Interim net income attributable to owners of parent: 26,000 million yen (Year-over-Year +19.3%). Consolidated and standalone ordinary income were 36,400 million yen and 34,000 million yen, respectively; net income was 24,800 million yen. Strengthening future earnings base through improved asset management and review of the securities portfolio. 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Consolidated and standalone ordinary income were 36,400 million yen and 34,000 million yen, respectively; net income was 24,800 million yen. Strengthening future earnings base through improved asset management and review of the securities portfolio. Interim earnings guidance projects ordinary income of 58,000\u201361,000 million yen and net income of 42,000\u201344,000 million yen.","jir_summary":"### Performance Overview\nOrdinary revenue increased due to investments in foreign currency-variable bonds and promotion of lending. Interim net income attributable to owners of parent was 26,000 million yen (Year-over-Year +19.3%), ordinary income was 36,400 million yen, and standalone ordinary income was 34,000 million yen. With improvements in asset management, a review of the securities portfolio is underway to strengthen the future earnings base.\n\n### Outlook and Capital Position\nFor the interim results, the earnings forecast assumes consolidated ordinary income of 61,000 million yen and net income of 44,000 million yen. The capital adequacy ratio is expected to be maintained in the range of 21.69\u201322.42% on a domestic standard. Efforts will continue to improve investment yields and enhance resilience to a rising interest rate environment.","jir_financial_highlights":"Net income attributable to owners of parent (interim): 26,000 million yen (Year-over-Year +19.3%)\nOrdinary income (consolidated \/ standalone): 36,400 million yen (Year-over-Year +20.2%)\nNet income (standalone, interim): 24,800 million yen (Year-over-Year +19.3%)\nCapital adequacy ratio (domestic standard): 21.23 %","jir_category":"","jir_hashtags":"#ShinkinCentralBank, #InterimResults, #CapitalPolicy","jir_key_figures":"Interim net income (attributable to owners of parent): 26,000 million yen\nOrdinary income (consolidated): 36,400 million yen\nInterim net income (standalone): 24,800 million yen","jir_meta_title":"Shinkin Central Bank \u2014 Interim Financial Results Overview | Fiscal Year Ending March 2027","jir_meta_description":"Summary of Shinkin Central Bank's interim results for the fiscal year ending March 2027: interim net income 26,000 million yen, ordinary income 36,400 million yen, standalone net income 24,800 million yen. Analysis of earnings structure and outlook.","jir_og_title":"Shinkin Central Bank Interim Results Overview | Fiscal Year Ending March 2027","jir_og_description":"Key points of Shinkin Central Bank's interim financial results summarized for investors: profit growth, stable capital base, and forward-looking earnings outlook.","jir_og_image_url":"\/assets\/og\/company-general_ir.jpg","jir_chart_data_collection":"[]","ir_related_company":9346,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"financial_summary","footnotes":""},"sector":[],"importance":[],"class_list":["post-135699","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"\n