For the third quarter of the fiscal year ending March 2026, ordinary income was 115.444 billion yen (19.8% year-over-year increase), ordinary profit was 23.922 billion yen (23.3% YoY increase), and net income attributable to owners of parent for the quarter was 16.776 billion yen (27.6% YoY 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Ltd.","jir_importance":"\u2605\u2605\u2605\u2605\u2606","jir_publication_date":"2026-01-30","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/01\/8381-20260130-01.pdf","jir_short_summary":"For the third quarter of the fiscal year ending March 2026, ordinary income was 115.444 billion yen (19.8% year-over-year increase), ordinary profit was 23.922 billion yen (23.3% YoY increase), and net income attributable to owners of parent for the quarter was 16.776 billion yen (27.6% YoY increase).","jir_summary":"### Overview of Performance\nFor the third quarter of the fiscal year ending March 2026, consolidated operating results were as follows: ordinary income of 115,444 million yen (19.8% YoY increase), ordinary profit of 23,922 million yen (23.3% YoY increase), and net income attributable to owners of parent for the quarter of 16,776 million yen (27.6% YoY increase). Interest income increased due to higher deposit interest rates; interest income on loans and dividends on securities also rose owing to balance growth and yield improvements. Service transaction income increased on fees from corporate solutions and credit card-related services, although loan and borrowing fees decreased.\n\n### Performance by Segment\nIn the banking segment, ordinary income was 100,562 million yen (increase YoY), with segment profit increasing by 23,612 million yen. The leasing segment reported ordinary income of 13,462 million yen, increasing year-over-year, but segment profit decreased by 1 million yen. Other segments recorded ordinary income of 2,463 million yen and segment profit of 347 million yen.\n\n### Financial Position and Dividends\nAt the end of the third quarter of the fiscal year ending March 2026, total assets were 8.55719 trillion yen, roughly flat from the previous fiscal year-end, with net assets increasing to 325.126 billion yen year-over-year. The equity ratio stood at 3.7%. An annual dividend of 56 yen is planned, up from 48 yen in the previous period.\n\n### Full-Year Earnings Guidance for Fiscal Year Ending March 2026\nThe full-year earnings guidance for the fiscal year ending March 2026 forecasts ordinary income of 160,300 million yen (18.4% YoY increase), ordinary profit of 29,800 million yen (11.5% YoY increase), and net income attributable to owners of parent of 21,000 million yen (12.0% YoY increase). There have been no revisions to the recent earnings forecast.","jir_financial_highlights":"Ordinary Income: 115,444 million yen (19.8% YoY increase)\nOrdinary Profit: 23,922 million yen (23.3% YoY increase)\nNet Income Attributable to Owners of Parent for the Quarter: 16,776 million yen (27.6% YoY increase)\nEquity Ratio: 3.7% (0.1 point increase from previous period)\nAnnual Dividend (Forecast): 56 yen (8 yen increase from previous period)\nFiscal Year Ending March 2026 Full-Year Earnings Guidance Ordinary Income: 160,300 million yen (18.4% YoY increase)\nFiscal Year Ending March 2026 Full-Year Earnings Guidance Ordinary Profit: 29,800 million yen (11.5% YoY increase)\nFiscal Year Ending March 2026 Full-Year Earnings Guidance Net Income Attributable to Owners of Parent: 21,000 million yen (12.0% YoY increase)","jir_category":"","jir_hashtags":"#SanInGodoBank, #FinancialSummary, #JapaneseStocks","jir_key_figures":"Ordinary Income: 115,444 million yen (19.8% YoY increase)\nOrdinary Profit: 23,922 million yen (23.3% YoY increase)\nNet Income Attributable to Owners of Parent for the Quarter: 16,776 million yen (27.6% YoY increase)","jir_meta_title":"San-in Godo Bank, Ltd. Financial Summary for Third Quarter Ending March 2026: Ordinary Profit 23,922 million yen, 23.3% YoY Increase","jir_meta_description":"San-in Godo Bank's Financial Summary for the third quarter ending March 2026. Ordinary income of 115,444 million yen (19.8% YoY increase), ordinary profit of 23,922 million yen (23.3% YoY increase), net income attributable to owners of parent for the quarter of 16,776 million yen (27.6% YoY increase). Annual dividend forecast of 56 yen.","jir_og_title":"San-in Godo Bank Q3 FY2026 Financial Results Announcement: Ordinary Profit 23,922 million yen","jir_og_description":"San-in Godo Bank's Financial Summary for the third quarter ending March 2026. 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