For the interim period of the fiscal year ending March 2027, consolidated results showed ordinary income of 452,075 million yen, ordinary profit of 92,182 million yen, and net income attributable to owners of parent of 69,096 million yen, a slight decrease\/flat versus the prior year. Interim net income per share was 77.89 yen. The results were affected by business combinations including the change to equity-method affiliates for overseas operations, Shinsei Bank Shimane, and Fukushima Bank. The full-year dividend forecast remains 42.00 yen.<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"price_fetched_at":"","company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"8303","jir_company_name":"SBI Shinsei Bank, Limited","jir_importance":"\u2605\u2605\u2605\u2605\u2606","jir_publication_date":"2026-11-02","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/11\/8303-20261102-01.pdf","jir_short_summary":"For the interim period of the fiscal year ending March 2027, consolidated results showed ordinary income of 452,075 million yen, ordinary profit of 92,182 million yen, and net income attributable to owners of parent of 69,096 million yen, a slight decrease\/flat versus the prior year. Interim net income per share was 77.89 yen. The results were affected by business combinations including the change to equity-method affiliates for overseas operations, Shinsei Bank Shimane, and Fukushima Bank. The full-year dividend forecast remains 42.00 yen.","jir_summary":"### Overview of Performance\nSBI Shinsei Bank, Limited's consolidated results for the interim period of the fiscal year ending March 2027 showed a significant increase in ordinary revenue to 452,075 million yen year-over-year, supported by an expanded customer base and improved capital efficiency. Ordinary profit rose substantially to 92,182 million yen, and net income attributable to owners of parent for the interim period was 69,096 million yen, with interim net income per share of 77.89 yen. Segment-level analysis and changes in the scope of consolidation influenced these results.\n\n### Dividends, Capital Policy and Outlook\nAs of the end of Q2, dividends of 42.00 yen have been paid, and the full-year dividend forecast remains 42.00 yen. There are no revisions to the consolidated earnings forecast for fiscal 2027 from the most recently published outlook. The interim period saw additions to equity-method affiliates (Shimane Bank, Fukushima Bank), and continued capital policy measures and strengthened partnerships are expected to be factors for sustained profit growth going forward.","jir_financial_highlights":"Ordinary Revenue: 452,075 (Year-over-Year (YoY) 24.1% increase)\nOrdinary Profit: 92,182 (Year-over-Year (YoY) 47.6% increase)\nNet Income Attributable to Owners of Parent (Interim): 69,096 (Year-over-Year (YoY) -0.4%)\nInterim Net Income per Share: 77.89 (Year-over-Year (YoY) 0)\nTotal Assets: 26,383,645 (Compared with previous fiscal year-end)","jir_category":"","jir_hashtags":"#SBIShinseiBank, #Earnings, #InterimResults, #OverseasOperations, #EquityMethodAffiliates","jir_key_figures":"Ordinary Revenue: 452,075 million yen\nOrdinary Profit: 92,182 million yen\nNet Income Attributable to Owners of Parent (Interim): 69,096 million yen","jir_meta_title":"SBI Shinsei Bank, Limited \u2014 FY2027 Interim Results | Ordinary Profit 92.18 billion yen \/ Shareholder Returns","jir_meta_description":"Summary of SBI Shinsei Bank, Limited's FY2027 interim results: revenue and profit trends, interim net income, EPS, dividend policy, and impact from equity-method affiliates.","jir_og_title":"SBI Shinsei Bank, Limited | FY2027 Interim Results Summary","jir_og_description":"Key points of SBI Shinsei Bank, Limited's interim results: ordinary profit 92.18 billion yen, dividend 42.00 yen, and effects from Shimane Bank and Fukushima Bank becoming equity-method affiliates.","jir_og_image_url":"\/assets\/og\/company-general_ir.jpg","jir_chart_data_collection":"[]","ir_related_company":7580,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"financial_summary","footnotes":""},"sector":[],"importance":[],"class_list":["post-139391","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"\n