For the six months ended March 2027 (Q2 interim), consolidated revenue was 12,090 million yen (Year-over-Year 2.5% increase), profit before tax was 1,330 million yen, profit for the period was 899 million yen, and interim profit attributable to owners of the parent was 914 million yen. There is no change to the dividend forecast. Changes in accounting policy were reported due to the addition of a new subsidiary and IFRS modifications. Full-year forecasts remain unchanged from the previously announced levels.<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"price_fetched_at":"","company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"7198","jir_company_name":"SBI ARUHI Corporation","jir_importance":"\u2605\u2605\u2605\u2605\u2606","jir_publication_date":"2026-11-09","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/11\/7198-20261109-01.pdf","jir_short_summary":"For the six months ended March 2027 (Q2 interim), consolidated revenue was 12,090 million yen (Year-over-Year 2.5% increase), profit before tax was 1,330 million yen, profit for the period was 899 million yen, and interim profit attributable to owners of the parent was 914 million yen. There is no change to the dividend forecast. Changes in accounting policy were reported due to the addition of a new subsidiary and IFRS modifications. Full-year forecasts remain unchanged from the previously announced levels.","jir_summary":"### Overview of Results\nSBI ARUHI Corporation's consolidated results for the second quarter of the fiscal year ending March 2027 recorded revenue of 12,090 million yen (Year-over-Year 2.5% increase), profit before tax of 1,330 million yen, profit for the period of 899 million yen, and interim profit attributable to owners of the parent of 914 million yen. While execution of loans related to the core \"Flat 35\" product increased year-on-year in some areas, overall \"Flat 35\" loan originations declined due to the widening interest rate spread. Contributions from receivables management-related income and other financial income increased, resulting in overall revenue growth. Organizational scope changes, including the addition of a new subsidiary, ARUHI Receivables Collection Co., Ltd., and changes in IFRS accounting policies were implemented. The full-year earnings forecast is maintained.\n\n### Capital Structure and Outlook\nFinancial position shows total assets of 214,150 million yen, total liabilities of 171,864 million yen, and total equity of 42,286 million yen. Cash and cash equivalents at the end of the interim period decreased to 19,306 million yen. Equity slightly increased to 42,286 million yen. There is no change to the dividend forecast. Number of shares outstanding at period end was 44,712,170 shares, and treasury shares at period end were 210,360 shares. Presentation changes stemming from IFRS adoption were implemented and reflected in the notes to the financial statements. The company intends to maintain current performance forecasts going forward.","jir_financial_highlights":"Revenue: 12,090 million yen (Year-over-Year 2.5% increase)\nProfit before tax: 1,330 million yen (Year-over-Year 13.1% increase)\nProfit for the period (interim): 899 million yen (Year-over-Year 9.1% increase)\nInterim profit attributable to owners of the parent: 914 million yen (Year-over-Year 9.6% increase)\nFull-year revenue forecast: 28,000 million yen (Year-over-Year Unknown (no revision in the documents))","jir_category":"","jir_hashtags":"#SBIARUHI, #Earnings, #IFRS, #InterimResults","jir_key_figures":"Revenue: 12,090 million yen (Year-over-Year 2.5% increase)\nProfit for the period (interim): 899 million yen (Year-over-Year 9.1% increase)\nInterim profit attributable to owners of the parent: 914 million yen (Year-over-Year 9.6% increase)","jir_meta_title":"SBI ARUHI Corporation Q2 Fiscal 2027 Interim Financial Summary | IFRS Consolidated","jir_meta_description":"Summary of SBI ARUHI Corporation's Q2 FY2027 interim results (IFRS consolidated): revenue 12,090 million yen, profit before tax 1,330 million yen, profit for the period 899 million yen. Dividend forecast unchanged. Explains impact of new subsidiary addition and IFRS changes.","jir_og_title":"SBI ARUHI Corporation Q2 Interim Financial Summary | IFRS Consolidated","jir_og_description":"SBI ARUHI Corporation's Q2 FY2027 interim results: revenue 12,090 million yen, with profits trending upward. Discusses the effects of a new subsidiary and changes in accounting policy.","jir_og_image_url":"\/assets\/og\/company-financial_summary.jpg","jir_chart_data_collection":"[{\"jir_chart_id\": \"revenue_trend\", \"jir_chart_type\": \"line\", \"jir_chart_title\": \"Revenue Trend\", \"jir_chart_json_data\": \"{\\\"labels\\\":[\\\"2026-04\\\",\\\"2026-09\\\"],\\\"datasets\\\":[{\\\"label\\\":\\\"Revenue\\\",\\\"data\\\":[11895,12090]}]}\"}, {\"jir_chart_id\": \"operating_profit_trend\", \"jir_chart_type\": \"line\", \"jir_chart_title\": \"Profit Before Tax Trend\", \"jir_chart_json_data\": \"{\\\"labels\\\":[\\\"2026-04\\\",\\\"2026-09\\\"],\\\"datasets\\\":[{\\\"label\\\":\\\"Profit before tax\\\",\\\"data\\\":[1176,1330]}]}\"}, {\"jir_chart_id\": \"net_income_trend\", \"jir_chart_type\": \"line\", \"jir_chart_title\": \"Interim Profit Trend\", \"jir_chart_json_data\": \"{\\\"labels\\\":[\\\"2026-04\\\",\\\"2026-09\\\"],\\\"datasets\\\":[{\\\"label\\\":\\\"Profit for the period\\\",\\\"data\\\":[824,899]}]}\"}, {\"jir_chart_id\": \"dividend_per_share\", \"jir_chart_type\": \"bar\", \"jir_chart_title\": \"Dividend per Share\", \"jir_chart_json_data\": \"{\\\"labels\\\":[\\\"2026-03\\\"],\\\"datasets\\\":[{\\\"label\\\":\\\"Interim dividend\\\",\\\"data\\\":[20.57]}]}\"}, {\"jir_chart_id\": \"expense_breakdown\", \"jir_chart_type\": \"bar\", \"jir_chart_title\": \"Operating Expense Breakdown\", \"jir_chart_json_data\": \"{\\\"labels\\\":[\\\"Total operating expenses\\\",\\\"Interim profit before tax\\\"],\\\"datasets\\\":[{\\\"label\\\":\\\"Amount\\\",\\\"data\\\":[10778,1330]}]}\"}]","ir_related_company":56865,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"financial_summary","footnotes":""},"sector":[],"importance":[],"class_list":["post-145622","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"\n