For the third quarter of the fiscal year ending March 2026, consolidated ordinary income was 162.878 billion yen (2.1% increase YoY), ordinary profit was 21.884 billion yen (5.2% decrease YoY), and net income attributable to owners of the parent was 8.775 billion yen (41.4% decrease 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Ltd.","jir_importance":"\u2605\u2605\u2605\u2605\u2606","jir_publication_date":"2026-02-06","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/02\/8410-20260206-01.pdf","jir_short_summary":"For the third quarter of the fiscal year ending March 2026, consolidated ordinary income was 162.878 billion yen (2.1% increase YoY), ordinary profit was 21.884 billion yen (5.2% decrease YoY), and net income attributable to owners of the parent was 8.775 billion yen (41.4% decrease YoY).","jir_summary":"### Overview of Business Performance\nDuring the cumulative consolidated period for the third quarter of the fiscal year ending March 2026, ordinary income was 162,878 million yen (2.1% increase YoY), ordinary profit was 21,884 million yen (5.2% decrease YoY), and net income attributable to owners of the parent was 8,775 million yen (41.4% decrease YoY). The decline in ordinary profit was significantly affected by the posting of a special loss of 6,342 million yen due to impairment losses in the credit card and electronic money business. By segment, ordinary income in domestic operations was 110,289 million yen, with ordinary profit of 21,591 million yen. The credit card and electronic money business posted ordinary income of 21,111 million yen and an ordinary loss of 1,995 million yen. Overseas operations recorded ordinary income of 32,252 million yen and ordinary profit of 2,361 million yen.\n\n### Financial Position and Dividend Status\nTotal assets stood at 1,671,491 million yen, liabilities at 1,393,042 million yen, and net assets at 278,448 million yen, with an equity ratio of 16.3%. The expected annual dividend is 11.00 yen, consisting of 5.50 yen at year-end, maintaining the same amount as the previous period. The number of treasury shares has fluctuated due to share buybacks and disposals; however, the number of shares issued remains unchanged at 1,179,308,000 shares.\n\n### Outlook\nThe full-year consolidated earnings forecast for the fiscal year ending March 2026 anticipates ordinary income of 216,000 million yen (0.7% increase YoY), ordinary profit of 27,000 million yen (10.8% decrease YoY), and net income attributable to owners of the parent of 11,000 million yen (39.6% decrease YoY). The earnings forecast has recently been revised, influenced by the recording of special losses.","jir_financial_highlights":"Ordinary Income: 162,878 million yen (2.1% increase YoY)\nOrdinary Profit: 21,884 million yen (5.2% decrease YoY)\nNet Income Attributable to Owners of Parent: 8,775 million yen (41.4% decrease YoY)\nTotal Assets: 1,671,491 million yen (Increase YoY (unknown %))\nNet Assets: 278,448 million yen (Decrease YoY (unknown %))\nEquity Ratio: 16.3% (Decrease YoY (18.5% \u2192 16.3%))\nAnnual Dividend (Forecast): 11.00 yen (Same as previous period)\nFull-Year Consolidated Earnings Guidance Ordinary Income: 216,000 million yen (0.7% increase YoY)\nFull-Year Consolidated Earnings Guidance Ordinary Profit: 27,000 million yen (10.8% decrease YoY)\nFull-Year Consolidated Earnings Guidance Net Income Attributable to Owners of Parent: 11,000 million yen (39.6% decrease YoY)","jir_category":"","jir_hashtags":"#SevenBankLtd, #FinancialSummary, #JapaneseStocks","jir_key_figures":"Ordinary Income: 162,878 million yen (2.1% increase YoY)\nOrdinary Profit: 21,884 million yen (5.2% decrease YoY)\nNet Income Attributable to Owners of Parent: 8,775 million yen (41.4% decrease YoY)","jir_meta_title":"Seven Bank, Ltd. Fiscal Year Ending March 2026 Q3 Financial Summary\uff5cOrdinary Income 162.8 Billion Yen, Net Income Down 41.4%","jir_meta_description":"Seven Bank, Ltd.'s fiscal year ending March 2026 Q3 financial summary. Ordinary income was 162.878 billion yen (2.1% increase YoY), and net income attributable to owners of the parent was 8.775 billion yen (41.4% decrease YoY). Annual dividend is forecasted at 11 yen.","jir_og_title":"Seven Bank, Ltd. 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