For the third quarter of the fiscal year ending March 2026, ordinary income was JPY 487.5 billion (up 41.4% YoY), ordinary profit was JPY 47.7 billion (up 2.3% YoY), and net income attributable to owners of parent for the quarter was JPY 34.3 billion (up 3.3% 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center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"8421","jir_company_name":"Shinkin Central Bank","jir_importance":"\u2605\u2605\u2605\u2605\u2606","jir_publication_date":"2026-01-29","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/01\/8421-20260129-01.pdf","jir_short_summary":"For the third quarter of the fiscal year ending March 2026, ordinary income was JPY 487.5 billion (up 41.4% YoY), ordinary profit was JPY 47.7 billion (up 2.3% YoY), and net income attributable to owners of parent for the quarter was JPY 34.3 billion (up 3.3% YoY).","jir_summary":"### Overview of Performance\nIn the consolidated cumulative third quarter period of the fiscal year ending March 2026, ordinary income increased 41.4% YoY to JPY 487.5 billion. This was mainly driven by increased earnings from fund management due to higher interest and dividends on securities. On the other hand, ordinary expenses also rose 47.5% to JPY 439.7 billion due to increased deposit interest expenses. As a result, ordinary profit increased 2.3% to JPY 47.7 billion and net income attributable to owners of parent for the quarter rose 3.3% to JPY 34.3 billion. Due to elimination of dividends received from consolidated subsidiaries, standalone profit exceeded consolidated profit.\n\n### Financial Position and Dividends\nTotal assets decreased by JPY 727.8 billion from the previous consolidated fiscal year-end to JPY 47,510.9 billion, with cash and deposits declining by JPY 3,886.2 billion while securities and loans increased. Total liabilities decreased by JPY 891.4 billion to JPY 45,835.0 billion, with deposits falling by JPY 1,324.0 billion. Net assets increased by JPY 163.5 billion to JPY 1,675.9 billion. The annual dividend forecast for general ordinary investment remains unchanged at JPY 3,000, with no quarterly dividends issued. No revisions have been made to the earnings forecast, maintaining a stable dividend policy.","jir_financial_highlights":"Ordinary Income: 487,526 million yen (Up 41.4% YoY)\nOrdinary Profit: 47,777 million yen (Up 2.3% YoY)\nNet Income Attributable to Owners of Parent for the Quarter: 34,383 million yen (Up 3.3% YoY)\nTotal Assets: JPY 47,510.9 billion (Decrease of JPY 727.8 billion from the previous consolidated fiscal year-end)\nNet Assets: JPY 1,675.9 billion (Increase of JPY 163.5 billion from the previous consolidated fiscal year-end)\nNumber of Issued Investment Units: 8,708,222 units (No change from previous period)\nAnnual Dividend (Forecast for General Ordinary Investment): JPY 3,000 (No change from previous period)","jir_category":"","jir_hashtags":"#ShinkinCentralBank, #FinancialSummary, #JapaneseStocks","jir_key_figures":"Ordinary Income: 487,526 million yen (up 41.4% YoY)\nOrdinary Profit: 47,777 million yen (up 2.3% YoY)\nNet Income Attributable to Owners of Parent for the Quarter: 34,383 million yen (up 3.3% YoY)","jir_meta_title":"Shinkin Central Bank Fiscal Year Ending March 2026 Third Quarter Financial Summary\uff5cOrdinary Income Up 41.4% to JPY 487.5 