Upward revision of earnings forecasts for the cumulative second quarter period of the fiscal year ending March 2027. Ordinary income and net income attributable to owners of parent for the interim period have been increased, and earnings per share have been revised upward. Dividend forecast also revised upward (total annual dividend 82 yen).<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"price_fetched_at":"","company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"7184","jir_company_name":"The First Bank Of Toyama, Ltd.","jir_importance":"\u2605\u2605\u2605\u2605\u2606","jir_publication_date":"2026-10-30","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/10\/7184-20261030-01.pdf","jir_short_summary":"Upward revision of earnings forecasts for the cumulative second quarter period of the fiscal year ending March 2027. Ordinary income and net income attributable to owners of parent for the interim period have been increased, and earnings per share have been revised upward. Dividend forecast also revised upward (total annual dividend 82 yen).","jir_summary":"### Key Points\nThis document announces upward revisions to the earnings forecasts for the cumulative second quarter period and the full fiscal year ending March 2027, reflecting increases in ordinary income, net income and earnings per share. The primary factors are increased gains related to securities, decreased credit-related expenses, and increased interest income. Both consolidated and non-consolidated forecasts attribute the main reason to increased gains on sales of securities, and interest income is expected to rise in light of higher interest rates. The dividend forecast is also revised upward, targeting an annual dividend of 82 yen.\n\n### Shareholder Returns and Outlook\nThe shareholder return policy was revised in April 2025 to target a payout ratio of at least 35% of net income attributable to owners of parent. In light of the upward revision to earnings, the dividend forecast has been raised to strengthen shareholder returns. Although future results and dividends may fluctuate depending on interest rate trends and market conditions, assuming the factors behind the upward revision continue, stability in earnings and dividends is expected to be maintained.","jir_financial_highlights":"Ordinary Income: 12,600 million yen (Previous forecast 11,000 million yen \u2192 Increase +1,600 million yen)\nNet Income Attributable to Owners of Parent (Interim): 8,900 million yen (Previous forecast 8,000 million yen \u2192 Increase +900 million yen)\nEarnings Per Share (Interim): 145.69 yen (Previous forecast 130.48 yen \u2192 Increase +15.21 yen)\nNet Income: 14,000 million yen (Previous forecast 13,000 million yen \u2192 Increase +1,000 million yen)\nEarnings Per Share (Full Year): 229.18 yen (Previous forecast 212.83 yen \u2192 Increase +16.35 yen)\nOperating Revenue: 33,300 million yen (Year-over-year difference expected increase of 8,384 million yen)\nSame Period Last Year (Consolidated): 24,916 million yen (Comparison reference)\nAnnual Dividend: 82 yen (Previous forecast 75 yen \u2192 Increase +7 yen)","jir_category":"","jir_hashtags":"#TheFirstBankOfToyama, #EarningsForecastRevision","jir_key_figures":"Ordinary Income: 12,600 million yen\nNet Income Attributable to Owners of Parent (Interim): 8,900 million yen\nEarnings Per Share (Interim): 145.69 yen\nNet Income: 14,000 million yen\nEarnings Per Share (Full Year): 229.18 yen\nAnnual Dividend: 82 yen","jir_meta_title":"The First Bank Of Toyama, Ltd. \u2014 Revision of Earnings Forecasts and Increased Dividend Forecast\uff5cFiscal Year Ending March 2027","jir_meta_description":"The First Bank Of Toyama, Ltd. has revised up its earnings forecasts for the cumulative second quarter of the fiscal year ending March 2027. Ordinary income, interim net income and EPS have risen and full-year forecasts have been raised. Annual dividend increased to 82 yen. See IR materials for details.","jir_og_title":"The First Bank Of Toyama, Ltd. Revises Up Earnings Forecasts and Raises Dividend Forecast","jir_og_description":"The First Bank Of Toyama, Ltd. has revised up its earnings forecasts for the fiscal year ending March 2027, announcing increases in ordinary income, net income and dividends. Watch for future performance trends.","jir_og_image_url":"\/assets\/og\/company-general_ir.jpg","jir_chart_data_collection":"[]","ir_related_company":9478,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"earnings_guidance","footnotes":""},"sector":[],"importance":[],"class_list":["post-138740","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"\n