Announces variances between actual results for the second quarter cumulative period of the fiscal year ending March 2027 and prior forecasts, and revises the full-year forecasts. Outperformance in investment income and strong U.S. operations led both consolidated and non-consolidated results to exceed prior forecasts, resulting in upward revisions to the fiscal 2027 full-year forecasts.<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"price_fetched_at":"","company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"8410","jir_company_name":"Seven Bank, Ltd.","jir_importance":"\u2605\u2605\u2605\u2605\u2606","jir_publication_date":"2026-11-06","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/11\/8410-20261106-02.pdf","jir_short_summary":"Announces variances between actual results for the second quarter cumulative period of the fiscal year ending March 2027 and prior forecasts, and revises the full-year forecasts. Outperformance in investment income and strong U.S. operations led both consolidated and non-consolidated results to exceed prior forecasts, resulting in upward revisions to the fiscal 2027 full-year forecasts.","jir_summary":"### Key Points of Performance\nThis document shows the differences between actual results for the second quarter cumulative period of the fiscal year ending March 2027 and the prior forecasts, and reports that full-year forecasts for both consolidated and non-consolidated results have been revised upward. Outperformance in investment income, lower-than-expected operating expenses, and strong performance in the U.S. business led many revenue and profit indicators to exceed prior forecasts.\n\n### Outlook and Impact\nBased on the second quarter cumulative results, full-year earnings forecasts have been revised upward. As a result, key indicators such as ordinary revenue, ordinary income, and net income attributable to owners of the parent have improved. The impact on shareholder returns and capital policy is currently Unknown; however, note that exchange rates and market trends may introduce future volatility risk.","jir_financial_highlights":"Ordinary Revenue: 115,027 million yen (Previous forecast A 114,000 million yen \u2192 Actual 115,027 million yen, Change 1,027)\nOrdinary Income: 21,050 million yen (Previous forecast A 15,500 million yen \u2192 Actual 21,050 million yen, Change 5,550)\nNet Income Attributable to Owners of Parent (interim): 13,317 million yen (Previous forecast A 8,000 million yen \u2192 Actual 13,317 million yen, Change 5,317)\nInterim Net Income per Share: 11.40 yen (Previous forecast A 6.84 yen \u2192 Actual 11.40 yen, Change 4.56)\nOrdinary Revenue (Full Year): 238,500 million yen (Previous forecast A 235,500 million yen \u2192 Revised 238,500 million yen, Change 3,000)\nOrdinary Income (Full Year): 38,000 million yen (Previous forecast A 33,500 million yen \u2192 Revised 38,000 million yen, Change 4,500)\nNet Income Attributable to Owners of Parent (Full Year): 23,000 million yen (Previous forecast A 20,000 million yen \u2192 Revised 23,000 million yen, Change 3,000)\nNet Income per Share (Full Year): 19.70 yen (Previous forecast A 17.12 yen \u2192 Revised 19.70 yen, Change 2.58)\nOrdinary Revenue (Full Year, Non-consolidated): 152,000 million yen (Previous forecast A 149,000 million yen \u2192 Revised 152,000 million yen, Change 3,000)\nOrdinary Income (Full Year, Non-consolidated): 33,500 million yen (Previous forecast A 29,000 million yen \u2192 Revised 33,500 million yen, Change 4,500)\nNet Income (Full Year, Non-consolidated): 22,500 million yen (Previous forecast A 20,000 million yen \u2192 Revised 22,500 million yen, Change 2,500)","jir_category":"","jir_hashtags":"#SevenBank, #EarningsImprovement, #ForecastRevision","jir_key_figures":"Ordinary Revenue: Full Year 238,500 million yen (Previous forecast 235,500 million yen)\nOrdinary Income: Full Year 38,000 million yen (Previous forecast 33,500 million yen)\nNet Income Attributable to Owners of Parent: Full Year 23,000 million yen (Previous forecast 20,000 million yen)","jir_meta_title":"Seven Bank, Ltd. Announces Variances Between Forecasts and Results \u2014 Upward Revision to Full-Year Earnings Forecast","jir_meta_description":"Seven Bank, Ltd. disclosed differences between actual results for the second-quarter cumulative period of FY ending March 2027 and prior forecasts, and revised its full-year earnings forecasts. Outperformance in investment income and strong U.S. operations contributed. Summary of the revised forecasts and key indicators.","jir_og_title":"Seven Bank, Ltd. Announces Variances Between Forecasts and Results \u2014 Upward Revision to Full-Year Earnings Forecast","jir_og_description":"Seven Bank, Ltd. disclosed variances between second-quarter cumulative results and prior forecasts, and revised its full-year forecasts upward, improving key indicators.","jir_og_image_url":"\/assets\/og\/company-general_ir.jpg","jir_chart_data_collection":"[]","ir_related_company":8060,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"financial_summary","footnotes":""},"sector":[],"importance":[],"class_list":["post-144200","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"\n