Borrowed 200,000 thousand yen from Chiba Bank for working capital. Borrowing execution date 2026\/10\/28, repayment date 2026\/11\/17, interest is short-term prime rate + 0.75%, collateral is trust beneficiary rights over accounts receivable. Impact on the fiscal year ending August 2027 is expected to be minimal.<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"price_fetched_at":"","company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"3174","jir_company_name":"Happiness and D Co.,Ltd.","jir_importance":"\u2605\u2605\u2605\u2606\u2606","jir_publication_date":"2026-10-28","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/10\/3174-20261028-01.pdf","jir_short_summary":"Borrowed 200,000 thousand yen from Chiba Bank for working capital. Borrowing execution date 2026\/10\/28, repayment date 2026\/11\/17, interest is short-term prime rate + 0.75%, collateral is trust beneficiary rights over accounts receivable. Impact on the fiscal year ending August 2027 is expected to be minimal.","jir_summary":"### Overview\nThis notice concerns borrowing of funds under an overdraft agreement. The lender is Chiba Bank, the borrowing amount is 200,000 thousand yen, the borrowing execution date is October 28, 2026, and the repayment date is November 17, 2026. Trust beneficiary rights over accounts receivable have been set as collateral. This is an additional borrowing within a total lending limit of 400,000 thousand yen and is intended for working capital.\n\n### Impact and Outlook\nAs this is a short-term borrowing, the impact on the fiscal year ending August 2027 is expected to be minimal. It is not an item that requires a significant change to the financial position, but attention should be paid to financial soundness and cash management. If any matters requiring disclosure arise, they will be promptly announced.","jir_financial_highlights":"Borrowing Amount: 200,000 thousand yen (Unknown)\nOutstanding Borrowing Balance: 300,000 thousand yen (Unknown)\nRepayment Date: 2026-11-17 (Unknown)\nInterest: Short-term prime rate + 0.75% (Unknown)","jir_category":"","jir_hashtags":"#HappinessAndD, #Fundraising","jir_key_figures":"Borrowing Amount: 200,000 thousand yen\nOutstanding Borrowing Balance: 300,000 thousand yen\nRepayment Date: 2026-11-17","jir_meta_title":"Happiness and D Co.,Ltd. \u2014 Notice of Borrowing\uff5cOctober 28, 2026","jir_meta_description":"Happiness and D Co.,Ltd. borrowed 200,000 thousand yen from Chiba Bank. Details of borrowing execution date, repayment date, interest rate, and collateral are provided. The short-term borrowing is expected to have minimal impact; monitor future developments.","jir_og_title":"Happiness and D Co.,Ltd. \u2014 Notice of Borrowing","jir_og_description":"Announced borrowing of 200,000 thousand yen from Chiba Bank. Provides an overview of repayment date, interest rate, and collateral. Impact on performance is expected to be minimal.","jir_og_image_url":"\/assets\/og\/company-tender_offer.jpg","jir_chart_data_collection":"[]","ir_related_company":61263,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"tender_offer","footnotes":""},"sector":[],"importance":[],"class_list":["post-135703","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"\n