The Bank of Toyama, Ltd. has upwardly revised its earnings guidance for the cumulative second quarter period of the fiscal year ending March 2027. Consolidated ordinary income revised from previous guidance of 700 million yen to 1,150 million yen; interim net income attributable to owners of parent revised from 500 million yen to 800 million yen; interim net income per share revised from 93.71 yen to 149.87 yen. The revision is mainly due to expected increases in loan interest and interest\/dividend income on securities at the standalone bank. Full-year guidance will be announced at the second quarter financial results presentation.<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"price_fetched_at":"","company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"8365","jir_company_name":"The Bank of Toyama, Ltd.","jir_importance":"\u2605\u2605\u2605\u2605\u2606","jir_publication_date":"2026-10-30","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/10\/8365-20261030-01.pdf","jir_short_summary":"The Bank of Toyama, Ltd. has upwardly revised its earnings guidance for the cumulative second quarter period of the fiscal year ending March 2027. Consolidated ordinary income revised from previous guidance of 700 million yen to 1,150 million yen; interim net income attributable to owners of parent revised from 500 million yen to 800 million yen; interim net income per share revised from 93.71 yen to 149.87 yen. The revision is mainly due to expected increases in loan interest and interest\/dividend income on securities at the standalone bank. Full-year guidance will be announced at the second quarter financial results presentation.","jir_summary":"### Overview of the Revision to Earnings Guidance\nIn the notice released today, The Bank of Toyama, Ltd. has upwardly revised its consolidated earnings guidance for the cumulative second quarter period of the fiscal year ending March 2027. Financial indicators are expected to be: consolidated ordinary income of 1,150 million yen, interim net income attributable to owners of parent of 800 million yen, and interim net income per share of 149.87 yen. The revision is primarily driven by the expectation that loan interest and interest\/dividend income on securities at the standalone bank will exceed initial forecasts; the consolidated guidance revision mainly reflects the standalone guidance revision. Full-year earnings guidance will be disclosed at the second quarter financial results scheduled for November 6, 2026.\n\n### Outlook and Points to Note\nNote that the timing for disclosing the full-year guidance is TBD. The revision is based on information available at present and may change due to future economic conditions, interest rate trends, and other factors. Investors should await the disclosure of full-year guidance at the second quarter financial results announcement.","jir_financial_highlights":"Consolidated Ordinary Income: 1,150 million yen (Previous Guidance (A) 700 million yen \u2192 Change (B-A) 450 million yen)\nInterim Net Income Attributable to Owners of Parent (Consolidated): 800 million yen (Previous Guidance (A) 500 million yen \u2192 Change (B-A) 300 million yen)\nInterim Net Income Per Share: 149.87 yen (Previous Guidance (A) 93.71 yen \u2192 Change (B-A) 56.16 yen)\nStandalone Earnings Guidance: Ordinary Income 1,100 million yen \/ Interim Net Income 800 million yen \/ Interim Net Income Per Share 149.87 yen (Previous Guidance (A) Ordinary Income 700 million yen Interim Net Income 500 million yen Interim Net Income Per Share 93.71 yen \u2192 Change (B-A) 400 million yen \/ 300 million yen \/ 56.16 yen)","jir_category":"","jir_hashtags":"#TheBankOfToyama_IR, #EarningsGuidanceRevision","jir_key_figures":"Consolidated Ordinary Income: 1,150 million yen\nInterim Net Income Attributable to Owners of Parent (Consolidated): 800 million yen\nInterim Net Income Per Share: 149.87 yen","jir_meta_title":"The Bank of Toyama, Ltd. Revises Up Earnings Guidance\uff5cCumulative 2Q FY2027","jir_meta_description":"The Bank of Toyama, Ltd. has upwardly revised its cumulative second quarter earnings guidance for FY ending March 2027: consolidated ordinary income 1,150 million yen, interim net income 800 million yen, interim EPS 149.87 yen. Full-year guidance to be announced at the 2Q results.","jir_og_title":"The Bank of Toyama, Ltd. Revises Up Earnings Guidance\uff5cCumulative 2Q FY2027","jir_og_description":"The Bank of Toyama, Ltd. has upwardly revised cumulative 2Q guidance to consolidated ordinary income 1,150 million yen, net income 800 million yen, interim EPS 149.87 yen. Full-year guidance to be disclosed later.","jir_og_image_url":"\/assets\/og\/company-general_ir.jpg","jir_chart_data_collection":"[]","ir_related_company":58863,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"earnings_guidance","footnotes":""},"sector":[],"importance":[],"class_list":["post-137621","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"\n