{"id":20399,"date":"2026-01-22T15:47:56","date_gmt":"2026-01-22T06:47:56","guid":{"rendered":"https:\/\/japanir.jp\/en\/ir\/4480-20260122-01_wp_general_ir\/"},"modified":"2026-01-22T15:47:56","modified_gmt":"2026-01-22T06:47:56","slug":"4480-20260122-01_wp_general_ir","status":"publish","type":"ir_release","link":"https:\/\/japanir.jp\/en\/company\/company-4480\/ir\/4480-20260122-01_wp_general_ir\/","title":{"rendered":"Notice Regarding Borrowing of Funds"},"content":{"rendered":"<p>Medley, Inc. plans to execute an unsecured borrowing of 5 billion yen in total, consisting of 3.5 billion yen from Mizuho Bank and 1.5 billion yen from Sumitomo Mitsui Banking Corporation, by the end of January 2026 to allocate funds for long-term working capital and Share Buyback.<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"4480","jir_company_name":"Medley, Inc.","jir_importance":"\u2605\u2605\u2605\u2606\u2606","jir_publication_date":"2026-01-22","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/01\/4480-20260122-01.pdf","jir_short_summary":"Medley, Inc. plans to execute an unsecured borrowing of 5 billion yen in total, consisting of 3.5 billion yen from Mizuho Bank and 1.5 billion yen from Sumitomo Mitsui Banking Corporation, by the end of January 2026 to allocate funds for long-term working capital and Share Buyback.","jir_summary":"### Overview of Fund Borrowing\nAt the board meeting held on January 22, 2026, Medley, Inc. resolved to borrow a total of 5 billion yen\u20143.5 billion yen from Mizuho Bank and 1.5 billion yen from Sumitomo Mitsui Banking Corporation\u2014to be used for long-term working capital and Share Buyback funds. The borrowing is unsecured, with principal repayments made in equal installments over 5 years. The interest rate applied will be the base interest rate plus a spread. The loan execution is scheduled for the end of January 2026.\n\n### Future Outlook\nThe company considers the impact of this borrowing on its performance to be minor and states that it will promptly disclose any material facts that should be announced in the future. Since the funds allocated include Share Buyback, it is presumed to be part of the company\u2019s capital policy; however, details remain unknown at this time.","jir_financial_highlights":"Borrowing Amount: 3.5 billion yen (Mizuho Bank) + 1.5 billion yen (Sumitomo Mitsui Banking Corporation) (Unknown)\nLoan Period: 5 years (Unknown)\nScheduled Borrowing Execution Date: End of January 2026 (planned) (Unknown)","jir_category":"","jir_hashtags":"#MedleyInc, #general_ir, #JapaneseStocks","jir_key_figures":"Total Borrowing Amount: 5 billion yen (3.5 billion yen from Mizuho Bank, 1.5 billion yen from Sumitomo Mitsui Banking Corporation)\nLoan Period: 5 years\nScheduled Borrowing Execution Date: End of January 2026","jir_meta_title":"Medley, Inc. Resolutions for 5 Billion Yen Long-Term Borrowing Including Funds for Share Buyback","jir_meta_description":"Medley, Inc. announced plans to execute an unsecured borrowing totaling 5 billion yen from Mizuho Bank and Sumitomo Mitsui Banking Corporation by the end of January 2026 to allocate funds for long-term working capital and Share Buyback.","jir_og_title":"Medley, Inc. Decides on 5 Billion Yen Fund Borrowing","jir_og_description":"Borrowing planned with 3.5 billion yen from Mizuho Bank and 1.5 billion yen from Sumitomo Mitsui Banking Corporation for long-term working capital and Share Buyback funds.","jir_og_image_url":"\/assets\/og\/company-general_ir.jpg","jir_chart_data_collection":"[]","ir_related_company":16884,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"general_ir","footnotes":""},"sector":[],"importance":[],"class_list":["post-20399","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Notice Regarding Borrowing of Funds - Japan IR<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/japanir.jp\/en\/company\/company-4480\/ir\/4480-20260122-01_wp_general_ir\/\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/japanir.jp\/en\/company\/company-4480\/ir\/4480-20260122-01_wp_general_ir\/\",\"url\":\"https:\/\/japanir.jp\/en\/company\/company-4480\/ir\/4480-20260122-01_wp_general_ir\/\",\"name\":\"Notice Regarding Borrowing of Funds - 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