a5195.7 billion compared to the previous quarter, while risk assets rose by \u00a553.2 billion to \u00a51,787.9 billion, resulting in a 0.12-point decrease in the capital adequacy ratio quarter-over-quarter. Similarly, on a non-consolidated basis, capital expanded, but the increase in risk assets caused the capital adequacy ratio to decline by 0.08 points.\n\n### Impact on Investors and Future Outlook\nThe slight decline in the capital adequacy ratio is attributable to the growth in risk assets, while capital soundness is maintained. Detailed information on the composition of capital is disclosed on the company\u2019s website, and investors should continue to closely monitor the quality of capital and risk management status. Attention to quarterly fluctuations in capital conditions remains necessary going forward.","jir_financial_highlights":"Consolidated Capital: \u00a5195.7 billion (+\u00a53.7 billion from end of September 2025)\nConsolidated Risk Assets: \u00a51,787.9 billion (+\u00a553.2 billion from end of September 2025)\nConsolidated Capital Adequacy Ratio: 10.94% (\u25b30.12% from end of September 2025)\nNon-Consolidated Capital: \u00a5185.7 billion (+\u00a53.8 billion from end of September 2025)\nNon-Consolidated Risk Assets: \u00a51,772.9 billion (+\u00a550.0 billion from end of September 2025)\nNon-Consolidated Capital Adequacy Ratio: 10.47% (\u25b30.08% from end of September 2025)","jir_category":"","jir_hashtags":"#TohoBank, #financial_summary, #JapaneseStocks","jir_key_figures":"Consolidated Capital: \u00a5195.7 billion (end of December 2025)\nConsolidated Capital Adequacy Ratio: 10.94% (end of December 2025, \u25b30.12% from end of September)\nNon-Consolidated Capital Adequacy Ratio: 10.47% (end of December 2025, \u25b30.08% from end of September)","jir_meta_title":"Toho Bank Announces Capital Adequacy Ratio of 10.94% Consolidated and 10.47% Non-Consolidated as of End of Third Quarter FY2026","jir_meta_description":"Toho Bank disclosed its capital adequacy ratios as of the end of the third quarter of fiscal year ending March 2026. The consolidated ratio was 10.94%, down 0.12 points from the previous quarter, while the non-consolidated ratio decreased by 0.08 points to 10.47%.","jir_og_title":"Toho Bank Announces Capital Adequacy Ratio as of Third Quarter End","jir_og_description":"As of the end of the third quarter of fiscal year ending March 2026, the capital adequacy ratio was 10.94% consolidated and 10.47% non-consolidated, showing a slight decline quarter-over-quarter.","jir_og_image_url":"\/assets\/og\/company-general_ir.jpg","jir_chart_data_collection":"[]","ir_related_company":9316,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"financial_summary","footnotes":""},"sector":[],"importance":[],"class_list":["post-26312","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"\n