Quarterly net income attributable to owners of the parent was 44.7 billion yen, an increase of 12.9 billion yen year-over-year, progressing smoothly at 81.4% of the full-year plan of 55 billion 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Ltd.","jir_importance":"\u2605\u2605\u2605\u2605\u2606","jir_publication_date":"2026-02-03","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/02\/8334-20260203-02.pdf","jir_short_summary":"Quarterly net income attributable to owners of the parent was 44.7 billion yen, an increase of 12.9 billion yen year-over-year, progressing smoothly at 81.4% of the full-year plan of 55 billion yen.","jir_summary":"### Performance Overview\nIn the third quarter of the fiscal year ending March 2026, quarterly net income attributable to owners of the parent was 44.7 billion yen, an increase of 12.9 billion yen year-over-year. The progress rate against the full-year plan of 55 billion yen is 81.4%, indicating steady growth. Core business net income was 54.3 billion yen (year-over-year +18.0 billion yen), and ordinary income was 65.1 billion yen (year-over-year +20.0 billion yen), demonstrating strengthened earnings base. The OHR improved to 46.7%, and ROE rose to 10.2%.\n\n### Status of Fund Income and Deposit\/Loan Balances\nDeposit balance was 8,788.3 billion yen, a 1.3% increase year-over-year, and loan balance was 7,158.5 billion yen, up 4.5%. Corporate deposits increased driven by promotion of transactions in line with loan share, and loan interest yields are on an upward trend. Non-interest income was 21.48 billion yen, increasing year-over-year, supported by corporate service income and fees from entrusted financial assets. Expenses were 44.8 billion yen, up year-over-year, but the company continues efficient operations while reinforcing strategic investments.","jir_financial_highlights":"Quarterly Net Income Attributable to Owners of Parent: 44.7 billion yen (Compared to 24\/12 period +12.9 billion yen)\nCore Business Net Income (Consolidated): 54.3 billion yen (Compared to 24\/12 period +18.0 billion yen)\nOrdinary Income (Consolidated): 65.1 billion yen (Compared to 24\/12 period +20.0 billion yen)\nOHR (excluding investment trust redemption gains and losses): 46.7% (\u25bc4.8%)\nROE (Annualized): 10.2% (2.8%)\nDeposit Balance: 8,788.3 billion yen (Compared to 25\/3 end +115.9 billion yen (1.3%))\nLoan Balance: 7,158.5 billion yen (Compared to 25\/3 end +313.4 billion yen (4.5%))\nNon-Interest Income (FY 25\/12): 21.48 billion yen (Compared to 24\/12 period +3.26 billion yen)\nConsolidated Expenses: 44.8 billion yen (Compared to 24\/12 period +3.3 billion yen)","jir_category":"","jir_hashtags":"#GunmaBank, #FinancialResultsOverview, #JapaneseStocks","jir_key_figures":"Quarterly Net Income Attributable to Owners of Parent: 44.7 billion yen (Year-over-year +12.9 billion yen)\nCore Business Net Income (Consolidated): 54.3 billion yen (Year-over-year +18.0 billion yen)\nDeposit Balance: 8,788.3 billion yen (Compared to 25\/3 end +115.9 billion yen, 1.3% increase)","jir_meta_title":"Gunma Bank 3Q FY2026 Financial Results: Net Income of 44.7 Billion Yen, Year-Over-Year Increase","jir_meta_description":"Gunma Bank\u2019s 3rd quarter FY2026 financial results show quarterly net income attributable to owners of the parent of 44.7 billion yen, a 12.9 billion yen year-over-year increase, progressing smoothly at 81.4%. Deposit and loan balances also show upward trends.","jir_og_title":"Gunma Bank Announces 3Q FY2026 Financial Results: Net Income of 44.7 Billion Yen","jir_og_description":"Gunma Bank\u2019s third quarter financial results report net income of 44.7 billion yen, up 12.9 billion yen year-over-year. 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