For the fiscal year ending March 2027, second quarter (interim), variances occurred in consolidated and non-consolidated results: consolidated ordinary income increased by 32.8% year-over-year, and non-consolidated ordinary income increased by 44.3%. The primary causes of the variances are increased investment income (interest on loans, interest and dividends on securities, etc.) and increased gains on sales of 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center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"8359","jir_company_name":"Hachijuni Nagano Bank, Ltd.","jir_importance":"\u2605\u2605\u2605\u2605\u2606","jir_publication_date":"2026-11-06","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/11\/8359-20261106-03.pdf","jir_short_summary":"For the fiscal year ending March 2027, second quarter (interim), variances occurred in consolidated and non-consolidated results: consolidated ordinary income increased by 32.8% year-over-year, and non-consolidated ordinary income increased by 44.3%. The primary causes of the variances are increased investment income (interest on loans, interest and dividends on securities, etc.) and increased gains on sales of securities.","jir_summary":"### Key Points of Results\nThis report discloses variances from the prior period results for the fiscal year ending March 2027 second quarter (interim). Consolidated ordinary income increased from 136,173 million yen in the prior period to 180,959 million yen (difference 44,786 million yen; 32.8% increase). Non-consolidated ordinary income increased from 108,704 million yen in the prior period to 156,922 million yen (difference 42,218 million yen; 44.3% increase). The main causes of the variances are primarily increased investment income and increased gains on sales of securities.\n\n### Future Impact and Factors\nThe factors contributing to the variances include a significant contribution from increased investment income due to higher interest on loans and interest\/dividends on securities, as well as increased gains on sales of securities. A reference JPY\/USD exchange rate is provided, but the report does not clearly assess direct exchange rate impacts in the text. Future performance will depend on the persistence of these variance factors and on market interest rates and market conditions.","jir_financial_highlights":"Ordinary Income (Consolidated): Prior period result (A) 136,173 million yen (This announced result (B) 180,959 million yen, Change amount 44,786 million yen, Change rate 32.8%)\nOrdinary Income (Non-consolidated): Prior period result (A) 108,704 million yen (This announced result (B) 156,922 million yen, Change amount 42,218 million yen, Change rate 44.3%)","jir_category":"","jir_hashtags":"#HachijuniNaganoBank_IR_has_unique_topics_so_custom_tags_are_set_here, #IncreaseInInvestmentIncome","jir_key_figures":"Ordinary Income (Consolidated): 136,173 million yen \u2192 180,959 million yen (Change amount 44,786 million yen, Change rate 32.8%)\nOrdinary Income (Non-consolidated): 108,704 million yen \u2192 156,922 million yen (Change amount 42,218 million yen, Change rate 44.3%)\nMain causes of variance: Increase in investment income and increase in gains on sales of securities","jir_meta_title":"Hachijuni Nagano Bank, Ltd. Announces Variance from Prior Period Results\uff5cFY2027 Q2 Interim","jir_meta_description":"Hachijuni Nagano Bank, Ltd. discloses variances in consolidated and non-consolidated results for FY2027 Q2 interim. Consolidated ordinary income rose 32.8% YoY; non-consolidated rose 44.3%. Causes include higher investment income and gains on securities sales.","jir_og_title":"Hachijuni Nagano Bank, Ltd. Announces Variance from Prior Period Results","jir_og_description":"Disclosed variances in consolidated and non-consolidated results for FY2027 Q2 interim. Significant increase in revenue driven by investment income and gains on sales of securities.","jir_og_image_url":"\/assets\/og\/company-general_ir.jpg","jir_chart_data_collection":"[]","ir_related_company":7638,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"financial_summary","footnotes":""},"sector":[],"importance":[],"class_list":["post-144198","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"\n