Interim net income attributable to owners of parent was 34.9 billion yen (YoY +7.0 billion yen), marking a record high. Consolidated core business profit was upwardly revised to 85.5 billion yen. The shareholder return policy of targeting a 40% payout ratio is maintained. Through expansion of asset management and non-interest income businesses, performance for the fiscal year ending March 2027 is expected to beat previous projections.<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"price_fetched_at":"","company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"8334","jir_company_name":"The Gunma Bank, Ltd.","jir_importance":"\u2605\u2605\u2605\u2605\u2606","jir_publication_date":"2026-11-09","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/11\/8334-20261109-02.pdf","jir_short_summary":"Interim net income attributable to owners of parent was 34.9 billion yen (YoY +7.0 billion yen), marking a record high. Consolidated core business profit was upwardly revised to 85.5 billion yen. The shareholder return policy of targeting a 40% payout ratio is maintained. Through expansion of asset management and non-interest income businesses, performance for the fiscal year ending March 2027 is expected to beat previous projections.","jir_summary":"### Performance Overview\nConsolidated core business profit (excluding gains\/losses on investment trust redemptions) was 85.5 billion yen, an upward revision of 3.5 billion yen from the initial plan. Interim net income attributable to owners of parent reached 34.9 billion yen, up 7.0 billion yen year-on-year, a record high. Net interest income was supported mainly by increases in loan interest and securities interest, and non-interest income also expanded. Growth in non-interest businesses such as derivatives and covenant loans is being promoted.\n\n### Shareholder Returns and Outlook\nThe shareholder return policy targeting a payout ratio around 40% is maintained. Interim and year-end dividends have been revised to a combined 74 yen, implying an annual payout ratio of approx. 41.5%. Share buybacks (treasury stock acquisitions) will be executed flexibly. In line with the medium-term plan \"Growth with 'Purpose'\", earnings have been revised upward, and together with expected improvements in average balances and yields for the fiscal year ending March 2027, the bank aims to balance future growth investments and capital policy.","jir_financial_highlights":"Net income attributable to owners of parent (interim): 349 (+70)\nConsolidated core business profit: 855 (+185)\nConsolidated net income for the period: 675 (+25)","jir_category":"","jir_hashtags":"#TheGunmaBank_Earnings, #ShareholderReturns, #CoreBusinessProfit","jir_key_figures":"Interim net income (net income attributable to owners of parent): 34.9 billion yen\nConsolidated core business profit: 85.5 billion yen\nPayout ratio: 40% target (progressive dividend)","jir_meta_title":"The Gunma Bank \u2014 Earnings Overview & Interim Growth Strategy | November 09, 2026","jir_meta_description":"Summary of The Gunma Bank's Q2 fiscal 2027 earnings. Interim net income reached 34.9 billion yen (record high); consolidated core business profit was revised up to 85.5 billion yen. Annual dividends revised to a combined 74 yen. Overview of growth strategy and capital policy.","jir_og_title":"The Gunma Bank Earnings Overview and Interim Growth Strategy","jir_og_description":"Summary of The Gunma Bank's earnings: interim net income at a record 34.9 billion yen and consolidated core business profit revised to 85.5 billion yen. Explanation of shareholder return policy and growth strategy.","jir_og_image_url":"\/assets\/og\/company-financial_summary.jpg","jir_chart_data_collection":"[]","ir_related_company":7716,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"financial_summary","footnotes":""},"sector":[],"importance":[],"class_list":["post-145649","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"\n