For the interim period of the fiscal year ending March 2027, consolidated ordinary income was 16,191 million yen, ordinary profit was -339 million yen, and interim net loss attributable to owners of parent was -222 million yen. Full-year forecasts are unchanged. Dividend is 10 yen at the end of the second quarter and forecasted at 25 yen for the full year. Movement in treasury stock was limited. Financial position reported total assets of 1,136,632 million yen and a consolidated equity ratio of 3.6%.<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"price_fetched_at":"","company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"8416","jir_company_name":"The Bank Of Kochi, Ltd.","jir_importance":"\u2605\u2605\u2605\u2605\u2606","jir_publication_date":"2026-11-10","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/11\/8416-20261110-01.pdf","jir_short_summary":"For the interim period of the fiscal year ending March 2027, consolidated ordinary income was 16,191 million yen, ordinary profit was -339 million yen, and interim net loss attributable to owners of parent was -222 million yen. Full-year forecasts are unchanged. Dividend is 10 yen at the end of the second quarter and forecasted at 25 yen for the full year. Movement in treasury stock was limited. Financial position reported total assets of 1,136,632 million yen and a consolidated equity ratio of 3.6%.","jir_summary":"### Performance Overview\nThe Bank Of Kochi, Ltd. announced its second quarter results for the fiscal year ending March 2027. Consolidated ordinary income increased to 16,191 million yen year-over-year, but ordinary profit was -339 million yen and interim net income attributable to owners of parent was -222 million yen, turning to a loss. Factors included losses related to securities disposals and increased loan-related costs. The company has maintained its full-year forecast. Dividends are planned at 10 yen at the end of the second quarter, with a full-year forecast of 25 yen.\n\n### Capital Position and Outlook\nThe financial position shows total assets of 1,136,632 million yen, with declines in net assets and the equity ratio. The financial summary includes additional provisions and the impact of securities valuation from the perspective of continuous capital reinforcement, and future movements in securities gains and losses could affect performance. There is no change to the full-year forecast, and the company explains that securities-related gains and losses at the standalone bank level are expected to be higher than forecast.","jir_financial_highlights":"Ordinary Income: 16,191 million yen (Year-over-Year 18.8% increase)\nOrdinary Profit: -339 million yen (Declined from a profit of 571 million yen in the prior interim period)\nInterim Net Income Attributable to Owners of Parent: -222 million yen (Turned to a loss from a profit of 218 million yen in the prior interim period)\nTotal Assets: 1,136,632 million yen (Decrease from the end of the previous fiscal year)\nEquity Ratio: 3.6% (Decline Year-over-Year)\nAnnual Dividend: End of Q1 - End of Q2 10 yen End of Q3 - End of Fiscal Year 15 yen Total 25 yen (Dividend forecast unchanged from the previous fiscal year)","jir_category":"","jir_hashtags":"#TheBankOfKochi, #Earnings, #Interim, #Dividend, #TreasuryStock, #Securities, #CapitalPolicy","jir_key_figures":"Ordinary Income: 161,910 million yen (Year-over-Year 18.8% increase)\nOrdinary Profit: -339 million yen\nInterim Net Income Attributable to Owners of Parent: -222 million yen\nTotal Assets: 1,136,632 million yen\nEquity Ratio: 3.6%\nAnnual Dividend: End of Q1 - End of Q2 10 yen, Full-year Forecast 25 yen","jir_meta_title":"The Bank Of Kochi, Ltd. \u2014 Q2 FY2027 Financial Summary | Consolidated Ordinary Income Exceeds 16.1 Billion Yen, Net Loss Reported","jir_meta_description":"Summary of The Bank Of Kochi, Ltd.'s consolidated financial summary for Q2 FY2027. Ordinary income rose, but ordinary profit and net income turned negative. Full-year forecasts are unchanged and dividends are expected at 25 yen.","jir_og_title":"The Bank Of Kochi, Ltd. | Financial Summary for Q2 FY2027","jir_og_description":"In Q2 FY2027, The Bank Of Kochi, Ltd. recorded higher ordinary income but a net loss. Full-year forecasts remain unchanged. Dividends are expected to total 25 yen for the year.","jir_og_image_url":"\/assets\/og\/company-general_ir.jpg","jir_chart_data_collection":"[]","ir_related_company":58879,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"financial_summary","footnotes":""},"sector":[],"importance":[],"class_list":["post-146472","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"\n