{"id":150467,"date":"2026-11-12T15:02:39","date_gmt":"2026-11-12T06:02:39","guid":{"rendered":"https:\/\/japanir.jp\/en\/ir\/8341-20261112-02_wp_financial_summary\/"},"modified":"2026-11-12T15:02:39","modified_gmt":"2026-11-12T06:02:39","slug":"8341-20261112-02_wp_financial_summary","status":"publish","type":"ir_release","link":"https:\/\/japanir.jp\/en\/company\/company-8341\/ir\/8341-20261112-02_wp_financial_summary\/","title":{"rendered":"Notice Regarding Variances from Prior Period Results"},"content":{"rendered":"<p>The company announced variances in consolidated and standalone results for the second quarter of the fiscal year ending March 2027. Consolidated recurring revenue increased year-on-year, and recurring profit, interim net income attributable to owners of parent, and interim net income per share increased. Metrics recalculated to reflect a completed stock split were also disclosed. The main drivers of the variances were increased interest on loans and increased gains on sales of securities.<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"price_fetched_at":"","company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"8341","jir_company_name":"The 77 Bank, Ltd.","jir_importance":"\u2605\u2605\u2605\u2605\u2606","jir_publication_date":"2026-11-12","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/11\/8341-20261112-02.pdf","jir_short_summary":"The company announced variances in consolidated and standalone results for the second quarter of the fiscal year ending March 2027. Consolidated recurring revenue increased year-on-year, and recurring profit, interim net income attributable to owners of parent, and interim net income per share increased. Metrics recalculated to reflect a completed stock split were also disclosed. The main drivers of the variances were increased interest on loans and increased gains on sales of securities.","jir_summary":"### Overview of Performance\nThis report concerns variances for the second quarter (interim period) of the fiscal year ending March 2027. Consolidated and standalone recurring revenue, recurring profit, and interim net income exceeded prior period results, and interim net income per share was calculated using post-stock-split comparison assumptions. The primary factors for the variances cited were increased interest on loans and increased gains on sales of securities.\n\n### Impact on Shareholders and Outlook\nThe variances are mainly due to standalone performance factors, indicating improved profitability. Per-share metrics were calculated using post-split comparison assumptions, suggesting favorable interim results for shareholders. No information on future outlook is provided in this document; it is Unknown.","jir_financial_highlights":"Recurring Revenue: Consolidated: Prior period 95,032 million yen \/ Current reported results 115,947 million yen (Change amount 20,915 million yen \/ Change rate 22.0%)\nRecurring Profit: Consolidated: Prior period 35,178 million yen \/ Current reported results 51,024 million yen (Change amount 15,846 million yen \/ Change rate 45.0%)\nInterim Net Income Attributable to Owners of Parent: Consolidated: Prior period 24,308 million yen \/ Current reported results 36,346 million yen (Change amount 12,038 million yen \/ Change rate 49.5%)\nInterim Net Income per Share: Consolidated: 109.09 yen \/ Current reported results 162.84 yen (Change amount Unknown \/ Change rate Unknown)\nRecurring Revenue (Standalone): Prior period 87,637 million yen \/ Current reported results 108,067 million yen (Change amount 20,430 million yen \/ Change rate 23.3%)\nRecurring Profit (Standalone): Prior period 34,355 million yen \/ Current reported results 50,178 million yen (Change amount 15,823 million yen \/ Change rate 46.0%)\nInterim Net Income (Standalone): Prior period 24,005 million yen \/ Current reported results 36,068 million yen (Change amount 12,063 million yen \/ Change rate 50.2%)\nInterim Net Income per Share (Standalone): Unknown (Unknown)","jir_category":"","jir_hashtags":"#The77Bank Post-splitMetricDisclosure, #EarningsVarianceNotice","jir_key_figures":"Recurring Revenue (Consolidated): 115,947 million yen\nRecurring Profit (Consolidated): 51,024 million yen\nInterim Net Income Attributable to Owners of Parent: 36,346 million yen","jir_meta_title":"The 77 Bank, Ltd. \u2014 Notice Regarding Variances from Prior Period Results\uff5c2026\/11\/12","jir_meta_description":"The 77 Bank, Ltd. announced variances in consolidated and standalone results for the second quarter of the fiscal year ending March 2027, reporting increased revenues driven by higher loan interest and gains on securities sales. Interim net income per share was calculated on a post-split basis.","jir_og_title":"The 77 Bank, Ltd. Publishes Variance Report\uff5c2026\/11\/12","jir_og_description":"The 77 Bank, Ltd. announced variances for the second quarter of the fiscal year ending March 2027. Both consolidated and standalone revenues and profits increased. Metrics reflecting the stock split were also provided.","jir_og_image_url":"\/assets\/og\/company-general_ir.jpg","jir_chart_data_collection":"[]","ir_related_company":7788,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"financial_summary","footnotes":""},"sector":[],"importance":[],"class_list":["post-150467","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Notice Regarding Variances from Prior Period Results - Japan IR<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/japanir.jp\/en\/company\/company-8341\/ir\/8341-20261112-02_wp_financial_summary\/\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/japanir.jp\/en\/company\/company-8341\/ir\/8341-20261112-02_wp_financial_summary\/\",\"url\":\"https:\/\/japanir.jp\/en\/company\/company-8341\/ir\/8341-20261112-02_wp_financial_summary\/\",\"name\":\"Notice Regarding Variances from Prior Period Results - 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