For the second quarter (interim) of the fiscal year ending March 2027, consolidated ordinary income was 55,036 million yen, ordinary profit was 11,563 million yen, and interim net income attributable to owners of parent was 8,203 million yen. The full-year guidance for FY2027 was revised upward to ordinary income of 105,500 million yen, ordinary profit of 24,500 million yen, and net income of 17,000 million yen. The financial summary discloses financial position metrics including a capital adequacy ratio of 5.6% (interim) and 5.8% (consolidated). Dividends are expected at 35 yen interim and 35 yen year-end (70 yen full year), and per-share figures have been adjusted to reflect the impact of a stock split.<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"price_fetched_at":"","company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"8393","jir_company_name":"The Miyazaki Bank, Ltd.","jir_importance":"\u2605\u2605\u2605\u2605\u2606","jir_publication_date":"2026-11-06","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/11\/8393-20261106-01.pdf","jir_short_summary":"For the second quarter (interim) of the fiscal year ending March 2027, consolidated ordinary income was 55,036 million yen, ordinary profit was 11,563 million yen, and interim net income attributable to owners of parent was 8,203 million yen. The full-year guidance for FY2027 was revised upward to ordinary income of 105,500 million yen, ordinary profit of 24,500 million yen, and net income of 17,000 million yen. The financial summary discloses financial position metrics including a capital adequacy ratio of 5.6% (interim) and 5.8% (consolidated). Dividends are expected at 35 yen interim and 35 yen year-end (70 yen full year), and per-share figures have been adjusted to reflect the impact of a stock split.","jir_summary":"### Performance Overview\nThe Miyazaki Bank, Ltd. achieved consolidated ordinary income of 55,036 million yen, ordinary profit of 11,563 million yen, and interim net income attributable to owners of parent of 8,203 million yen for the second quarter (cumulative) of the fiscal year ending March 2027. All of ordinary income, ordinary profit, and interim net income increased compared with the same period of the previous year. The financial summary revises the FY2027 full-year forecast upward to ordinary income of 105,500 million yen, ordinary profit of 24,500 million yen, and net income of 17,000 million yen. Dividends are assumed at 35 yen interim and 35 yen year-end (total 70 yen), and per-share indicators have been listed adjusted for the impact of a stock split. The consolidated capital adequacy ratio remains low at 5.8% but shows stable trends.\n\n### Outlook and Shareholder Returns\nBased on interim results, the full-year forecast has been revised upward. The bank expects record-high levels for ordinary income, ordinary profit, and net income, and will continue stable capital policies. Dividends are targeted at 70 yen per year to maintain shareholder returns. Although improving the capital adequacy ratio remains a challenge under the medium-term plan, the bank aims to improve ROE through stable loan expansion as a regional financial institution and more efficient asset management.","jir_financial_highlights":"Ordinary Income: 55,036 (Year-over-Year +30.3%)\nOrdinary Profit: 11,563 (Year-over-Year +19.8%)\nInterim Net Income Attributable to Owners of Parent: 8,203 (Year-over-Year +21.1%)\nFY2027 Full-Year Ordinary Income: 105,500 (Year-over-Year +17.0%)\nFY2027 Full-Year Net Income: 17,000 (Year-over-Year +20.6%)\nCapital Adequacy Ratio (Consolidated): 5.8% (Year-over-Year +0.4pt)","jir_category":"","jir_hashtags":"#TheMiyazakiBank, #Earnings, #MidtermPlan, #Dividends, #CapitalAdequacyRatio","jir_key_figures":"Ordinary Income: 55,036 million yen (Year-over-Year +30.3%)\nOrdinary Profit: 11,563 million yen (Year-over-Year +19.8%)\nInterim Net Income: 8,203 million yen (Year-over-Year +21.1%)","jir_meta_title":"The Miyazaki Bank, Ltd. \u2014 FY2027 Second Quarter Financial Summary | Ordinary Income 55,036 million yen (YoY +30.3%)","jir_meta_description":"The Miyazaki Bank, Ltd. FY2027 second quarter financial summary: ordinary income, ordinary profit, and interim net income exceeded last year, and the full-year forecast was revised upward. Dividends are expected at 35 yen interim and 35 yen year-end (70 yen total), and the consolidated capital adequacy ratio is 5.8%.","jir_og_title":"The Miyazaki Bank, Ltd. Posts Strong Q2 Results \u2014 Raises Full-Year Forecast","jir_og_description":"The Miyazaki Bank, Ltd.'s FY2027 second quarter results show revenue and profit growth. Full-year forecasts were raised and shareholder return policy targets 70 yen annually.","jir_og_image_url":"\/assets\/og\/company-financial_summary.jpg","jir_chart_data_collection":"[{\"jir_chart_id\": \"revenue_trend\", \"jir_chart_type\": \"line\", \"jir_chart_title\": \"Revenue Trend\", \"jir_chart_json_data\": \"{\\\"type\\\":\\\"line\\\",\\\"data\\\":{\\\"labels\\\":[\\\"2026\/04\\\",\\\"2026\/07\\\",\\\"2026\/10\\\"],\\\"datasets\\\":[{\\\"label\\\":\\\"Ordinary Income\\\",\\\"data\\\":[55036,55136,105500]}]},\\\"options\\\":{}}\"}, {\"jir_chart_id\": \"operating_profit_trend\", \"jir_chart_type\": \"line\", \"jir_chart_title\": \"Ordinary Profit Trend\", \"jir_chart_json_data\": \"{\\\"type\\\":\\\"line\\\",\\\"data\\\":{\\\"labels\\\":[\\\"2026\/04\\\",\\\"2026\/07\\\",\\\"2026\/10\\\"],\\\"datasets\\\":[{\\\"label\\\":\\\"Ordinary Profit\\\",\\\"data\\\":[11563,11000,24500]}]},\\\"options\\\":{}}\"}, {\"jir_chart_id\": \"net_income_trend\", \"jir_chart_type\": \"line\", \"jir_chart_title\": \"Net Income Trend\", \"jir_chart_json_data\": \"{\\\"type\\\":\\\"line\\\",\\\"data\\\":{\\\"labels\\\":[\\\"2026\/04\\\",\\\"2026\/07\\\",\\\"2026\/10\\\"],\\\"datasets\\\":[{\\\"label\\\":\\\"Interim Net Income\\\",\\\"data\\\":[8203,8200,17000]}]},\\\"options\\\":{}}\"}, {\"jir_chart_id\": \"dividend_yield\", \"jir_chart_type\": \"bar\", \"jir_chart_title\": \"Dividend Policy\", \"jir_chart_json_data\": \"{\\\"type\\\":\\\"bar\\\",\\\"data\\\":{\\\"labels\\\":[\\\"Interim FY2026\\\",\\\"Year-end FY2026\\\"],\\\"datasets\\\":[{\\\"label\\\":\\\"Annual Dividend Forecast\\\",\\\"data\\\":[70,70]}]},\\\"options\\\":{}}\"}]","ir_related_company":9550,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"financial_summary","footnotes":""},"sector":[],"importance":[],"class_list":["post-142548","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"\n