For the third quarter of the fiscal year ending March 2026, consolidated ordinary income was JPY 183,263 million (up 39.1% YoY), ordinary profit was JPY 75,106 million (up 51.7% YoY), and net income attributable to owners of parent was JPY 53,119 million (up 50.9% YoY). The full-year earnings guidance has also been revised.<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"5838","jir_company_name":"Rakuten Bank, Ltd.","jir_importance":"\u2605\u2605\u2605\u2605\u2605","jir_publication_date":"2026-02-09","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/02\/5838-20260209-02.pdf","jir_short_summary":"For the third quarter of the fiscal year ending March 2026, consolidated ordinary income was JPY 183,263 million (up 39.1% YoY), ordinary profit was JPY 75,106 million (up 51.7% YoY), and net income attributable to owners of parent was JPY 53,119 million (up 50.9% YoY). The full-year earnings guidance has also been revised.","jir_summary":"### Overview of Financial Performance\nDuring the cumulative third quarter period of the fiscal year ending March 2026, consolidated ordinary income amounted to JPY 183,263 million (up 39.1% YoY), ordinary profit was JPY 75,106 million (up 51.7% YoY), and net income attributable to owners of parent was JPY 53,119 million (up 50.9% YoY). The main factors were increased income from fund management and growth in service transaction income driven by an increase in the number of accounts. Operating expenses increased due to higher personnel and advertising expenses, but the growth in income exceeded these increases.\n\n### Financial Position and Future Outlook\nTotal assets rose steadily to JPY 16.887 trillion (an increase of approximately JPY 2.138 trillion from the previous fiscal year end), and net assets increased to JPY 371.9 billion (an increase of JPY 52.8 billion from the previous fiscal year end). The expansion in assets and liabilities was driven mainly by increases in ordinary deposits and time deposits. The full-year consolidated earnings forecast for the fiscal year ending March 2026 has been revised to project ordinary income of JPY 254,376 million (up 37.8% YoY), ordinary profit of JPY 101,262 million (up 41.5% YoY), and net income attributable to owners of parent of JPY 71,266 million (up 40.3% YoY). The dividend forecast remains unchanged with no dividend planned.","jir_financial_highlights":"Consolidated Ordinary Income: JPY 183,263 million (Up 39.1% YoY)\nConsolidated Ordinary Profit: JPY 75,106 million (Up 51.7% YoY)\nNet Income Attributable to Owners of Parent (Quarter): JPY 53,119 million (Up 50.9% YoY)\nTotal Assets: JPY 16,887,125 million (Increase of JPY 2,138,486 million from previous fiscal year end)\nNet Assets: JPY 371,920 million (Increase of JPY 52,803 million from previous fiscal year end)\nNumber of Issued Shares (Common Stock): 174,498,780 shares (Almost unchanged from previous fiscal year end)\nAnnual Dividend (Forecast): JPY 0.00 (No change)","jir_category":"","jir_hashtags":"#RakutenBankLtd, #FinancialSummary, #JapaneseStocks","jir_key_figures":"Consolidated Ordinary Income: JPY 183,263 million (up 39.1% YoY)\nConsolidated Ordinary Profit: JPY 75,106 million (up 51.7% YoY)\nNet Income Attributable to Owners of Parent (Quarter): JPY 53,119 million (up 50.9% YoY)","jir_meta_title":"Rakuten Bank Fiscal Year March 2026 Q3 Financial Summary\uff5cOrdinary Profit Up 51.7% to JPY 75,106 Million","jir_meta_description":"Rakuten Bank, Ltd. FY March 2026 Q3 Financial Summary. Consolidated ordinary income of JPY 183,263 million (up 39.1% YoY), ordinary profit of JPY 75,106 million (up 51.7% YoY), and net income attributable to owners of parent of JPY 53,119 million (up 50.9% YoY). Full-year earnings guidance revised.","jir_og_title":"Rakuten Bank FY 2026 Q3 Financial Results\uff5cOrdinary Profit JPY 75,106 Million (Up 51.7% YoY)","jir_og_description":"Rakuten Bank\u2019s FY March 2026 Q3 financial summary showing significant year-over-year growth in revenue and profits with upward revisions to full-year forecasts.","jir_og_image_url":"\/assets\/og\/company-general_ir.jpg","jir_chart_data_collection":"[{\"jir_chart_id\": \"revenue_trend\", \"jir_chart_type\": \"line\", \"jir_chart_title\": \"Trend of Consolidated Ordinary Income (million yen)\", \"jir_chart_json_data\": \"{\\\"type\\\":\\\"line\\\",\\\"data\\\":{\\\"labels\\\":[\\\"FY2025 Q3\\\",\\\"FY2026 Q3\\\"],\\\"datasets\\\":[{\\\"label\\\":\\\"Consolidated Ordinary 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