For the third quarter of the fiscal year ending March 2026, ordinary income reached 4,418.7 billion yen (up 3.9% YoY), ordinary profit was 100.29 billion yen (up 13.6% YoY), and net income attributable to owners of parent for the quarter was 7.176 billion yen (up 16.4% 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Ltd.","jir_importance":"\u2605\u2605\u2605\u2605\u2606","jir_publication_date":"2026-02-09","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/02\/8395-20260209-01.pdf","jir_short_summary":"For the third quarter of the fiscal year ending March 2026, ordinary income reached 4,418.7 billion yen (up 3.9% YoY), ordinary profit was 100.29 billion yen (up 13.6% YoY), and net income attributable to owners of parent for the quarter was 7.176 billion yen (up 16.4% YoY).","jir_summary":"### Overview of Financial Performance\nFor the third quarter of the fiscal year ending March 2026, consolidated operating results showed ordinary income of 44,187 million yen, up 3.9% year-on-year, ordinary profit of 10,029 million yen, up 13.6% year-on-year, and net income attributable to owners of parent for the quarter of 7,176 million yen, up 16.4% year-on-year. The increase in ordinary income was driven by higher interest on loans and increased income from service transactions. Although ordinary expenses also increased, profits rose.\n\n### Financial Position and Dividend Status\nTotal assets declined by 38.4 billion yen from the previous consolidated fiscal year-end to 3,139.3 billion yen, while net assets increased by 7,373 million yen to 123.7 billion yen. The equity ratio rose by 0.3 points from the previous period to 3.9%. Dividends are planned at 50 yen per share at the fiscal period-end, totaling 100 yen annually, an increase of 10 yen YoY.\n\n### Full-Year Earnings Forecast for Fiscal Year Ending March 2026\nThe full-year earnings forecast anticipates ordinary income of 56,000 million yen (up 1.3% YoY), ordinary profit of 11,500 million yen (up 4.5% YoY), net income attributable to owners of parent of 8,000 million yen (up 6.7% YoY), and net income per share of 473.31 yen, with no revisions from the most recent forecast.","jir_financial_highlights":"Ordinary Income: 44,187 million yen (Up 3.9% YoY)\nOrdinary Profit: 10,029 million yen (Up 13.6% YoY)\nNet Income Attributable to Owners of Parent (Quarterly): 7,176 million yen (Up 16.4% YoY)\nTotal Assets: 3,139,330 million yen (Decrease of 38.4 billion yen from previous consolidated fiscal year-end)\nNet Assets: 123,773 million yen (Increase of 7,373 million yen from previous consolidated fiscal year-end)\nEquity Ratio: 3.9 % (Increase of 0.3 points from previous consolidated fiscal year-end)\nNumber of Issued Shares (Common Stock): 16,935,909 shares (Unknown)\nTreasury Shares at Period End: 33,727 shares (Unknown)\nQuarterly Net Income per Share: 424.70 yen (Increased YoY)\nAnnual Dividend (Forecast): 100.00 yen (Up 10 yen YoY)\nFiscal Year Ending March 2026 Full-Year Earnings Guidance Ordinary Income: 56,000 million yen (Up 1.3% YoY)\nFiscal Year Ending March 2026 Full-Year Earnings Guidance Ordinary Profit: 11,500 million yen (Up 4.5% YoY)\nFiscal Year Ending March 2026 Full-Year Earnings Guidance Net Income Attributable to Owners of Parent: 8,000 million yen (Up 6.7% YoY)\nFiscal Year Ending March 2026 Full-Year Earnings Guidance Net Income per Share: 473.31 yen (Unknown)","jir_category":"","jir_hashtags":"#SagaBank, #FinancialSummary, #JapaneseStocks","jir_key_figures":"Ordinary Income: 44,187 million yen (up 3.9% YoY)\nOrdinary Profit: 10,029 million yen (up 13.6% YoY)\nNet Income Attributable to Owners of Parent (Quarterly): 7,176 million yen (up 16.4% YoY)","jir_meta_title":"Saga Bank FY March 2026 Q3 Financial Summary\uff5cOrdinary Profit Up 13.6% to 100.29 Billion Yen","jir_meta_description":"Saga Bank's fiscal year ending March 2026 Q3 financial summary: ordinary income of 44,187 million yen (up 3.9% YoY), ordinary profit of 10,029 million yen (up 13.6% YoY), net income of 7,176 million yen (up 16.4% YoY). Full-year earnings forecast remains unchanged.","jir_og_title":"Saga Bank Announces FY March 2026 Q3 Financial Summary","jir_og_description":"Saga Bank released its FY March 2026 Q3 financial summary. Ordinary profit increased 13.6% YoY to 100.29 billion yen. 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