For Q2, consolidated ordinary income was 25,134 million yen (increase of 8,318 million yen YoY), interim net income attributable to owners of parent was 17,197 million yen, consolidated ordinary revenues were 82,656 million yen, and ordinary expenses were 57,521 million yen. On a bank-only basis, interim net income was 17,197 million yen. Consolidated ROE was 6.99%, and CET1 ratios were 11.59% for Juroku FG consolidated and 10.50% for Juroku Bank consolidated. Multiple indicators suggest potential upward revisions to full-year forecasts this fiscal year.<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"price_fetched_at":"","company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"7380","jir_company_name":"Juroku Financial Group,Inc.","jir_importance":"\u2605\u2605\u2605\u2605\u2605","jir_publication_date":"2026-11-09","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/11\/7380-20261109-01.pdf","jir_short_summary":"For Q2, consolidated ordinary income was 25,134 million yen (increase of 8,318 million yen YoY), interim net income attributable to owners of parent was 17,197 million yen, consolidated ordinary revenues were 82,656 million yen, and ordinary expenses were 57,521 million yen. On a bank-only basis, interim net income was 17,197 million yen. Consolidated ROE was 6.99%, and CET1 ratios were 11.59% for Juroku FG consolidated and 10.50% for Juroku Bank consolidated. Multiple indicators suggest potential upward revisions to full-year forecasts this fiscal year.","jir_summary":"### Summary of Results\nJuroku Financial Group,Inc.'s Q2 results for the fiscal year ending March 2027 show consolidated ordinary revenues of 82,656 million yen (increase of 6,312 million yen YoY), ordinary income of 25,134 million yen (increase of 8,318 million yen YoY), and interim net income attributable to owners of parent of 17,197 million yen, marking clear profit growth. On a bank-only basis, interim net income was 17,197 million yen, exceeding the prior year period. ROE on a consolidated basis was 6.99%, and capital adequacy ratios remained stable at 11.59% consolidated and 10.50% bank-consolidated.\n\n### Outlook and Impact for Investors\nInterim ordinary income reached an all-time high level, supported particularly by increased interest income and strong performance in securities investments. If improvements in consolidated adjusted OHR continue, contributions to full-year results are expected, which could positively influence shareholder returns and capital policy. Investors will focus on updates to full-year forecasts and dividend policy in upcoming presentation materials.","jir_financial_highlights":"Ordinary Income: 25,134 (YoY +8,318)\nInterim Net Income Attributable to Owners of Parent: 17,197 (YoY +5,786)\nOrdinary Revenues: 82,656 (YoY +6,312)\nInterim Net Income: 16,554 (YoY +6,094)\nCapital Adequacy Ratio (Juroku FG Consolidated): 11.59% (Period-on-period +0.06%)","jir_category":"","jir_hashtags":"#JurokuFinancialGroup, #Earnings, #Interim, #ROE, #CapitalAdequacyRatio","jir_key_figures":"Ordinary Revenues: 82,656 million yen\nOrdinary Income: 25,134 million yen\nInterim Net Income Attributable to Owners of Parent: 17,197 million yen","jir_meta_title":"Juroku Financial Group,Inc. Q2 Earnings Highlights | Fiscal Year Ending March 2027","jir_meta_description":"Summary of Juroku Financial Group,Inc.'s Q2 results for FY2027: consolidated ordinary revenues 82,656 million yen, ordinary income 25,134 million yen, net income 17,197 million yen. Trends in ROE and capital adequacy are also highlighted.","jir_og_title":"Juroku Financial Group,Inc. Q2 Results | Key Highlights","jir_og_description":"Key metrics and outlook from Juroku Financial Group,Inc.'s Q2 results. Ordinary income reached historically high levels, with stable ROE and capital adequacy ratios.","jir_og_image_url":"\/assets\/og\/company-general_ir.jpg","jir_chart_data_collection":"[]","ir_related_company":8806,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"financial_summary","footnotes":""},"sector":[],"importance":[],"class_list":["post-144893","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"\n