Following notification that a client is preparing to petition for commencement of bankruptcy proceedings, of the bank’s loans to the client totaling 237 million yen, the unsecured portion of 172 million yen is expected to be fully provisioned in the third quarter of the fiscal year ending March 2027. 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Earnings forecasts are currently under review and will be promptly disclosed if revisions are necessary.","jir_summary":"### Overview of the Event\nThe Bank Of Kochi, Ltd. received notification that its client, SAKASHOU Co., Ltd., has begun preparations to petition for commencement of bankruptcy proceedings. Consequently, there is a risk that claims against this client may become uncollectible or collection may be delayed. The exposure amounts to loans of 237 million yen, of which 172 million yen is not secured by collateral and is expected to be affected moving forward.\n\n### Financial Impact and Outlook\nAt present, the bank expects to record a full provision for the unsecured receivables in the third quarter of the fiscal year ending March 2027. Earnings forecasts are under review, and if revisions to previously disclosed forecasts are required, they will be announced promptly.","jir_financial_highlights":"Loans: 237 million yen (Unknown)\nUnsecured receivables: 172 million yen (Unknown)\nPlanned provisioning period: Third quarter of the fiscal year ending March 2027 (Unknown)","jir_category":"","jir_hashtags":"#TheBankOfKochi, #DisclosureUpdate, #AllowanceForDoubtfulAccounts","jir_key_figures":"Loans: 237 million yen\nUnsecured portion: 172 million yen\nProvisioning period: Third quarter of the fiscal year ending March 2027","jir_meta_title":"The Bank Of Kochi, Ltd. \u2014 Notice of Risk of Uncollectible Receivables\uff5cNovember 2026","jir_meta_description":"The Bank Of Kochi, Ltd. reports risk of uncollectible receivables due to a client preparing for bankruptcy proceedings and the planned provisioning schedule for unsecured receivables. Earnings outlook is under review.","jir_og_title":"The Bank Of Kochi, Ltd. \u2014 Notice of Risk of Uncollectible Receivables","jir_og_description":"Disclosure of risk of uncollectible receivables due to a client preparing for bankruptcy proceedings. Planned provisioning for unsecured receivables is in the third quarter of the fiscal year ending March 2027.","jir_og_image_url":"\/assets\/og\/company-general_ir.jpg","jir_chart_data_collection":"[]","ir_related_company":58879,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"disclosure_update","footnotes":""},"sector":[],"importance":[],"class_list":["post-143889","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"\n