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Ltd.","jir_importance":"\u2605\u2605\u2605\u2605\u2606","jir_publication_date":"2026-02-05","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/02\/7164-20260205-01.pdf","jir_short_summary":"For the cumulative third quarter of fiscal year ending March 2026, operating revenue was 3,475,500 million yen (3.9% YoY increase), operating income was 2,299,200 million yen (0.2% YoY increase), and net income attributable to owners of the parent for the quarter was 1,801,300 million yen (1.9% YoY decrease).","jir_summary":"### Overview of Performance\nFor the cumulative third quarter period of the fiscal year ending March 2026, operating revenue was 3,475,500 million yen (3.9% YoY increase), operating income was 2,299,200 million yen (0.2% YoY increase), ordinary income was 2,597,700 million yen (2.6% YoY increase), and net income attributable to owners of the parent for the quarter was 1,801,300 million yen (1.9% YoY decrease). Despite impacts such as rising housing market prices and a decrease in housing starts, we have maintained solid performance by focusing on expanding the guarantee business in the new housing loan market and acquiring guarantee liabilities balances from the existing housing loan market.\n\n### Financial Position and Dividend Status\nTotal assets decreased by 3.0% compared to the previous consolidated fiscal year-end to 47,769,900 million yen, and net assets declined by 3.2% to 23,101,700 million yen. The equity ratio stood at 48.4%. Regarding dividends, the annual dividend forecast for the fiscal year ending March 2026 remains at 115 yen, unchanged from the previous period. Earnings per share on a quarterly basis, adjusted for stock splits, amounted to 134.77 yen.","jir_financial_highlights":"Operating Revenue: 3,475,500 million yen (3.9% YoY increase)\nOperating Income: 2,299,200 million yen (0.2% YoY increase)\nOrdinary Income: 2,597,700 million yen (2.6% YoY increase)\nNet Income Attributable to Owners of Parent: 1,801,300 million yen (1.9% YoY decrease)\nTotal Assets: 47,769,900 million yen (3.0% YoY decrease)\nNet Assets: 23,101,700 million yen (3.2% YoY decrease)\nEquity Ratio: 48.4% (0.1 point YoY decrease)\nAnnual Dividend (Forecast): 115 yen (Unknown)\nNumber of Issued Shares (Common Stock): 137,743,580 shares (Unknown)\nTreasury Stock at Fiscal Year-End: 4,885,125 shares (Unknown)","jir_category":"","jir_hashtags":"#ZenkokuHoshoCoLtd, #FinancialSummary, #JapaneseStocks","jir_key_figures":"Operating Revenue: 3,475,500 million yen (3.9% YoY increase)\nOperating Income: 2,299,200 million yen (0.2% YoY increase)\nNet Income Attributable to Owners of Parent: 1,801,300 million yen (1.9% YoY decrease)","jir_meta_title":"Zenkoku Hosho Co., Ltd. Q3 FY2026 Financial Summary: Operating Revenue Up 3.9%, Net Income Down 1.9%","jir_meta_description":"Zenkoku Hosho Co., Ltd.'s third quarter financial summary for fiscal year ending March 2026. Operating revenue reached 3,475,500 million yen (up 3.9% YoY), operating income 2,299,200 million yen (0.2% increase), and net income 1,801,300 million yen (down 1.9%). Annual dividend forecast at 115 yen.","jir_og_title":"Zenkoku Hosho Co., Ltd. Q3 FY2026 Financial Results Announcement","jir_og_description":"Third quarter financial summary for fiscal year ending March 2026. Operating revenue up 3.9%, net income down 1.9%. 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