Due to a counterparty preparing to file for commencement of bankruptcy proceedings, of the loans to that counterparty totaling 421 million yen, 276 million yen unsecured will be fully provided for in the second quarter of the fiscal year ending March 2027; refer to the separately disclosed earnings guidance restatement for future performance 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Ltd.","jir_importance":"\u2605\u2605\u2605\u2606\u2606","jir_publication_date":"2026-11-05","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/11\/8416-20261105-01.pdf","jir_short_summary":"Due to a counterparty preparing to file for commencement of bankruptcy proceedings, of the loans to that counterparty totaling 421 million yen, 276 million yen unsecured will be fully provided for in the second quarter of the fiscal year ending March 2027; refer to the separately disclosed earnings guidance restatement for future performance outlook.","jir_summary":"### Overview of the Matter\nWe received notice that our counterparty, Heiwa Shoji Co., Ltd., has begun preparations to file for commencement of bankruptcy proceedings. Accordingly, there is a risk that claims against this company may become uncollectible or collection may be delayed. The affected claims are loans totaling 421 million yen (0.8% of consolidated net assets for the fiscal year ended March 2026).\n\n### Financial Impact and Future Response\nThe unsecured portion of 276 million yen will be fully provided for in the second quarter of the fiscal year ending March 2027. For information on whether earnings forecasts will be revised, please refer to the notice on the restatement of earnings guidance disclosed today.","jir_financial_highlights":"Loans: 421 million yen (As of November 4, 2026)\nUnsecured claims: 276 million yen (Fully provided for in the second quarter of the fiscal year ending March 2027)","jir_category":"","jir_hashtags":"#TheBankOfKochiBusinessInfo, #DisclosureUpdate, #ProvisionForClaims","jir_key_figures":"Loans: 421 million yen (Proportion to consolidated net assets for the fiscal year ended March 2026: 0.8%)\nUnsecured claims: 276 million yen\nProvision timing: Second quarter of the fiscal year ending March 2027","jir_meta_title":"The Bank Of Kochi, Ltd. \u2014 Notice of Provision Due to Claim Recovery Risk\uff5cNovember 2026","jir_meta_description":"The Bank Of Kochi announced a risk of uncollectible claims as a counterparty prepares to file for bankruptcy. Unsecured claims of 276 million yen will be fully provided for in the second quarter of the fiscal year ending March 2027. Any revisions to future performance will be announced separately.","jir_og_title":"The Bank Of Kochi, Ltd. \u2014 Notice of Claim Recovery Risk\uff5cNovember 2026","jir_og_description":"Due to a counterparty preparing for bankruptcy proceedings, of loans totaling 421 million yen, 276 million yen unsecured will be provided for in the second quarter of FY2027. Future performance outlook will be announced separately.","jir_og_image_url":"\/assets\/og\/company-general_ir.jpg","jir_chart_data_collection":"[]","ir_related_company":58879,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"disclosure_update","footnotes":""},"sector":[],"importance":[],"class_list":["post-141985","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"\n