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Adjusted EBITDA was 4.96 billion yen, exceeding the upper end of guidance. Net income attributable to owners of parent achieved profitability at 1.587 billion yen.","jir_summary":"### Performance Overview\nRevenue for the fiscal year ended November 2025 reached 50.35 billion yen, a 25% increase year-over-year, surpassing the guidance median. SaaS ARR grew 31% year-over-year to 39.333 billion yen, accelerating growth. Adjusted EBITDA was 4.96 billion yen, exceeding the guidance upper limit of 4.4 billion yen, with operating margin improving by 5.2 points. Operating income remained negative at -2.653 billion yen, but net income attributable to owners of parent achieved profitability at 1.587 billion yen, marking the first profitable period.\n\n### FY26 Earnings Guidance and Mid-to-Long-Term Financial Targets\nFor FY26, the company aims to achieve full-year positive operating cash flow and accelerate investments in AI along with EBITDA margin improvement. Revenue is projected between 53.4 and 57.55 billion yen, SaaS ARR between 47.5 and 49.8 billion yen, and adjusted EBITDA planned at 8.0 to 10.0 billion yen. The FY28 mid-to-long-term financial targets now include a new target of 18.0 billion yen in operating cash flow, reinforcing commitment to cash flow generation. Through AI strategies and functional enhancements, the Business segment ARPA aims to expand by 30\u201340% or more by FY28.","jir_financial_highlights":"Revenue: 50.35 billion yen (YoY +25%)\nSaaS ARR: 39.333 billion yen (YoY +31%)\nAdjusted EBITDA: 4.96 billion yen (YoY +5.2pts improvement, exceeded guidance upper limit)\nOperating Income: \u22122.653 billion yen (YoY unknown (profitability target))\nNet Income Attributable to Owners of Parent: +1.587 billion yen (profitability achieved, exceeded guidance upper limit)","jir_category":"","jir_hashtags":"#MoneyForward, #financial_summary, #JapaneseStocks","jir_key_figures":"Revenue: 50.35 billion yen (YoY +25%, surpassed guidance median)\nAdjusted EBITDA: 4.96 billion yen (exceeded guidance upper limit of 4.4 billion yen, margin improved by +5.2pts)\nNet Income Attributable to Owners of Parent: +1.587 billion yen (achieved first profitability)","jir_meta_title":"Money Forward FY2025 November Financial Results: Accelerated Growth with Revenue of 50.35 Billion Yen and Adjusted EBITDA of 4.96 Billion Yen","jir_meta_description":"Money Forward's financial results for the fiscal year ended November 2025 show revenue of 50.35 billion yen, a 25% year-over-year increase, and adjusted EBITDA of 4.96 billion yen exceeding guidance upper limit. Net income attributable to owners of parent achieved profitability at 1.587 billion yen.","jir_og_title":"Money Forward Announces FY2025 November Financial Results: 25% Revenue Growth Accelerates Expansion","jir_og_description":"Money Forward's fiscal year ended November 2025 results feature revenue of 50.35 billion yen and adjusted EBITDA of 4.96 billion yen, surpassing guidance upper limit. 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