For the interim period of the fiscal year ending March 2027, consolidated results were: net sales 4,119,088 thousand yen, operating income 901,582 thousand yen, ordinary income 910,061 thousand yen, and net income attributable to owners of parent 608,707 thousand yen. Each metric showed improvement year-over-year or displayed rate changes, and there were no revisions to the full-year forecast. Segments comprise the Housing Finance Business and the Academia Business. The equity ratio was 41.7% and cash and deposits were approximately 569 million yen.<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"price_fetched_at":"","company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"7192","jir_company_name":"Mortgage Service Japan Limited","jir_importance":"\u2605\u2605\u2605\u2605\u2606","jir_publication_date":"2026-11-06","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/11\/7192-20261106-02.pdf","jir_short_summary":"For the interim period of the fiscal year ending March 2027, consolidated results were: net sales 4,119,088 thousand yen, operating income 901,582 thousand yen, ordinary income 910,061 thousand yen, and net income attributable to owners of parent 608,707 thousand yen. Each metric showed improvement year-over-year or displayed rate changes, and there were no revisions to the full-year forecast. Segments comprise the Housing Finance Business and the Academia Business. The equity ratio was 41.7% and cash and deposits were approximately 569 million yen.","jir_summary":"### Performance Overview\nConsolidated results for this interim period showed solid growth with net sales of 4,119,088 thousand yen (Year-over-Year +9.7%), operating income of 901,582 thousand yen (YoY +20.0%), ordinary income of 910,061 thousand yen (YoY +20.2%), and net income attributable to owners of parent of 608,707 thousand yen (YoY +18.6%). Interim net income per share was 41.40 yen, and the equity ratio was 41.7%, indicating a stable financial base. Supplementary materials for the financial results were prepared; no earnings briefing was held.\n\n### Business Segments and Financial Position\nSegment details consist of the Housing Finance Business and the Academia Business, with total segment profit of 751,485 thousand yen and operating revenue from external customers totaling 3,755,514 thousand yen. Current assets were 22,565,635 thousand yen, total assets were 23,304,350 thousand yen, and total equity was 9,709,809 thousand yen. There were no changes to the most recent dividend forecast.","jir_financial_highlights":"Net Sales (Operating Revenue): 4,119,088 (Year-over-Year +9.7%)\nOperating Income: 901,582 (Year-over-Year +20.0%)\nOrdinary Income: 910,061 (Year-over-Year +20.2%)\nNet Income Attributable to Owners of Parent: 608,707 (Year-over-Year +18.6%)\nInterim Net Income per Share: 41.40 (Unknown)\nTotal Assets: 23,304,350 (Unknown)\nEquity Ratio: 41.7 (Prior year period 41.0% \u2192 41.7% (trend shown))","jir_category":"","jir_hashtags":"#MortgageServiceJapanLimited, #Earnings, #InterimResults","jir_key_figures":"Net Sales (Operating Revenue): 4,119,088 thousand yen (Year-over-Year +9.7%)\nOperating Income: 901,582 thousand yen (Year-over-Year +20.0%)\nNet Income Attributable to Owners of Parent: 608,707 thousand yen (Year-over-Year +18.6%)","jir_meta_title":"Mortgage Service Japan Limited Announces Interim Results | Net Sales 4,119,088 thousand yen, Net Income 608,707 thousand yen","jir_meta_description":"Summary of Mortgage Service Japan Limited's interim results for the fiscal year ending March 2027: net sales 4,119,088 thousand yen, operating income 901,582 thousand yen, net income 608,707 thousand yen. Includes segment performance, financial position, and dividend status.","jir_og_title":"Mortgage Service Japan Limited Announces Interim Results","jir_og_description":"The company's interim results: net sales 4,119,088 thousand yen, operating income 901,582 thousand yen, net income 608,707 thousand yen. Review of financial soundness and segment profit structure.","jir_og_image_url":"\/assets\/og\/company-general_ir.jpg","jir_chart_data_collection":"[]","ir_related_company":59393,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"financial_summary","footnotes":""},"sector":[],"importance":[],"class_list":["post-142778","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"\n