On June 25, 2025, a syndicated loan agreement of 173.5 billion yen was executed. It includes financial covenants requiring consolidated ordinary income not to be negative for two consecutive fiscal periods from the fiscal year ending December 2025 and maintaining net assets at 75% or more.<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"3003","jir_company_name":"Humanrick Co., Ltd.","jir_importance":"\u2605\u2605\u2605\u2606\u2606","jir_publication_date":"2026-01-29","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/01\/3003-20260129-05.pdf","jir_short_summary":"On June 25, 2025, a syndicated loan agreement of 173.5 billion yen was executed. It includes financial covenants requiring consolidated ordinary income not to be negative for two consecutive fiscal periods from the fiscal year ending December 2025 and maintaining net assets at 75% or more.","jir_summary":"### Overview of Loan Agreement with Financial Covenants\nThe Company executed a syndicated loan agreement of 173.5 billion yen on June 25, 2025. This loan is a long-term borrowing arranged to finance the acquisition of Rethsum Co., Ltd., and it is unsecured. The financial covenants require that consolidated ordinary income shall not be negative for two consecutive fiscal periods as of each fiscal year-end from the fiscal year ending December 2025, and that the total amount of net assets shall not fall below 75% of the amount at the end of the immediately preceding fiscal year.\n\n### Disclosure Delay and Future Outlook\nAlthough the loan agreement was decided on June 16, 2025, we apologize for the delayed disclosure as a contract containing financial covenants. We will strengthen our internal control system to prevent recurrence. The impact on the results for the fiscal years ending December 2025 and December 2026 is expected to be minimal. Should any material impact arise, we will disclose promptly.","jir_financial_highlights":"Borrowed Amount: 173,500 million yen (Unknown)\nLoan Agreement Date: 2025-06-25 (Unknown)\nRepayment Period: End of December 2025 to June 30, 2032 (Unknown)","jir_category":"","jir_hashtags":"#HumanrickCoLtd, #GeneralIR, #JapaneseStocks","jir_key_figures":"Borrowed Amount: 173,500 million yen (Syndicated Loan)\nLoan Agreement Date: 2025-06-25\nRepayment Period: End of December 2025 to June 30, 2032","jir_meta_title":"Humanrick Co., Ltd. Announces Execution of Syndicated Loan Agreement with Financial Covenants of 173.5 Billion Yen","jir_meta_description":"Humanrick Co., Ltd. executed an unsecured syndicated loan agreement of 173.5 billion yen on June 25, 2025. The loan includes financial covenants to avoid consolidated ordinary income deficits and maintain net assets. The company apologized for delayed disclosure and announced minimal impact on earnings.","jir_og_title":"Humanrick Announces Syndicated Loan Agreement with Financial Covenants of 173.5 Billion Yen","jir_og_description":"Disclosed the financial covenants of the syndicated loan agreement of 173.5 billion yen executed in June 2025 and apologized for the delayed disclosure. The impact on earnings is minimal.","jir_og_image_url":"\/assets\/og\/company-general_ir.jpg","jir_chart_data_collection":"[]","ir_related_company":7484,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"general_ir","footnotes":""},"sector":[],"importance":[],"class_list":["post-21492","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"\n