For the fiscal year ending March 2027, cumulative results for the first half and full-year earnings guidance have been revised upward. Consolidated ordinary income revised from 38,000 hundred million yen \u2192 72,700 hundred million yen, ordinary profit revised from 6,600 million yen \u2192 13,000 million yen, and net income attributable to owners of parent revised from 4,800 million yen \u2192 8,300 million yen. The dividend forecast is also increased from 56 yen \u2192 112 yen (full year). The drivers are higher-than-expected increases in the bank’s interest and fee income and relative changes in expenses. The intra-period and full-year forecast revisions cover disclosures during the period April 1, 2026 to March 31, 2027.<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"price_fetched_at":"","company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"8344","jir_company_name":"The Yamagata Bank, Ltd.","jir_importance":"\u2605\u2605\u2605\u2605\u2606","jir_publication_date":"2026-10-29","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/10\/8344-20261029-01.pdf","jir_short_summary":"For the fiscal year ending March 2027, cumulative results for the first half and full-year earnings guidance have been revised upward. Consolidated ordinary income revised from 38,000 hundred million yen \u2192 72,700 hundred million yen, ordinary profit revised from 6,600 million yen \u2192 13,000 million yen, and net income attributable to owners of parent revised from 4,800 million yen \u2192 8,300 million yen. The dividend forecast is also increased from 56 yen \u2192 112 yen (full year). The drivers are higher-than-expected increases in the bank's interest and fee income and relative changes in expenses. The intra-period and full-year forecast revisions cover disclosures during the period April 1, 2026 to March 31, 2027.","jir_summary":"### Overview of Revision to Earnings Guidance\nThis document announces an upward revision to consolidated earnings guidance for the period April 1, 2026 to March 31, 2027 and a review of the dividend forecast for the same period. The primary reason is that the bank's standalone interest income and fee income are expected to exceed initial forecasts while expenses are being restrained, which overall is expected to boost ordinary income and profit. On a consolidated basis for the full year, ordinary income is revised from 65,100 hundred million yen \u2192 72,700 hundred million yen, ordinary profit from 12,100 million yen \u2192 13,000 million yen, net income attributable to owners of parent from 7,100 million yen \u2192 8,300 million yen, and in some items EPS is expected to move from 229.90 yen \u2192 269.02 yen.\n\n### Shareholder Returns and Outlook\nThe dividend forecast has also been revised upward, with the annual dividend set at 112 yen (interim 56 yen, year-end 56 yen). This partially amends the initially forecast interim dividend and indicates a policy prioritizing stable full-year dividends. While future changes may occur depending on economic conditions and developments in the banking industry, the company explains that it currently intends to continue a strategy emphasizing shareholder returns.","jir_financial_highlights":"Ordinary Income: 38,000 (Previous forecast (A) 32,200 \u2192 Revised forecast (B) 38,000; Change amount 5,800; Change rate 18.0%)\nOrdinary Profit: 6,600 (Previous forecast (A) 5,600 \u2192 Revised forecast (B) 6,600; Change amount 1,000; Change rate 17.9%)\nNet Income Attributable to Owners of Parent: 4,800 (Previous forecast (A) 3,500 \u2192 Revised forecast (B) 4,800; Change amount 1,300; Change rate 37.1%)\nEarnings per Share (EPS): 155.23 (Previous forecast (A) 113.16 \u2192 Revised forecast (B) 155.23; Change amount 42.07)\nDividend Forecast (Annual): 112.00 (Previous forecast - \u2192 Revised forecast 112.00; Interim +56 yen, Year-end +56 yen)","jir_category":"","jir_hashtags":"#TheYamagataBank, #EarningsGuidanceRevision, #DividendForecast, ShareBuyback_and_ShareholderReturnStrategy","jir_key_figures":"Ordinary Income: 38,000 hundred million yen (upward revision from previous forecast 32,200 hundred million yen)\nOrdinary Profit: 6,600 million yen (upward revision from previous forecast 5,600 million yen)\nNet Income Attributable to Owners of Parent: 4,800 million yen (upward revision from previous forecast 3,500 million yen), Earnings per Share 155.23 yen \u2192 269.02 yen","jir_meta_title":"The Yamagata Bank Announces Revision to Earnings Guidance and Dividend Forecast\uff5cFiscal Year Ending March 2027","jir_meta_description":"The Yamagata Bank has revised upward its cumulative first-half and full-year earnings guidance for FY March 2027. Ordinary income revised to 38,000 hundred million yen \u2192 72,700 hundred million yen; net income revised to 4,800 million yen \u2192 8,300 million yen. Interim and year-end dividends total 112 yen.","jir_og_title":"The Yamagata Bank\uff5cRevision of Earnings Guidance and Dividend Increase Announcement","jir_og_description":"The Yamagata Bank has revised its earnings guidance upward for FY March 2027, expecting increases in ordinary income and profit, and proposes a combined interim and year-end dividend of 112 yen.","jir_og_image_url":"\/assets\/og\/company-financial_summary.jpg","jir_chart_data_collection":"[]","ir_related_company":17072,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"financial_summary","footnotes":""},"sector":[],"importance":[],"class_list":["post-136669","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"\n