Net sales revised downward from 4,000 million yen to 3,950 million yen. Operating income and ordinary income reduced from 400 million yen to 270 million yen. Net income attributable to owners of parent reduced from 240 million yen to 160 million yen. Dividend left unchanged at the previously announced 16.50 yen. Primary reasons: credit management services and similar businesses remain strong, but a decline in BPO service processing volume and increased depreciation from investments in new services along with upfront investments are compressing profits.<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"price_fetched_at":"","company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"3768","jir_company_name":"Riskmonster.com","jir_importance":"\u2605\u2605\u2605\u2605\u2606","jir_publication_date":"2026-11-11","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/11\/3768-20261111-03.pdf","jir_short_summary":"Net sales revised downward from 4,000 million yen to 3,950 million yen. Operating income and ordinary income reduced from 400 million yen to 270 million yen. Net income attributable to owners of parent reduced from 240 million yen to 160 million yen. Dividend left unchanged at the previously announced 16.50 yen. Primary reasons: credit management services and similar businesses remain strong, but a decline in BPO service processing volume and increased depreciation from investments in new services along with upfront investments are compressing profits.","jir_summary":"### Overview of Guidance Revision\nRiskmonster.com has revised its consolidated full-year earnings guidance for the fiscal year from April 1, 2026 to March 31, 2027. Net sales are expected to be 3,950 million yen, operating income 270 million yen, ordinary income 270 million yen, net income attributable to owners of parent 160 million yen, and net income per share 21.39 yen. All key metrics have been revised downward from the previous guidance: net sales down -1.3% and profit items down approximately -32.5% year-over-year relative to the prior forecast.\n\n### Reasons for the Revision and Future Outlook\nWhile credit management services and groupware-related businesses remain solid, a decrease in existing BPO service contracts has reduced revenue. Increased depreciation associated with investments in new service development, system enhancements, and enrichment of proprietary databases, along with marketing investments, have pressured profits. Although BPO posted a loss in the first half, the company expects to achieve breakeven on a full-year basis through strengthened profitability management and review of low-margin projects. The dividend is maintained at the previously announced 16.50 yen.","jir_financial_highlights":"Net Sales: 4,000 million yen \u2192 3,950 million yen (-1.3%)\nOperating Income: 400 million yen \u2192 270 million yen (-32.5%)\nOrdinary Income: 400 million yen \u2192 270 million yen (-32.5%)\nNet Income Attributable to Owners of Parent: 240 million yen \u2192 160 million yen (-33.3%)\nNet Income per Share: 31.96 yen \u2192 21.39 yen (Unknown)","jir_category":"","jir_hashtags":"#Riskmonstercom, #EarningsGuidanceRevision","jir_key_figures":"Net Sales: 4,000 million yen\u21923,950 million yen (-1.3%)\nOperating Income: 400 million yen\u2192270 million yen (-32.5%)\nNet Income Attributable to Owners of Parent: 240 million yen\u2192160 million yen (-33.3%)","jir_meta_title":"Riskmonster.com Revises Earnings Guidance | Fiscal Year Ending March 2027: Key Metrics Revised Downward","jir_meta_description":"Riskmonster.com has revised its earnings guidance for the fiscal year ending March 2027: net sales 3,950 million yen, operating income 270 million yen, net income 160 million yen. Decline in BPO business and new investments are impacting results. Dividend maintained at 16.50 yen.","jir_og_title":"Riskmonster.com Revises Earnings Guidance | Fiscal Year Ending March 2027","jir_og_description":"Riskmonster.com has lowered its earnings guidance for the fiscal year ending March 2027. Some businesses remain firm, while investment costs have impacted profits. Dividend maintained at the previously announced level.","jir_og_image_url":"\/assets\/og\/company-general_ir.jpg","jir_chart_data_collection":"[]","ir_related_company":60409,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"earnings_guidance","footnotes":""},"sector":[],"importance":[],"class_list":["post-149708","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"\n