As of the end of December 2025, the policyholders’ annualized premiums amounted to 36,387 million yen (109% Year-over-Year), with individual insurance at 28,154 million yen (107% YoY) and group credit life insurance at 8,232 million yen (119% 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center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"7157","jir_company_name":"Lifenet Insurance Company","jir_importance":"\u2605\u2605\u2605\u2606\u2606","jir_publication_date":"2026-01-14","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/01\/7157-20260114-01.pdf","jir_short_summary":"As of the end of December 2025, the policyholders' annualized premiums amounted to 36,387 million yen (109% Year-over-Year), with individual insurance at 28,154 million yen (107% YoY) and group credit life insurance at 8,232 million yen (119% YoY).","jir_summary":"### Performance Overview\nAs of the end of December 2025, policyholders' annualized premiums reached 36,387 million yen, marking an increase to 109% Year-over-Year. Breakdown by segment shows individual insurance at 28,154 million yen (107% YoY) and group credit life insurance at 8,232 million yen (119% YoY), both exceeding last year. The number of individual insurance policyholders rose to 670,600 contracts from 626,146 contracts in the same month last year, with new contracts' annualized premiums and new contract numbers also surpassing prior-year figures. Insurance benefits and payouts amounted to 655 million yen, up from 503 million yen in the previous year period, while the surrender and lapse rate remained steady at 5.7%, close to 5.6% a year earlier.\n\n### Outlook\nThis document contains preliminary figures which may differ from finalized data. We remain committed to expanding policyholders, promoting growth in both individual and group credit life insurance. The surrender and lapse rate has remained stable, reflecting our focus on maintaining a solid customer base. We will continue to monitor monthly performance trends closely and provide timely disclosures as appropriate.","jir_financial_highlights":"Policyholders' Annualized Premiums (Total): 36,387 million yen (109% Year-over-Year)\nIndividual Insurance Policyholders' Annualized Premiums: 28,154 million yen (107% Year-over-Year)\nGroup Credit Life Insurance Policyholders' Annualized Premiums: 8,232 million yen (119% Year-over-Year)\nIndividual Insurance Number of Policyholders: 670,600 contracts (Increased Year-over-Year (626,146 \u2192 670,600 contracts))\nIndividual Insurance New Contracts Annualized Premiums: 287 million yen (Increased Year-over-Year (209 million yen \u2192 287 million yen))\nIndividual Insurance New Contracts Number: 7,374 contracts (Increased Year-over-Year (5,197 contracts \u2192 7,374 contracts))\nInsurance Benefits and Payouts: 655 million yen (Increased Year-over-Year (503 million yen \u2192 655 million yen))\nSurrender and Lapse Rate: 5.7% (Nearly unchanged Year-over-Year (5.6% \u2192 5.7%))","jir_category":"","jir_hashtags":"#LifenetInsurance, #MonthlyFinancialSummary, #JapaneseStocks","jir_key_figures":"Policyholders' Annualized Premiums (Total): 36,387 million yen (109% Year-over-Year)\nIndividual Insurance Number of Policyholders: 670,600 contracts (June 626,146 contracts)\nNew Contracts Annualized Premiums: 287 million yen (209 million yen Year-over-Year)","jir_meta_title":"Lifenet Insurance December 2025 Policyholders' Annualized Premiums Increase 109% - Financial Summary","jir_meta_description":"As of the end of December 2025, Lifenet Insurance's policyholders' annualized premiums rose to 36,387 million yen (109% Year-over-Year), maintaining growth in both individual and group credit life insurance segments.","jir_og_title":"Lifenet Insurance December 2025 Financial Summary: Policyholders' Annualized Premiums Up 109%","jir_og_description":"Policyholders' annualized premiums in December 2025 grew 109% YoY to 36,387 million yen. Both individual and group credit life insurance showed upward trends.","jir_og_image_url":"\/assets\/og\/company-general_ir.jpg","jir_chart_data_collection":"[]","ir_related_company":9218,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"sales_update","footnotes":""},"sector":[],"importance":[],"class_list":["post-19158","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"\n