{"id":149814,"date":"2026-11-11T20:32:17","date_gmt":"2026-11-11T11:32:17","guid":{"rendered":"https:\/\/japanir.jp\/en\/ir\/8304-20261111-02_wp_financial_summary\/"},"modified":"2026-11-11T20:32:17","modified_gmt":"2026-11-11T11:32:17","slug":"8304-20261111-02_wp_financial_summary","status":"publish","type":"ir_release","link":"https:\/\/japanir.jp\/en\/company\/company-8304\/ir\/8304-20261111-02_wp_financial_summary\/","title":{"rendered":"Fiscal Year Ending March 2027 \u2014 Second Quarter (Interim) Financial Summary [Japanese GAAP] (Consolidated)"},"content":{"rendered":"<p>For the interim period of the fiscal year ending March 2027, consolidated operating performance recorded ordinary income of 136,131 million yen (Year-over-Year 16.2% increase), ordinary profit of 23,312 million yen (Year-over-Year 53.9% increase), and interim net income attributable to owners of parent of 18,956 million yen (Year-over-Year 39.2% increase). Full-year forecasts remain unchanged. Dividends are paid on a quarterly basis based on results at the ends of the first and second quarters, and the annual dividend forecast is 100 yen.<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"price_fetched_at":"","company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"8304","jir_company_name":"Aozora Bank, Ltd.","jir_importance":"\u2605\u2605\u2605\u2605\u2606","jir_publication_date":"2026-11-11","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/11\/8304-20261111-02.pdf","jir_short_summary":"For the interim period of the fiscal year ending March 2027, consolidated operating performance recorded ordinary income of 136,131 million yen (Year-over-Year 16.2% increase), ordinary profit of 23,312 million yen (Year-over-Year 53.9% increase), and interim net income attributable to owners of parent of 18,956 million yen (Year-over-Year 39.2% increase). Full-year forecasts remain unchanged. Dividends are paid on a quarterly basis based on results at the ends of the first and second quarters, and the annual dividend forecast is 100 yen.","jir_summary":"### Summary of Financial Results\nConsolidated results for the second quarter of the fiscal year ending March 2027 showed ordinary income of 136,131 million yen (16.2% increase year-on-year), ordinary profit of 23,312 million yen (53.9% increase year-on-year), and interim net income attributable to owners of parent of 18,956 million yen (39.2% increase year-on-year), demonstrating solid performance. Segment details are described in the main text, but overall improved profitability was secured through stable asset management and cost containment. There were no revisions to the full-year forecasts. Dividends are paid on a quarterly basis based on results at the ends of the first and second quarters, and the annual dividend is expected to be 100 yen.\n\n### Shareholder Returns and Financial Position\nTotal assets stood at 8,928,229 million yen, capital adequacy ratio was 5.7%, and net assets per share were 3,649.81 yen (see main text for year-on-year changes). Treasury stock at the end of the period was 1,300,152 shares, and the weighted average number of shares during the period was 138,471,750 shares. The dividend payout ratio is consistent with the most recent forecast, and the company will continue its quarterly dividend policy.","jir_financial_highlights":"Ordinary Income: 136,131 million yen (Year-over-Year 16.2% increase)\nOrdinary Profit: 23,312 million yen (Year-over-Year 53.9% increase)\nInterim Net Income Attributable to Owners of Parent: 18,956 million yen (Year-over-Year 39.2% increase)\nInterim Net Income per Share: 136.89 yen (Year-over-Year)\nCapital Adequacy Ratio: 5.7% (0.1 percentage point increase from the end of the previous fiscal year)","jir_category":"","jir_hashtags":"#AozoraBank, #Earnings, #Interim, #DividendPolicy","jir_key_figures":"Ordinary Income: 136,131 million yen (Year-over-Year 16.2% increase)\nOrdinary Profit: 23,312 million yen (Year-over-Year 53.9% increase)\nInterim Net Income (Attributable to Owners of Parent): 18,956 million yen (Year-over-Year 39.2% increase)","jir_meta_title":"Aozora Bank, Ltd. \u2014 FY2027 Q2 Interim Financial Summary | Continued Strength in Revenue and Profit","jir_meta_description":"Summary of Aozora Bank, Ltd.'s FY2027 second quarter interim results: increases in ordinary income, ordinary profit, and interim net income; dividend policy; and status of full-year forecasts.","jir_og_title":"Aozora Bank, Ltd. | Key Points from FY2027 Second Quarter Interim Results","jir_og_description":"Aozora Bank, Ltd. maintained profit growth in its second quarter interim results. Summary of financial highlights and dividend policy.","jir_og_image_url":"\/assets\/og\/company-general_ir.jpg","jir_chart_data_collection":"[]","ir_related_company":8074,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"financial_summary","footnotes":""},"sector":[],"importance":[],"class_list":["post-149814","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Fiscal Year Ending March 2027 \u2014 Second Quarter (Interim) Financial Summary [Japanese GAAP] (Consolidated) - Japan IR<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/japanir.jp\/en\/company\/company-8304\/ir\/8304-20261111-02_wp_financial_summary\/\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/japanir.jp\/en\/company\/company-8304\/ir\/8304-20261111-02_wp_financial_summary\/\",\"url\":\"https:\/\/japanir.jp\/en\/company\/company-8304\/ir\/8304-20261111-02_wp_financial_summary\/\",\"name\":\"Fiscal Year Ending March 2027 \u2014 Second Quarter (Interim) Financial Summary [Japanese GAAP] (Consolidated) - 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