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The business is structured around two pillars\u2014Finance and Services\u2014each accounting for roughly half. Integration into the new segments has no impact on the full-year outlook. Expansion of customer memberships and growth in warranty and servicer businesses contributed to profits. Deferred revenue amounts to 68.5 billion yen and cash is approximately 201.0 billion yen.","jir_summary":"### Summary of Results\nConsolidated results for the second quarter saw a significant increase in revenue year-on-year, driven by steady growth in the Services segment. Operating income and profit before income taxes also increased, recovering from prior-year impairment and related expenses. Although the company implemented a new segment structure, there is no impact on the full-year performance outlook. The balance between the Finance and Services segments is approximately 50%\/50%, shifting toward a well-balanced portfolio.\n\n### Outlook and Impact for Investors\nDeferred revenue amounted to 68.5 billion yen, and the company maintains financial soundness supported by robust cash and financial asset accumulation. In line with the medium-term management plan, the company aims to balance shareholder returns with growth investments. Expansion of CarPremium memberships and growth in warranty and servicer businesses are expected to be core profit drivers.","jir_financial_highlights":"Operating Revenue: 24,465 million yen (YoY +17.1%)\nOperating Income: 4,591 million yen (YoY +29.1%)\nProfit Before Income Taxes: 4,867 million yen (YoY +30.5%)\nNet Income Attributable to Owners of Parent: 3,305 million yen (YoY +27.6%)\nEarnings Per Share: 85.26 yen (YoY +25.8%)","jir_category":"","jir_hashtags":"#PremiumGroup, #Earnings, #EarningsRelease, #CarPremium, #ESG","jir_key_figures":"Operating Revenue: 24,465 million yen (YoY +17.1%)\nOperating Income: 4,591 million yen (YoY +29.1%)\nProfit Before Income Taxes: 4,867 million yen (YoY +30.5%)","jir_meta_title":"Premium Group Co., Ltd. \u2014 Earnings Highlights and Segment Trends | November 10, 2026","jir_meta_description":"Earnings presentation for Premium Group Co., Ltd. Second quarter of fiscal 2027. Revenue +17.1% YoY, operating income +29.1% YoY, with no impact on the full-year outlook. Analysis of segment integration and growth drivers.","jir_og_title":"Premium Group Co., Ltd. \u2014 Earnings Highlights and Segment Trends","jir_og_description":"Earnings highlights: Revenue +17.1%, operating income +29.1%; full-year outlook maintained after segment integration. 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