Upward revision to consolidated earnings guidance for the fiscal year ending March 2027. Ordinary revenue has been significantly increased from the prior guidance to 646,779 million yen, and net income attributable to owners of parent has been raised to 115,014 million yen. The primary drivers are the full consolidation of Rakuten Card and Rakuten Securities HD following share transfers, expanded investment income, and the impact of domestic policy rate hikes improving investment returns.<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"price_fetched_at":"","company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"5838","jir_company_name":"Rakuten Bank, Ltd.","jir_importance":"\u2605\u2605\u2605\u2605\u2606","jir_publication_date":"2026-11-11","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/11\/5838-20261111-01.pdf","jir_short_summary":"Upward revision to consolidated earnings guidance for the fiscal year ending March 2027. Ordinary revenue has been significantly increased from the prior guidance to 646,779 million yen, and net income attributable to owners of parent has been raised to 115,014 million yen. The primary drivers are the full consolidation of Rakuten Card and Rakuten Securities HD following share transfers, expanded investment income, and the impact of domestic policy rate hikes improving investment returns.","jir_summary":"### Summary of Revision to Earnings Guidance\nThe consolidated earnings guidance for the fiscal year ending March 2027 announced today has been significantly revised upward from the prior guidance. Ordinary revenue is now expected to be 646,779 million yen, ordinary income 189,488 million yen, net income attributable to owners of parent 115,014 million yen, and net income per share 397.08 yen. The main reasons are the consolidation impact from making Rakuten Card and Rakuten Securities HD wholly owned subsidiaries through share transfers, expanded investment income, and improved investment returns due to domestic policy rate hikes.\n\n### Background and Outlook\nFollowing the share transfers in October 2026 that made both companies wholly owned subsidiaries, their results have been incorporated into the consolidated forecast, improving the profitability of investment operations. While it will be necessary to monitor whether this trend continues, attention should also be paid to interest rate movements and changes in the economic environment.","jir_financial_highlights":"Ordinary Revenue: 646,779 million yen (Increased from previous guidance (A) of 343,456 million yen)\nOrdinary Income: 189,488 million yen (Increased from previous guidance (A) of 125,780 million yen)\nNet Income Attributable to Owners of Parent: 115,014 million yen (Increased from previous guidance (A) of 88,145 million yen)\nNet Income per Share: 397.08 yen (Decreased from previous guidance (A) of 505.10 yen)","jir_category":"","jir_hashtags":"#RakutenBank, #EarningsGuidanceRevision","jir_key_figures":"Ordinary Revenue: 646,779 million yen\nOrdinary Income: 189,488 million yen\nNet Income Attributable to Owners of Parent: 115,014 million yen","jir_meta_title":"Rakuten Bank, Ltd. Upgrades Earnings Guidance\uff5cFY2027","jir_meta_description":"Rakuten Bank, Ltd. has revised up its consolidated earnings guidance for the fiscal year ending March 2027. The revision is mainly driven by the full consolidation of Rakuten Card and Rakuten Securities HD and expanded investment income. See IR materials for details.","jir_og_title":"Rakuten Bank, Ltd. Upgrades Earnings Guidance\uff5cFY2027","jir_og_description":"Rakuten Bank, Ltd. has revised up its consolidated earnings guidance for the fiscal year ending March 2027. The primary drivers are the effects of subsidiary consolidation and improved investment returns.","jir_og_image_url":"\/assets\/og\/company-general_ir.jpg","jir_chart_data_collection":"[]","ir_related_company":7506,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"earnings_guidance","footnotes":""},"sector":[],"importance":[],"class_list":["post-149091","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"\n