Consolidated subsidiary Refinance Co., Ltd. will obtain financing from Japan Finance Corporation to acquire fixed assets. Borrowing amount is 200 hundred million yen, term 10 years, interest rate 2.5% (fixed), with the first two years fixed at 2.0%. Expected execution date is 2026-11-02. The impact is expected to be minor. Consolidated earnings forecast for the fiscal year ending June 2027: net sales 5,800 million yen, operating income 630 million yen, ordinary income 590 million yen, net income attributable to owners of parent 400 million yen.<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"price_fetched_at":"","company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"7375","jir_company_name":"REFINVERSE Group, Inc.","jir_importance":"\u2605\u2605\u2605\u2606\u2606","jir_publication_date":"2026-10-30","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/10\/7375-20261030-01.pdf","jir_short_summary":"Consolidated subsidiary Refinance Co., Ltd. will obtain financing from Japan Finance Corporation to acquire fixed assets. Borrowing amount is 200 hundred million yen, term 10 years, interest rate 2.5% (fixed), with the first two years fixed at 2.0%. Expected execution date is 2026-11-02. The impact is expected to be minor. Consolidated earnings forecast for the fiscal year ending June 2027: net sales 5,800 million yen, operating income 630 million yen, ordinary income 590 million yen, net income attributable to owners of parent 400 million yen.","jir_summary":"### Overview of Business Financing and Borrowing\nRefinance Co., Ltd., a consolidated subsidiary, resolved to borrow funds from Japan Finance Corporation to secure funds for the acquisition of fixed assets. The borrowing amount is 200 hundred million yen, the borrowing period is 10 years, and the interest rate is 2.5% (fixed), with the first two years at 2.0% (fixed). There is no collateral or guarantor, and the execution date is scheduled for 2026-11-02.\n\n### Future Impact and Earnings Outlook\nThe impact of this borrowing on consolidated results is expected to be minor, and supplementary materials present the consolidated earnings forecast for the fiscal year 2027. Net sales are forecast at 5,800 million yen, operating income at 630 million yen, ordinary income at 590 million yen, and net income attributable to owners of parent at 400 million yen, all expected to improve compared with the previous period.","jir_financial_highlights":"Consolidated Net Sales: 5,800 million yen (Previous period 4,464 million yen)\nConsolidated Operating Income: 630 million yen (Previous period 320 million yen)\nConsolidated Ordinary Income: 590 million yen (Previous period 282 million yen)\nNet Income Attributable to Owners of Parent: 400 million yen (Previous period 255 million yen)","jir_category":"","jir_hashtags":"#REFINVERSEGroup, #Financing, #Borrowing, #FixedAssetInvestment","jir_key_figures":"Borrowing amount: 200 hundred million yen (unsecured, no guarantor)\nBorrowing period: 10 years\nInterest rate: 2.5% (fixed) \/ First two years 2.0% (fixed)\nExecution date: 2026-11-02 (scheduled)\nCurrent consolidated earnings forecast: Net sales 5,800 million yen, Operating income 630 million yen, Ordinary income 590 million yen, Net income attributable to owners of parent 400 million yen","jir_meta_title":"REFINVERSE Group, Inc. Announces Borrowing by Consolidated Subsidiary | Execution Scheduled November 2026","jir_meta_description":"A consolidated subsidiary of REFINVERSE Group will borrow 200 hundred million yen from Japan Finance Corporation to fund fixed asset acquisition. Term 10 years, interest 2.5% (2.0% fixed for first two years), execution scheduled for 2026-11-02. Current fiscal year earnings outlook also provided.","jir_og_title":"REFINVERSE Group, Inc. Announces Borrowing by Consolidated Subsidiary | Execution Scheduled November 2026","jir_og_description":"A subsidiary will execute borrowing to finance fixed asset acquisition. Borrowing amount 200 hundred million yen, term 10 years, interest 2.5% (2.0% fixed for first two years), execution scheduled for 2026-11-02. Current fiscal year earnings forecast is also disclosed.","jir_og_image_url":"\/assets\/og\/company-general_ir.jpg","jir_chart_data_collection":"[]","ir_related_company":60905,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"general_ir","footnotes":""},"sector":[],"importance":[],"class_list":["post-139001","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"\n