Published consolidated and standalone capital adequacy ratios and Tier 1 ratios as of the end of September 2026. Shows changes versus the prior year and versus the end of March, and also lists the amounts of risk assets and total capital.<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"price_fetched_at":"","company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"8359","jir_company_name":"Hachijuni Nagano Bank, Ltd.","jir_importance":"\u2605\u2605\u2605\u2606\u2606","jir_publication_date":"2026-11-11","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/11\/8359-20261111-01.pdf","jir_short_summary":"Published consolidated and standalone capital adequacy ratios and Tier 1 ratios as of the end of September 2026. Shows changes versus the prior year and versus the end of March, and also lists the amounts of risk assets and total capital.","jir_summary":"### Current Status and Trends of Capital Adequacy Ratios\nAs of the end of September 2026, the consolidated total capital ratio was 16.53%, showing a decline both year-over-year and quarter-over-quarter. The Tier 1 ratio shows a similar trend, which can be attributed to an increase in risk-weighted assets. On a standalone basis, the total capital ratio was 15.17%, also declining year-over-year and quarter-over-quarter.\n\n### Breakdown of Capital Items and Points to Note\nWhile total capital amounts have increased on both a consolidated and standalone basis, the amount of risk-weighted assets has increased substantially, exerting a negative impact on capital adequacy indicators. The calculation of risk-weighted assets follows the foundation internal ratings-based approach and standard measurement methods.","jir_financial_highlights":"Total Capital Ratio (Consolidated): 16.53% (vs. Sep 30, 2025 -0.54%, vs. Mar 31, 2026 -0.19%)\nTier 1 Ratio (Consolidated): 16.53% (vs. Sep 30, 2025 -0.54%, vs. Mar 31, 2026 -0.19%)\nTotal Capital Ratio (Standalone): 15.17% (vs. Sep 30, 2025 -1.27%, vs. Mar 31, 2026 -0.05%)\nTotal Capital Amount (Consolidated): 10,051 hundred million yen (vs. Sep 30, 2025 +858 hundred million yen, vs. Mar 31, 2026 +108 hundred million yen)\nRisk-Weighted Assets Amount (Consolidated): 60,771 hundred million yen (vs. Sep 30, 2025 +6,936 hundred million yen, vs. Mar 31, 2026 +1,314 hundred million yen)","jir_category":"","jir_hashtags":"#HachijuniNaganoBank, #CapitalAdequacyIsKey","jir_key_figures":"Total Capital Ratio (Consolidated): 16.53%\nTotal Capital Ratio (Standalone): 15.17%\nRisk-Weighted Assets Amount (Consolidated): 60,771 hundred million yen","jir_meta_title":"Hachijuni Nagano Bank, Ltd. \u2014 Capital Adequacy Ratio Disclosure | As of Sep 30, 2026","jir_meta_description":"Hachijuni Nagano Bank, Ltd. discloses its capital adequacy ratios and related metrics as of September 30, 2026. Summary includes consolidated and standalone ratios and trends in risk-weighted assets.","jir_og_title":"Hachijuni Nagano Bank, Ltd. Capital Adequacy Ratio Disclosure | As of Sep 30, 2026","jir_og_description":"Summary of Hachijuni Nagano Bank, Ltd.'s disclosed capital adequacy ratios and related indicators as of September 30, 2026. Increase in risk-weighted assets is a notable point.","jir_og_image_url":"\/assets\/og\/company-general_ir.jpg","jir_chart_data_collection":"[]","ir_related_company":7638,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"capital_policy","footnotes":""},"sector":[],"importance":[],"class_list":["post-149333","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"\n