In the third quarter of the fiscal year ending March 2026, ordinary income was 702.91 billion yen (up 20.6% YoY), ordinary profit was 16.958 billion yen (up 24.5% YoY), and net income attributable to owners of the parent for the quarter was 12.18 billion yen (up 21.9% 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Ltd.","jir_importance":"\u2605\u2605\u2605\u2605\u2606","jir_publication_date":"2026-01-30","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/01\/8388-20260130-01.pdf","jir_short_summary":"In the third quarter of the fiscal year ending March 2026, ordinary income was 702.91 billion yen (up 20.6% YoY), ordinary profit was 16.958 billion yen (up 24.5% YoY), and net income attributable to owners of the parent for the quarter was 12.18 billion yen (up 21.9% YoY).","jir_summary":"### Overview of Performance\nIn the consolidated cumulative period for Q3 of the fiscal year ending March 2026 (April 1, 2025 \u2013 December 31, 2025), ordinary income increased 20.6% YoY to 70,291 million yen, ordinary profit increased 24.5% YoY to 16,958 million yen, and net income attributable to owners of the parent for the quarter increased 21.9% YoY to 12,180 million yen. The increase in banking business ordinary income was the main factor, with growth in interest income from loans and dividends from securities contributing. Ordinary expenses also increased but did not exceed the profit growth.\n\n### Financial Condition and Dividends\nTotal assets increased by 124.0 billion yen from the previous consolidated fiscal year-end to 4,148.9 billion yen, net assets rose by 49.6 billion yen to 383.8 billion yen, and the equity ratio rose from 8.3% to 9.2%. The dividend forecast is an annual dividend of 130 yen (including a 10 yen commemorative dividend for the 130th anniversary and a regular dividend of 60 yen), representing an increase from the prior 95 yen.\n\n### Revision of Earnings Guidance\nThe full-year earnings guidance for the fiscal year ending March 2026 was revised upward, with ordinary income forecasted at 94.2 billion yen (5.8% increase from the previous guidance), ordinary profit at 21.3 billion yen (2.4% increase), and net income attributable to owners of the parent at 15.0 billion yen (3.4% increase). The primary reason is an expected increase in interest income from loans, leading to higher fund income than previously projected.","jir_financial_highlights":"Ordinary Income: 70,291 million yen (20.6% increase YoY)\nOrdinary Profit: 16,958 million yen (24.5% increase YoY)\nNet Income Attributable to Owners of Parent for the Quarter: 12,180 million yen (21.9% increase YoY)\nTotal Assets: 4,148,926 million yen (Increase of 124.0 billion yen from the previous consolidated fiscal year-end)\nNet Assets: 383,857 million yen (Increase of 49.6 billion yen from the previous consolidated fiscal year-end)\nEquity Ratio: 9.2% (Rising from 8.3% at the previous consolidated fiscal year-end)\nAnnual Dividend (Forecast): 130 yen 00 sen (Dividend increase from previous 95 yen 00 sen)\nFiscal Year Ending March 2026 Full-Year Earnings Guidance: Ordinary Income: 94,200 million yen (5.8% increase from previous forecast)\nFiscal Year Ending March 2026 Full-Year Earnings Guidance: Ordinary Profit: 21,300 million yen (2.4% increase from previous forecast)\nFiscal Year Ending March 2026 Full-Year Earnings Guidance: Net Income Attributable to Owners of Parent: 15,000 million yen (3.4% increase from previous forecast)","jir_category":"","jir_hashtags":"#AwaBank, #FinancialSummary, #JapaneseStocks","jir_key_figures":"Ordinary Income: 70,291 million yen (20.6% increase YoY)\nOrdinary Profit: 16,958 million yen (24.5% increase YoY)\nNet Income Attributable to Owners of Parent for the Quarter: 12,180 million yen (21.9% increase YoY)","jir_meta_title":"Awa Bank Fiscal Year Ending March 2026 Q3 Financial Summary Ordinary Profit Up 24.5% to 16.9 Billion Yen","jir_meta_description":"Awa Bank's Fiscal Year Ending March 2026 Q3 financial summary. Ordinary income rose 20.6% YoY to 702.9 billion yen, ordinary profit increased 24.5% to 16.9 billion yen, and net income rose 21.9% to 12.1 billion yen. Full-year earnings guidance also revised upward.","jir_og_title":"Awa Bank Fiscal Year 2026 Q3 Earnings Announcement Ordinary Profit Up 24.5%","jir_og_description":"Awa Bank's Fiscal Year Ending March 2026 Q3 Financial Summary. Ordinary income: 702.9 billion yen, ordinary profit: 16.9 billion yen, net income: 12.1 billion yen. 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