Net income attributable to owners of parent for the third quarter of the fiscal year ending March 2026 was 44,702 million yen, a 43.9% year-over-year increase. Ordinary income was 192,000 million yen, up 26.8% year-over-year. Loan balance increased to 10.8651 trillion yen, and deposit balance rose to 14.6504 trillion yen.<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"8377","jir_company_name":"Hokuhoku Financial Group, Inc.","jir_importance":"\u2605\u2605\u2605\u2605\u2605","jir_publication_date":"2026-01-30","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/01\/8377-20260130-01.pdf","jir_short_summary":"Net income attributable to owners of parent for the third quarter of the fiscal year ending March 2026 was 44,702 million yen, a 43.9% year-over-year increase. Ordinary income was 192,000 million yen, up 26.8% year-over-year. Loan balance increased to 10.8651 trillion yen, and deposit balance rose to 14.6504 trillion yen.","jir_summary":"### Performance Overview\nIn the third quarter of the fiscal year ending March 2026, ordinary income reached 192,000 million yen (26.8% YoY increase) driven by increased interest income on loans and securities dividends, higher gains on securities sales, and increased other ordinary income due to reversal of loan loss provisions. Ordinary expenses rose to 130,000 million yen (16.5% YoY increase) due to higher deposit interest and increased losses on sales of government bonds and other securities, resulting in operating income of 62,000 million yen (55.8% YoY increase). Net income attributable to owners of parent for the quarter was 44,702 million yen (43.9% YoY increase).\n\n### Financial Position and Outlook\nThe loan balance increased by 406.6 billion yen to 10.8651 trillion yen from the end of the previous term, supported by growth in business loans and personal loans. Deposit and negotiable deposit balances grew to 14.6504 trillion yen due to increases in corporate and personal deposits. The number of treasury shares showed a declining trend. There are no revisions to the full-year consolidated earnings forecast, and the dividend forecast remains unchanged at an annual 90.00 yen, consistent with the previous year. Improved returns on asset management and loan interest rates have continued to expand net interest margins, supporting favorable business performance.","jir_financial_highlights":"Ordinary Income: 192,000 million yen (26.8% YoY increase)\nOperating Income: 62,000 million yen (55.8% YoY increase)\nNet Income Attributable to Owners of Parent for the Quarter: 44,702 million yen (43.9% YoY increase)\nLoan Balance: 10.8651 trillion yen (Increase of 406.6 billion yen from previous fiscal year-end)\nDeposit and Negotiable Deposit Balance: 14.6504 trillion yen (Increase of 618.6 billion yen from previous fiscal year-end)\nNumber of Treasury Shares: 707,696 shares (Decrease from 759,674 shares at previous period-end)\nAnnual Dividend (Forecast): 90.00 yen (Increase from previous fiscal year (planned increase from 50.00 yen to 90.00 yen))","jir_category":"","jir_hashtags":"#HokuhokuFinancialGroup, #FinancialSummary, #JapaneseStocks","jir_key_figures":"Net Income Attributable to Owners of Parent for the Quarter: 44,702 million yen (43.9% YoY increase)\nOrdinary Income: 192,000 million yen (26.8% YoY increase)\nLoan Balance: 10.8651 trillion yen (Increase of 406.6 billion yen from previous fiscal year-end)","jir_meta_title":"Hokuhoku Financial Group Fiscal Year March 2026 Q3 Financial Summary: Net Income 44,702 million yen, 43.9% YoY Increase","jir_meta_description":"Hokuhoku Financial Group's financial summary for the third quarter of fiscal year ending March 2026. Net income attributable to owners of parent increased 43.9% YoY to 44,702 million yen. Loan balance grew to 10.8651 trillion yen, with solid business performance maintained.","jir_og_title":"Hokuhoku Financial Group Fiscal Year 2026 Q3 Financial Results Announcement","jir_og_description":"Q3 financial results for fiscal year ending March 2026 report net income of 44,702 million yen, a 43.9% YoY increase. 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