The Yamanashi Chuo Bank,Ltd. announced consolidated and non-consolidated results for the second quarter of the fiscal year ending March 2027. Ordinary revenue, ordinary income, and interim net income attributable to owners of parent significantly exceeded prior-period results, and interim net income per share also rose substantially. A stock split was carried out in October 2026 and is noted. The primary reasons for the variances were increased gains on sales of equity securities, higher interest income on loans, and increased interest and dividends on securities.<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"price_fetched_at":"","company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"8360","jir_company_name":"The Yamanashi Chuo Bank,Ltd.","jir_importance":"\u2605\u2605\u2605\u2605\u2606","jir_publication_date":"2026-11-13","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/11\/8360-20261113-02.pdf","jir_short_summary":"The Yamanashi Chuo Bank,Ltd. announced consolidated and non-consolidated results for the second quarter of the fiscal year ending March 2027. Ordinary revenue, ordinary income, and interim net income attributable to owners of parent significantly exceeded prior-period results, and interim net income per share also rose substantially. A stock split was carried out in October 2026 and is noted. The primary reasons for the variances were increased gains on sales of equity securities, higher interest income on loans, and increased interest and dividends on securities.","jir_summary":"### Overview of Performance\nThe Yamanashi Chuo Bank,Ltd. reported that both consolidated and non-consolidated results for the second quarter of the fiscal year ending March 2027 (interim period) significantly exceeded prior-period results. In particular, consolidated ordinary revenue was 56,805 million yen, ordinary income was 10,918 million yen, and interim net income attributable to owners of parent was 6,511 million yen, each marking substantial increases year-over-year. Interim net income per share was calculated taking into account the impact of the stock split and showed an upward trend on both consolidated and non-consolidated bases. The main factors behind the variances were increased gains on sales of equity securities, higher interest income on loans, and increased interest and dividends on securities.\n\n### Impact on Shareholders and Outlook\nThe increases in gains from sales and interest income cited as drivers of the variance are temporary factors, and the medium-term sustainability of earnings strength will depend on future interest rate trends, loan demand, and asset management outcomes. A stock split was implemented in October 2026, which affects per-share indicators; careful monitoring of the sustainability of future profit growth is necessary.","jir_financial_highlights":"Ordinary Revenue: 56,805 million yen (Year-over-Year +20,377 million yen)\nOrdinary Income: 10,918 million yen (Year-over-Year +4,871 million yen)\nInterim Net Income Attributable to Owners of Parent: 6,511 million yen (Year-over-Year +2,139 million yen)\nInterim Net Income Per Share: 42 yen 41 sen (Year-over-Year Unknown (calculated assuming stock split impact))\nOrdinary Revenue (non-consolidated): 53,434 million yen (Year-over-Year +20,156 million yen)\nOrdinary Income (non-consolidated): 10,938 million yen (Year-over-Year +4,959 million yen)\nInterim Net Income (non-consolidated): 6,737 million yen (Year-over-Year +2,217 million yen)","jir_category":"","jir_hashtags":"#TheYamanashiChuoBankIR, #InterimEarnings, #VarianceAnalysis","jir_key_figures":"Ordinary Revenue: 56,805 million yen\nOrdinary Income: 10,918 million yen\nInterim Net Income Attributable to Owners of Parent: 6,511 million yen","jir_meta_title":"The Yamanashi Chuo Bank,Ltd. Announces Variance from Prior Period Results | Q2 FY2027","jir_meta_description":"The Yamanashi Chuo Bank,Ltd. discloses consolidated and non-consolidated interim variances for Q2 FY2027. Ordinary revenue rose to 56,805 million yen, ordinary income to 10,918 million yen, and net income to 6,511 million yen. Per-share metrics reflect the October 2026 stock split.","jir_og_title":"The Yamanashi Chuo Bank,Ltd. | Announces Variance from Prior Period Results","jir_og_description":"Consolidated and non-consolidated interim results rose substantially; variance drivers include gains on equity sales and increased interest income. The impact of a stock split is also noted.","jir_og_image_url":"\/assets\/og\/company-general_ir.jpg","jir_chart_data_collection":"[{\"jir_chart_id\": \"revenue_trend\", \"jir_chart_type\": \"line\", \"jir_chart_title\": \"Ordinary Revenue Trend\", \"jir_chart_json_data\": \"{\\\"type\\\":\\\"line\\\",\\\"data\\\":{\\\"labels\\\":[\\\"Prior Period\\\",\\\"Current\\\"],\\\"datasets\\\":[{\\\"label\\\":\\\"Ordinary Revenue\\\",\\\"data\\\":[36427,56805]}]},\\\"options\\\":{}}\"}, {\"jir_chart_id\": \"operating_profit_trend\", \"jir_chart_type\": \"line\", \"jir_chart_title\": \"Ordinary Income Trend\", \"jir_chart_json_data\": \"{\\\"type\\\":\\\"line\\\",\\\"data\\\":{\\\"labels\\\":[\\\"Prior Period\\\",\\\"Current\\\"],\\\"datasets\\\":[{\\\"label\\\":\\\"Ordinary Income\\\",\\\"data\\\":[6047,10918]}]},\\\"options\\\":{}}\"}, {\"jir_chart_id\": \"net_income_trend\", \"jir_chart_type\": \"line\", \"jir_chart_title\": \"Interim Net Income Attributable to Owners of Parent Trend\", \"jir_chart_json_data\": \"{\\\"type\\\":\\\"line\\\",\\\"data\\\":{\\\"labels\\\":[\\\"Prior Period\\\",\\\"Current\\\"],\\\"datasets\\\":[{\\\"label\\\":\\\"Interim Net Income\\\",\\\"data\\\":[4371,6511]}]},\\\"options\\\":{}}\"}]","ir_related_company":9360,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"financial_summary","footnotes":""},"sector":[],"importance":[],"class_list":["post-151818","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"\n