For the second quarter of the fiscal year ending March 2027, consolidated results showed revenue (ordinary income) of 17,738 million yen (Year-over-Year +20.9%), ordinary income of 3,624 million yen (YoY +17.4%), and net income attributable to owners of parent for the interim period of 2,317 million yen (YoY +10.5%), representing year-over-year revenue and profit increases. Full-year forecasts are maintained. Earnings per share are approximately 90 yen (assuming post-split basis).<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"price_fetched_at":"","company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"8551","jir_company_name":"The Kita-Nippon Bank, Ltd.","jir_importance":"\u2605\u2605\u2605\u2605\u2606","jir_publication_date":"2026-11-12","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/11\/8551-20261112-01.pdf","jir_short_summary":"For the second quarter of the fiscal year ending March 2027, consolidated results showed revenue (ordinary income) of 17,738 million yen (Year-over-Year +20.9%), ordinary income of 3,624 million yen (YoY +17.4%), and net income attributable to owners of parent for the interim period of 2,317 million yen (YoY +10.5%), representing year-over-year revenue and profit increases. Full-year forecasts are maintained. Earnings per share are approximately 90 yen (assuming post-split basis).","jir_summary":"### Overview of Results\nConsolidated ordinary income for 2Q was approximately 17,800 million yen, an increase of approximately 20.9% year-over-year. Ordinary income (profit) increased by approximately 36 million yen, and 2Q net income increased by approximately 22 million yen; on a per-share basis assuming the share split, interim net income per share improved overall. Asset management including loans and securities was generally stable. The financial position remained stable with a capital adequacy ratio in the 6% range.\n\n### Impact on Shareholders and Outlook\nFull-year forecasts remain unchanged. Per-share metrics have been calculated on the basis of adjusted values reflecting the share split, and investors should make decisions taking potential dilution into account. The capital adequacy ratio is stable at around 6.0%, and there are no announced changes to capital policy at this time.","jir_financial_highlights":"Ordinary Income (Revenue): 17,738 (Year-over-Year +20.9%)\nOrdinary Income (Profit): 3,624 (Year-over-Year +17.4%)\nNet Income Attributable to Owners of Parent (Interim): 2,317 (Year-over-Year +10.5%)\nInterim Net Income per Share: 94.82 (Year-over-Year +11.9% (after adjusting for split: 94.66 \/ share))","jir_category":"","jir_hashtags":"#TheKitaNipponBank, #FinancialSummary, #InterimResults","jir_key_figures":"Ordinary Income (Revenue): 17,738 million yen\nOrdinary Income (Profit): 3,624 million yen\nNet Income Attributable to Owners of Parent (Interim): 2,317 million yen","jir_meta_title":"The Kita-Nippon Bank, Ltd. \u2013 FY2027 Q2 Financial Summary | Revenue Growth and Profitability","jir_meta_description":"The Kita-Nippon Bank, Ltd. Q2 financial summary for FY2027. Ordinary income +20.9% YoY, ordinary profit +17.4%, interim net income +10.5%. Full-year forecast maintained; EPS shown on a share-split-adjusted basis.","jir_og_title":"The Kita-Nippon Bank, Ltd. Interim Results: Revenue Growth and Profit Increase","jir_og_description":"The Kita-Nippon Bank, Ltd.'s Q2 results for FY2027 show year-over-year increases in revenue and profit. Summary of key metrics and full-year outlook.","jir_og_image_url":"\/assets\/og\/company-financial_summary.jpg","jir_chart_data_collection":"[{\"jir_chart_id\": \"revenue_trend\", \"jir_chart_type\": \"line\", \"jir_chart_title\": \"Trend of Ordinary Income (Revenue)\", \"jir_chart_json_data\": \"{\\\"type\\\":\\\"line\\\",\\\"data\\\":{\\\"labels\\\":[\\\"2026-04\\\",\\\"2026-07\\\",\\\"2026-10\\\"],\\\"datasets\\\":[{\\\"label\\\":\\\"Ordinary Income (Revenue)\\\",\\\"data\\\":[17838,17738,0]}]},\\\"options\\\":{}}\"}, {\"jir_chart_id\": \"operating_profit_trend\", \"jir_chart_type\": \"line\", \"jir_chart_title\": \"Trend of Ordinary Income (Profit)\", \"jir_chart_json_data\": \"{\\\"type\\\":\\\"line\\\",\\\"data\\\":{\\\"labels\\\":[\\\"2026-04\\\",\\\"2026-07\\\",\\\"2026-10\\\"],\\\"datasets\\\":[{\\\"label\\\":\\\"Ordinary Income (Profit)\\\",\\\"data\\\":[3570,3624,0]}]},\\\"options\\\":{}}\"}, {\"jir_chart_id\": \"net_income_trend\", \"jir_chart_type\": \"line\", \"jir_chart_title\": \"Trend of Net Income Attributable to Owners of Parent (Interim)\", \"jir_chart_json_data\": \"{\\\"type\\\":\\\"line\\\",\\\"data\\\":{\\\"labels\\\":[\\\"2026-04\\\",\\\"2026-07\\\",\\\"2026-10\\\"],\\\"datasets\\\":[{\\\"label\\\":\\\"Interim Net Income\\\",\\\"data\\\":[2097,2317,0]}]},\\\"options\\\":{}}\"}]","ir_related_company":56869,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"financial_summary","footnotes":""},"sector":[],"importance":[],"class_list":["post-150599","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"\n