For the third quarter of the fiscal year ending March 2026, ordinary income was \u00a568,276 million (YoY +35.2%), operating income was \u00a514,560 million (YoY +48.5%), and net income attributable to owners of parent for the quarter was \u00a59,974 million (YoY 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Ltd.","jir_importance":"\u2605\u2605\u2605\u2605\u2606","jir_publication_date":"2026-02-10","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/02\/8346-20260210-01.pdf","jir_short_summary":"For the third quarter of the fiscal year ending March 2026, ordinary income was \u00a568,276 million (YoY +35.2%), operating income was \u00a514,560 million (YoY +48.5%), and net income attributable to owners of parent for the quarter was \u00a59,974 million (YoY +51.9%).","jir_summary":"### Overview of Business Performance\nIn the third quarter of the fiscal year ending March 2026, ordinary income amounted to \u00a568,276 million (YoY +35.2%), operating income to \u00a514,560 million (YoY +48.5%), and net income attributable to owners of parent for the quarter to \u00a59,974 million (YoY +51.9%), all showing substantial growth. This was driven by increased interest income on loans, interest and dividends on securities, and revenue from service transactions. By segment, banking operations led the growth in operating income, while leasing and credit guarantee businesses also performed steadily. Full-year earnings forecasts were revised upward, anticipating ordinary income of \u00a589,800 million (up 1.8% from the previous forecast), operating income of \u00a516,100 million (up 20.1%), and net income attributable to owners of parent of \u00a511,200 million (up 20.4%).\n\n### Dividends and Financial Position\nRegarding dividends, the annual dividend for the fiscal year ending March 2026 is forecasted at \u00a516 per share (\u00a57 interim, \u00a59 year-end), representing an increase from \u00a59 in the previous year. The financial position remains stable with total assets of \u00a56,631.6 billion, net assets of \u00a5212.1 billion, and a capital adequacy ratio of 3.1%. The number of issued shares stands at 252,500,000 shares, with approximately 2,610,000 shares held as treasury stock.","jir_financial_highlights":"Ordinary Income: \u00a568,276 million (YoY +35.2%)\nOperating Income: \u00a514,560 million (YoY +48.5%)\nNet Income Attributable to Owners of Parent for the Quarter: \u00a59,974 million (YoY +51.9%)\nAnnual Dividend (Forecast): \u00a516 (YoY Unknown (Dividend Increase Planned))\nFull-Year Ordinary Income Forecast: \u00a589,800 million (Up 1.8% from Previous Forecast)\nFull-Year Operating Income Forecast: \u00a516,100 million (Up 20.1% from Previous Forecast)\nFull-Year Net Income Attributable to Owners of Parent Forecast: \u00a511,200 million (Up 20.4% from Previous Forecast)","jir_category":"","jir_hashtags":"#TohoBank, #FinancialSummary, #JapaneseStocks","jir_key_figures":"Ordinary Income: \u00a568,276 million (YoY +35.2%)\nOperating Income: \u00a514,560 million (YoY +48.5%)\nNet Income Attributable to Owners of Parent for the Quarter: \u00a59,974 million (YoY +51.9%)","jir_meta_title":"Toho Bank Financial Summary for Third Quarter FY2026 Operating Income Up 48.5% to \u00a514,560 million","jir_meta_description":"Toho Bank's financial summary for the