Unrealized losses on securities at the end of the third quarter of the fiscal year ending March 2026 amounted to JPY 433,285 million, equivalent to 739.5% of the consolidated ordinary income for the fiscal year ending March 2025. There is no change to the earnings guidance.<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"8421","jir_company_name":"Shinkin Central Bank","jir_importance":"\u2605\u2605\u2605\u2606\u2606","jir_publication_date":"2026-01-29","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/01\/8421-20260129-03.pdf","jir_short_summary":"Unrealized losses on securities at the end of the third quarter of the fiscal year ending March 2026 amounted to JPY 433,285 million, equivalent to 739.5% of the consolidated ordinary income for the fiscal year ending March 2025. There is no change to the earnings guidance.","jir_summary":"### Status of Unrealized Losses on Securities\nThe total unrealized loss on bonds held to maturity held by Shinkin Central Bank and its consolidated subsidiaries at the end of the third quarter of the fiscal year ending March 2026 amounted to JPY 433,285 million. This corresponds to approximately 739.5% of the consolidated ordinary income of JPY 58,585 million for the fiscal year ending March 2025 and approximately 1,020.7% of net income attributable to owners of parent of JPY 42,449 million. The book value of the subject securities is JPY 3,943,446 million, and the market value is JPY 3,510,160 million. Moreover, the unrealized gains amount to JPY 7,347 million, resulting in a net unrealized loss of \u25b3JPY 425,937 million.\n\n### Outlook\nThere is no change to the consolidated earnings forecast and dividend forecast for the fiscal year ending March 2026, which was announced on May 20, 2025. Future earnings outlooks are based on reasonable assumptions; however, actual performance may differ due to various factors. Additionally, the fiscal year-end for domestic consolidated subsidiaries is December 31, and for overseas consolidated subsidiaries is September 30.","jir_financial_highlights":"Total Unrealized Losses on Securities: JPY 433,285 million (Unknown)\nConsolidated Ordinary Income for FY Ending March 2025: JPY 58,585 million (Unknown)\nNet Income Attributable to Owners of Parent for FY Ending March 2025: JPY 42,449 million (Unknown)\nBook Value of Securities: JPY 3,943,446 million (Unknown)\nMarket Value of Securities: JPY 3,510,160 million (Unknown)\nTotal Unrealized Gains on Securities: JPY 7,347 million (Unknown)\nNet Total Unrealized Gains\/Losses on Securities: \u25b3JPY 425,937 million (Unknown)","jir_category":"","jir_hashtags":"#ShinkinCentralBank, #financial_summary, #JapaneseStocks","jir_key_figures":"Total Unrealized Losses on Securities: JPY 433,285 million (End of Q3 FY ending March 2026)\nConsolidated Ordinary Income for FY Ending March 2025: JPY 58,585 million\nNet Income Attributable to Owners of Parent for FY Ending March 2025: JPY 42,449 million","jir_meta_title":"Shinkin Central Bank Announces JPY 433,285 Million Unrealized Losses on Securities at End of Q3 FY March 2026","jir_meta_description":"Shinkin Central Bank announced unrealized losses on securities amounting to JPY 433,285 million at the end of the third quarter of the fiscal year ending March 2026, equivalent to approximately 739.5% of consolidated ordinary income for FY March 2025. Earnings guidance remains unchanged.","jir_og_title":"Shinkin Central Bank Announces Unrealized Losses on Securities of JPY 433,285 Million","jir_og_description":"Shinkin Central Bank disclosed the amount of unrealized losses on securities at the end of the third quarter of the fiscal year ending March 2026 and the current status of earnings guidance.","jir_og_image_url":"\/assets\/og\/company-general_ir.jpg","jir_chart_data_collection":"[]","ir_related_company":9346,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"financial_summary","footnotes":""},"sector":[],"importance":[],"class_list":["post-21959","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"\n