For the third quarter of the fiscal year ending March 2026, ordinary income was 828.57 billion yen (21.4% YoY increase), ordinary profit was 237.93 billion yen (44.0% YoY increase), and net income attributable to owners of parent was 153.04 billion yen (33.9% YoY 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Ltd.","jir_importance":"\u2605\u2605\u2605\u2605\u2606","jir_publication_date":"2026-02-02","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/02\/8370-20260202-01.pdf","jir_short_summary":"For the third quarter of the fiscal year ending March 2026, ordinary income was 828.57 billion yen (21.4% YoY increase), ordinary profit was 237.93 billion yen (44.0% YoY increase), and net income attributable to owners of parent was 153.04 billion yen (33.9% YoY increase).","jir_summary":"### Performance Overview\nDuring the consolidated cumulative third quarter period of the fiscal year ending March 2026, ordinary income amounted to 82,857 million yen (21.4% YoY increase), ordinary profit amounted to 23,793 million yen (44.0% YoY increase), and net income attributable to owners of parent was 15,304 million yen (33.9% YoY increase). The increases were driven by higher interest income and gains on service transactions. Loans and deposit balances also grew, resulting in total assets of 6.09518 trillion yen and net assets of 246.77 billion yen.\n\n### Dividends and Earnings Forecast\nThe annual dividend forecast is 116 yen, consisting of an interim dividend of 58 yen and a year-end dividend of 58 yen, representing an increase from 110 yen in the previous year. The full-year earnings forecast projects ordinary income of 106,600 million yen (8.0% YoY increase), ordinary profit of 29,200 million yen (25.3% YoY increase), and net income attributable to owners of parent of 18,500 million yen (5.0% YoY increase). There have been no revisions to the recent earnings forecast.","jir_financial_highlights":"Ordinary Income: 82,857 million yen (21.4% YoY increase)\nOrdinary Profit: 23,793 million yen (44.0% YoY increase)\nNet Income Attributable to Owners of Parent: 15,304 million yen (33.9% YoY increase)\nTotal Assets: 6,095,180 million yen (Increase YoY (5,926,341 million yen in previous year same period))\nNet Assets: 246,770 million yen (Increase YoY (236,178 million yen in previous year same period))\nCapital Adequacy Ratio: 4.0% (No change YoY)\nAnnual Dividend (Forecast): 116 yen (Increase YoY (110 yen \u2192 116 yen))\nFull-Year Ordinary Income Forecast: 106,600 million yen (8.0% YoY increase)\nFull-Year Ordinary Profit Forecast: 29,200 million yen (25.3% YoY increase)\nFull-Year Net Income Attributable to Owners of Parent Forecast: 18,500 million yen (5.0% YoY increase)","jir_category":"","jir_hashtags":"#KiyoBank, #FinancialSummary, #JapaneseStocks","jir_key_figures":"Ordinary Income: 82,857 million yen (21.4% YoY increase)\nOrdinary Profit: 23,793 million yen (44.0% YoY increase)\nNet Income Attributable to Owners of Parent: 15,304 million yen (33.9% YoY increase)","jir_meta_title":"Kiyo Bank Financial Summary for Third Quarter of Fiscal Year Ending March 2026: Strong Performance with 44.0% Increase in Ordinary Profit","jir_meta_description":"Kiyo Bank, Ltd. announces its Financial Summary for the third quarter of the fiscal year ending March 2026. Ordinary income reached 82,857 million yen (21.4% YoY increase), ordinary profit rose by 44.0% to 23,793 million yen, and net income was up 33.9% at 15,304 million yen. Annual dividend forecast is 116 yen.","jir_og_title":"Kiyo Bank Announces Financial Summary for Third Quarter of Fiscal Year 2026","jir_og_description":"Kiyo Bank reported a 44.0% increase in ordinary profit and a 33.9% increase in net income for the third quarter of the fiscal year ending March 2026.","jir_og_image_url":"\/assets\/og\/company-financial_summary.jpg","jir_chart_data_collection":"[{\"jir_chart_id\": \"revenue_trend\", \"jir_chart_type\": \"line\", \"jir_chart_title\": \"Ordinary Income Trend (Million Yen)\", \"jir_chart_json_data\": \"{\\\"type\\\":\\\"line\\\",\\\"data\\\":{\\\"labels\\\":[\\\"3Q FY2025\\\",\\\"3Q FY2026\\\"],\\\"datasets\\\":[{\\\"label\\\":\\\"Ordinary Income\\\",\\\"data\\\":[68260,82857],\\\"borderColor\\\":\\\"#007bff\\\",\\\"fill\\\":false}]},\\\"options\\\":{\\\"responsive\\\":true,\\\"plugins\\\":{\\\"legend\\\":{\\\"display\\\":true}},\\\"scales\\\":{\\\"y\\\":{\\\"beginAtZero\\\":true}}}}\"}, {\"jir_chart_id\": \"operating_profit_trend\", \"jir_chart_type\": \"line\", \"jir_chart_title\": \"Ordinary Profit Trend (Million Yen)\", \"jir_chart_json_data\": \"{\\\"type\\\":\\\"line\\\",\\\"data\\\":{\\\"labels\\\":[\\\"3Q FY2025\\\",\\\"3Q FY2026\\\"],\\\"datasets\\\":[{\\\"label\\\":\\\"Ordinary Profit\\\",\\\"data\\\":[16521,23793],\\\"borderColor\\\":\\\"#28a745\\\",\\\"fill\\\":false}]},\\\"options\\\":{\\\"responsive\\\":true,\\\"plugins\\\":{\\\"legend\\\":{\\\"display\\\":true}},\\\"scales\\\":{\\\"y\\\":{\\\"beginAtZero\\\":true}}}}\"}, {\"jir_chart_id\": \"net_income_trend\", \"jir_chart_type\": \"line\", \"jir_chart_title\": \"Net Income Attributable to Owners of Parent Trend (Million Yen)\", \"jir_chart_json_data\": \"{\\\"type\\\":\\\"line\\\",\\\"data\\\":{\\\"labels\\\":[\\\"3Q FY2025\\\",\\\"3Q FY2026\\\"],\\\"datasets\\\":[{\\\"label\\\":\\\"Net Income\\\",\\\"data\\\":[11428,15304],\\\"borderColor\\\":\\\"#dc3545\\\",\\\"fill\\\":false}]},\\\"options\\\":{\\\"responsive\\\":true,\\\"plugins\\\":{\\\"legend\\\":{\\\"display\\\":true}},\\\"scales\\\":{\\\"y\\\":{\\\"beginAtZero\\\":true}}}}\"}]","ir_related_company":8916,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"financial_summary","footnotes":""},"sector":[],"importance":[],"class_list":["post-22845","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"\n