The Miyazaki Bank, Ltd. has revised upward its consolidated and non-consolidated earnings guidance for the cumulative second quarter of the fiscal year ending March 2027. Ordinary income, ordinary profit, and interim net income attributable to owners of the parent are all expected to reach record highs. The upward differences from the previous guidance are 7,400 million yen \/ 1,700 million yen \/ 1,300 million yen respectively, representing increases of approximately 15.5%\u201318.8%. Primary drivers are higher-than-expected loan interest income, expense containment, and recognition of gains on sales of securities following a re-evaluation of the securities portfolio. Full-year guidance will be announced separately in early November.<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"price_fetched_at":"","company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"8393","jir_company_name":"The Miyazaki Bank, Ltd.","jir_importance":"\u2605\u2605\u2605\u2605\u2606","jir_publication_date":"2026-11-04","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/11\/8393-20261104-01.pdf","jir_short_summary":"The Miyazaki Bank, Ltd. has revised upward its consolidated and non-consolidated earnings guidance for the cumulative second quarter of the fiscal year ending March 2027. Ordinary income, ordinary profit, and interim net income attributable to owners of the parent are all expected to reach record highs. The upward differences from the previous guidance are 7,400 million yen \/ 1,700 million yen \/ 1,300 million yen respectively, representing increases of approximately 15.5%\u201318.8%. Primary drivers are higher-than-expected loan interest income, expense containment, and recognition of gains on sales of securities following a re-evaluation of the securities portfolio. Full-year guidance will be announced separately in early November.","jir_summary":"### Overview of Guidance Revision\nThis document, dated November 4, 2026, reports an upward revision to the consolidated and non-consolidated earnings guidance for the cumulative second quarter of the fiscal year ending March 2027. Key metrics are expected to be ordinary income of 55,000 million yen, ordinary profit of 11,500 million yen, interim net income attributable to owners of the parent of 8,200 million yen, and interim net income per share of 97.71 yen. These represent increases from the previous guidance of 7,400 million yen, 1,700 million yen, and 1,300 million yen respectively. The expected growth rates are 15.5% for ordinary income, 17.3% for ordinary profit, and 18.8% for interim net income.\n\n### Reasons for the Revision and Outlook\nThe revision is driven by anticipated upside in loan interest income, anticipated downward pressure on expenses, and a review of the securities portfolio including gains on bond and securities sales, resulting in expected record-high performance. Full-year earnings guidance will be provided at the financial results announcement scheduled for early November.","jir_financial_highlights":"Ordinary Income: Previous guidance 47,600 million yen \u2192 Revised guidance 55,000 million yen (Change 7,400 million yen)\nOrdinary Profit: Previous guidance 9,800 million yen \u2192 Revised guidance 11,500 million yen (Change 1,700 million yen)\nInterim Net Income Attributable to Owners of Parent: Previous guidance 6,900 million yen \u2192 Revised guidance 8,200 million yen (Change 1,300 million yen)\nInterim Net Income per Share: Previous guidance 82.23 yen \u2192 Revised guidance 97.71 yen (Change 15.48 yen)","jir_category":"","jir_hashtags":"#TheMiyazakiBank, #EarningsGuidanceRevision","jir_key_figures":"Ordinary Income: 55,000 million yen (previous 47,600 million yen)\nOrdinary Profit: 11,500 million yen (previous 9,800 million yen)\nInterim Net Income Attributable to Owners of Parent: 8,200 million yen (previous 6,900 million yen)","jir_meta_title":"The Miyazaki Bank, Ltd. \u2014 Upward Revision to Earnings Guidance\uff5cFY2027 Q2 Cumulative","jir_meta_description":"The Miyazaki Bank, Ltd. has revised upward its cumulative Q2 earnings guidance for FY2027: ordinary income 55,000 million yen, ordinary profit 11,500 million yen, interim net income 8,200 million yen, interim EPS 97.71 yen. Full-year guidance to be announced in early November.","jir_og_title":"The Miyazaki Bank, Ltd. Revises Upward Earnings Guidance\uff5cFY2027 Q2 Cumulative","jir_og_description":"The Miyazaki Bank, Ltd. has revised upward its cumulative Q2 earnings guidance. Main drivers are interest income trends, expense containment, and gains on sales of securities. Full-year guidance will be announced later.","jir_og_image_url":"\/assets\/og\/company-general_ir.jpg","jir_chart_data_collection":"[]","ir_related_company":9550,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"earnings_guidance","footnotes":""},"sector":[],"importance":[],"class_list":["post-140568","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"\n