Revised upward the consolidated and non-consolidated earnings guidance for the second quarter of the fiscal year ending March 2027. Interim net income increased by 1,200 million yen on a consolidated basis (resulting in interim net income per share of 104.17 yen \u2192 104.45 yen), with an approximate increase of 12,504 million yen versus the same period of the previous year. The full-year guidance remains unchanged. Revenue is expected to increase by over 10% year-over-year.<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"price_fetched_at":"","company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"8558","jir_company_name":"The Towa Bank, Ltd.","jir_importance":"\u2605\u2605\u2605\u2605\u2606","jir_publication_date":"2026-11-04","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/11\/8558-20261104-02.pdf","jir_short_summary":"Revised upward the consolidated and non-consolidated earnings guidance for the second quarter of the fiscal year ending March 2027. Interim net income increased by 1,200 million yen on a consolidated basis (resulting in interim net income per share of 104.17 yen \u2192 104.45 yen), with an approximate increase of 12,504 million yen versus the same period of the previous year. The full-year guidance remains unchanged. Revenue is expected to increase by over 10% year-over-year.","jir_summary":"### Overview of Revision to Earnings Guidance\nThe Towa Bank, Ltd. has revised its consolidated and non-consolidated earnings guidance for the cumulative second quarter of the fiscal year ending March 2027. The revision for interim net income is upward; on a consolidated basis interim net income increased by 1,200 million yen, resulting in interim net income per share of 104.17 yen. The primary factors are higher-than-expected gains on disposal of fixed assets from the sale of idle assets and a reduction in corporate tax burdens. However, the full-year earnings guidance remains unchanged from the previous forecast. Compared with the same period of the previous year, ordinary revenue is expected to increase significantly.\n\n### Outlook and Impact on Shareholders\nThere is no change to the full-year guidance, and given the uncertainty in financial and economic conditions, there remains the possibility of further revisions depending on future developments. Gains from the sale of idle assets and tax burden reduction through tax-effect accounting have contributed to the upward revision of interim net income, and short-term improvement in shareholder value is expected. However, confirmation of performance will depend on future market conditions.","jir_financial_highlights":"Ordinary Income (Consolidated): 2,500 million yen\nInterim Net Income (Consolidated): 3,700 million yen (+1,200)\nInterim Net Income per Share (Consolidated): 104.17 yen (+33.63)\nOrdinary Income (Non-consolidated): 2,500 million yen\nInterim Net Income (Non-consolidated): 3,710 million yen (+1,210)\nInterim Net Income per Share (Non-consolidated): 104.45 yen (+33.91)\nResults for the Same Period of the Previous Year (Consolidated): 3,016 million yen\nResults for the Same Period of the Previous Year (Standalone): 3,127 million yen\nOrdinary Revenue for the Same Period of the Previous Year: 20,546 million yen\nOrdinary Revenue for the Same Period of the Previous Year (Standalone): 18,573 million yen","jir_category":"","jir_hashtags":"#TheTowaBank, #EarningsGuidanceRevision","jir_key_figures":"Interim Net Income (Consolidated): 3,700 million yen\nInterim Net Income per Share (Consolidated): 104.17 yen\nOrdinary Revenue for the Same Period of the Previous Year (Consolidated): 20,546 million yen","jir_meta_title":"The Towa Bank, Ltd. Revises Up Earnings Guidance\uff5cQ2 FY2027","jir_meta_description":"The Towa Bank, Ltd. has revised up its Q2 FY2027 earnings guidance. Consolidated interim net income is 3,700 million yen, equivalent to 104.17 yen per share. Significant year-over-year increase is expected while full-year guidance remains unchanged.","jir_og_title":"The Towa Bank, Ltd.\uff5cRevises Up Earnings Guidance","jir_og_description":"The Towa Bank, Ltd. has revised up its Q2 FY2027 earnings guidance. Interim net income increases significantly while full-year guidance is maintained.","jir_og_image_url":"\/assets\/og\/company-general_ir.jpg","jir_chart_data_collection":"[]","ir_related_company":17626,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"earnings_guidance","footnotes":""},"sector":[],"importance":[],"class_list":["post-141221","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"\n