third quarter of FY2026: ordinary income of \u00a568,276 million (YoY +35.2%), operating income of \u00a514,560 million (+48.5%), net income of \u00a59,974 million (+51.9%), with upward revision of full-year earnings forecast.","jir_og_title":"Toho Bank FY2026 Q3 Financial Report Operating Income Up 48.5%","jir_og_description":"Toho Bank\u2019s FY2026 third quarter financial summary reports significant year-over-year growth in ordinary income and profits, with upward revision of full-year forecasts.","jir_og_image_url":"\/assets\/og\/company-financial_summary.jpg","jir_chart_data_collection":"[{\"jir_chart_id\": \"revenue_trend\", \"jir_chart_type\": \"bar\", \"jir_chart_title\": \"Trend of Ordinary Income (Million Yen)\", \"jir_chart_json_data\": \"{\\\"type\\\":\\\"bar\\\",\\\"data\\\":{\\\"labels\\\":[\\\"Q3 FY2025\\\",\\\"Q3 FY2026\\\"],\\\"datasets\\\":[{\\\"label\\\":\\\"Ordinary Income\\\",\\\"data\\\":[50491,68276],\\\"backgroundColor\\\":\\\"#4e79a7\\\"}]},\\\"options\\\":{\\\"scales\\\":{\\\"y\\\":{\\\"beginAtZero\\\":true}}}}\"}, {\"jir_chart_id\": \"operating_profit_trend\", \"jir_chart_type\": \"bar\", \"jir_chart_title\": \"Trend of Operating Income (Million Yen)\", \"jir_chart_json_data\": \"{\\\"type\\\":\\\"bar\\\",\\\"data\\\":{\\\"labels\\\":[\\\"Q3 FY2025\\\",\\\"Q3 FY2026\\\"],\\\"datasets\\\":[{\\\"label\\\":\\\"Operating Income\\\",\\\"data\\\":[9806,14560],\\\"backgroundColor\\\":\\\"#f28e2b\\\"}]},\\\"options\\\":{\\\"scales\\\":{\\\"y\\\":{\\\"beginAtZero\\\":true}}}}\"}, {\"jir_chart_id\": \"net_profit_trend\", \"jir_chart_type\": \"bar\", \"jir_chart_title\": \"Trend of Net Income Attributable to Owners of Parent for the Quarter (Million Yen)\", \"jir_chart_json_data\": \"{\\\"type\\\":\\\"bar\\\",\\\"data\\\":{\\\"labels\\\":[\\\"Q3 FY2025\\\",\\\"Q3 FY2026\\\"],\\\"datasets\\\":[{\\\"label\\\":\\\"Net Income\\\",\\\"data\\\":[6567,9974],\\\"backgroundColor\\\":\\\"#e15759\\\"}]},\\\"options\\\":{\\\"scales\\\":{\\\"y\\\":{\\\"beginAtZero\\\":true}}}}\"}, {\"jir_chart_id\": \"segment_profit_breakdown\", \"jir_chart_type\": \"bar\", \"jir_chart_title\": \"Trend of Segment Profits (Million Yen)\", \"jir_chart_json_data\": \"{\\\"type\\\":\\\"bar\\\",\\\"data\\\":{\\\"labels\\\":[\\\"Banking\\\",\\\"Leasing\\\",\\\"Credit Guarantee\\\",\\\"Others\\\"],\\\"datasets\\\":[{\\\"label\\\":\\\"Q3 FY2025\\\",\\\"data\\\":[9766,601,1036,823],\\\"backgroundColor\\\":\\\"#4e79a7\\\"},{\\\"label\\\":\\\"Q3 FY2026\\\",\\\"data\\\":[14613,548,1148,282],\\\"backgroundColor\\\":\\\"#f28e2b\\\"}]},\\\"options\\\":{\\\"scales\\\":{\\\"y\\\":{\\\"beginAtZero\\\":true}}}}\"}, {\"jir_chart_id\": \"dividend_trend\", \"jir_chart_type\": \"bar\", \"jir_chart_title\": \"Annual Dividend Trend (Yen)\", \"jir_chart_json_data\": \"{\\\"type\\\":\\\"bar\\\",\\\"data\\\":{\\\"labels\\\":[\\\"FY March 2025\\\",\\\"FY March 2026 (Forecast)\\\"],\\\"datasets\\\":[{\\\"label\\\":\\\"Annual Dividend\\\",\\\"data\\\":[9,16],\\\"backgroundColor\\\":\\\"#e15759\\\"}]},\\\"options\\\":{\\\"scales\\\":{\\\"y\\\":{\\\"beginAtZero\\\":true}}}}\"}]","ir_related_company":9316,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"financial_summary","footnotes":""},"sector":[],"importance":[],"class_list":["post-26310","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"\n