Billion","jir_meta_description":"Shinkin Central Bank's third quarter financial summary for the fiscal year ending March 2026. Ordinary income rose 41.4% YoY to JPY 487.5 billion, ordinary profit increased 2.3% to JPY 47.7 billion, and quarterly net income rose 3.3% to JPY 34.3 billion. Dividend forecast remains unchanged.","jir_og_title":"Shinkin Central Bank FY2026 Third Quarter Results\uff5cOrdinary Income Up 41.4%","jir_og_description":"Shinkin Central Bank's third quarter financial summary for FY2026 reports ordinary income of JPY 487.5 billion, ordinary profit of JPY 47.7 billion, and net income of JPY 34.3 billion, achieving revenue and profit growth.","jir_og_image_url":"\/assets\/og\/company-general_ir.jpg","jir_chart_data_collection":"[{\"jir_chart_id\": \"revenue_trend\", \"jir_chart_type\": \"bar\", \"jir_chart_title\": \"Trend of Ordinary Income (Million Yen)\", \"jir_chart_json_data\": \"{\\\"type\\\":\\\"bar\\\",\\\"data\\\":{\\\"labels\\\":[\\\"Q3 FY2025\\\",\\\"Q3 FY2026\\\"],\\\"datasets\\\":[{\\\"label\\\":\\\"Ordinary Income\\\",\\\"data\\\":[344618,487526],\\\"backgroundColor\\\":\\\"#4e79a7\\\"}]},\\\"options\\\":{\\\"scales\\\":{\\\"y\\\":{\\\"beginAtZero\\\":true}}}}\"}, {\"jir_chart_id\": \"operating_profit_trend\", \"jir_chart_type\": \"bar\", \"jir_chart_title\": \"Trend of Ordinary Profit (Million Yen)\", \"jir_chart_json_data\": \"{\\\"type\\\":\\\"bar\\\",\\\"data\\\":{\\\"labels\\\":[\\\"Q3 FY2025\\\",\\\"Q3 FY2026\\\"],\\\"datasets\\\":[{\\\"label\\\":\\\"Ordinary Profit\\\",\\\"data\\\":[46672,47777],\\\"backgroundColor\\\":\\\"#f28e2b\\\"}]},\\\"options\\\":{\\\"scales\\\":{\\\"y\\\":{\\\"beginAtZero\\\":true}}}}\"}, {\"jir_chart_id\": \"net_profit_trend\", \"jir_chart_type\": \"bar\", \"jir_chart_title\": \"Trend of Net Income Attributable to Owners of Parent for the Quarter (Million Yen)\", \"jir_chart_json_data\": \"{\\\"type\\\":\\\"bar\\\",\\\"data\\\":{\\\"labels\\\":[\\\"Q3 FY2025\\\",\\\"Q3 FY2026\\\"],\\\"datasets\\\":[{\\\"label\\\":\\\"Net Income\\\",\\\"data\\\":[33283,34383],\\\"backgroundColor\\\":\\\"#e15759\\\"}]},\\\"options\\\":{\\\"scales\\\":{\\\"y\\\":{\\\"beginAtZero\\\":true}}}}\"}, {\"jir_chart_id\": \"total_assets_trend\", \"jir_chart_type\": \"bar\", \"jir_chart_title\": \"Trend of Total Assets (Million Yen)\", \"jir_chart_json_data\": \"{\\\"type\\\":\\\"bar\\\",\\\"data\\\":{\\\"labels\\\":[\\\"FY2025 End\\\",\\\"December 2025 End\\\"],\\\"datasets\\\":[{\\\"label\\\":\\\"Total Assets\\\",\\\"data\\\":[48238888,47510997],\\\"backgroundColor\\\":\\\"#76b7b2\\\"}]},\\\"options\\\":{\\\"scales\\\":{\\\"y\\\":{\\\"beginAtZero\\\":false}}}}\"}, {\"jir_chart_id\": \"net_assets_trend\", \"jir_chart_type\": \"bar\", \"jir_chart_title\": \"Trend of Net Assets (Million Yen)\", \"jir_chart_json_data\": \"{\\\"type\\\":\\\"bar\\\",\\\"data\\\":{\\\"labels\\\":[\\\"FY2025 End\\\",\\\"December 2025 End\\\"],\\\"datasets\\\":[{\\\"label\\\":\\\"Net Assets\\\",\\\"data\\\":[1512438,1675963],\\\"backgroundColor\\\":\\\"#59a14f\\\"}]},\\\"options\\\":{\\\"scales\\\":{\\\"y\\\":{\\\"beginAtZero\\\":false}}}}\"}]","ir_related_company":9346,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"financial_summary","footnotes":""},"sector":[],"importance":[],"class_list":["post-21957","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"\n