{"id":20695,"date":"2026-01-23T16:39:10","date_gmt":"2026-01-23T07:39:10","guid":{"rendered":"https:\/\/japanir.jp\/en\/ir\/3476-20260123-01_wp_general_ir\/"},"modified":"2026-01-23T16:39:10","modified_gmt":"2026-01-23T07:39:10","slug":"3476-20260123-01_wp_general_ir","status":"publish","type":"ir_release","link":"https:\/\/japanir.jp\/en\/company\/company-3476\/ir\/3476-20260123-01_wp_general_ir\/","title":{"rendered":"Notice Regarding Borrowing of Funds"},"content":{"rendered":"<p>Mirai Investment Corporation has undertaken new borrowings totaling 1.5 billion yen to repay borrowings reaching their maturity. Borrowing sources are SBI Shinsei Bank with 1 billion yen and Resona Bank with 0.5 billion yen, with interest rates at base rate +0.290% and +0.300% respectively.<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"3476","jir_company_name":"Mirai Investment Corporation","jir_importance":"\u2605\u2605\u2605\u2606\u2606","jir_publication_date":"2026-01-23","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/01\/3476-20260123-01.pdf","jir_short_summary":"Mirai Investment Corporation has undertaken new borrowings totaling 1.5 billion yen to repay borrowings reaching their maturity. Borrowing sources are SBI Shinsei Bank with 1 billion yen and Resona Bank with 0.5 billion yen, with interest rates at base rate +0.290% and +0.300% respectively.","jir_summary":"### Overview of the Borrowing\nMirai Investment Corporation has decided to undertake new borrowings totaling 1.5 billion yen to repay borrowings reaching their maturity. The lenders are SBI Shinsei Bank, Ltd. at 1 billion yen and Resona Bank, Ltd. at 0.5 billion yen, with the borrowing date on January 30, 2026. The interest rates are base rate plus 0.290% and 0.300%, respectively. The repayment due date is April 30, 2032, and the borrowing terms are unsecured, unguaranteed, and repayable in a lump sum on the due date.\n\n### Status and Impact of Borrowings\nAs a result of this borrowing, the total long-term borrowings remain unchanged at 87,800 million yen, and the total interest-bearing liabilities including investment corporation bonds at 6,200 million yen remain at 94,000 million yen. The total asset LTV remains at 49.3%, with no change. The borrowing conditions are unsecured and unguaranteed, and it is considered that there is no significant impact on the financial soundness of the investment corporation.","jir_financial_highlights":"Total Amount of New Borrowings: 1.5 billion yen (Unknown)\nLender 1: SBI Shinsei Bank, Ltd. 1 billion yen (Unknown)\nLender 2: Resona Bank, Ltd. 0.5 billion yen (Unknown)\nInterest Rate (SBI Shinsei Bank): Base Rate +0.290% (Unknown)\nInterest Rate (Resona Bank): Base Rate +0.300% (Unknown)\nRepayment Due Date: April 30, 2032 (SBI Shinsei Bank), April 30, 2032 (Resona Bank) (Unknown)","jir_category":"","jir_hashtags":"#MiraiInvestmentCorporation, #FundBorrowing, #JapaneseStocks","jir_key_figures":"Total Amount of New Borrowings: 1.5 billion yen\nLenders: SBI Shinsei Bank, Ltd. 1 billion yen, Resona Bank, Ltd. 0.5 billion yen\nTotal Asset LTV: 49.3%","jir_meta_title":"Mirai Investment Corporation Executes New Borrowings Totaling 1.5 Billion Yen to Secure Repayment Funds","jir_meta_description":"Mirai Investment Corporation has decided to undertake new borrowings totaling 1.5 billion yen from SBI Shinsei Bank and Resona Bank to repay borrowings reaching maturity. The interest rates are base rate plus 0.290% and 0.300%, respectively.","jir_og_title":"Mirai Investment Corporation Announces New Borrowings of 1.5 Billion Yen","jir_og_description":"Mirai Investment Corporation has executed new borrowings of 1.5 billion yen from SBI Shinsei Bank and Resona Bank to secure repayment funds.","jir_og_image_url":"\/assets\/og\/company-general_ir.jpg","jir_chart_data_collection":"[]","ir_related_company":9662,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"general_ir","footnotes":""},"sector":[],"importance":[],"class_list":["post-20695","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Notice Regarding Borrowing of Funds - Japan IR<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/japanir.jp\/en\/company\/company-3476\/ir\/3476-20260123-01_wp_general_ir\/\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/japanir.jp\/en\/company\/company-3476\/ir\/3476-20260123-01_wp_general_ir\/\",\"url\":\"https:\/\/japanir.jp\/en\/company\/company-3476\/ir\/3476-20260123-01_wp_general_ir\/\",\"name\":\"Notice Regarding Borrowing of Funds - 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